IMMO SAINTE - MARIE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO SAINTE - MARIE
Largest movements
- Receivables within one year +€16,533
up €16,533 (+54.3%), from €30,435 to €46,968
of which Other amounts receivable: +€17,243
- Tangible fixed assets -€7,816
down €7,816 (-3.8%), from €204,182 to €196,366
- Reserves +€26,000
up €26,000 (+50.6%), from €51,360 to €77,360
of which Distributable reserves: +€26,000
- Debts after one year -€21,333
down €21,333 (-66.4%), from €32,131 to €10,798
- Depreciation -€1,954
down €1,954 (-20.0%), from €9,769 to €7,816
- Taxes +€1,267
up €1,267 (+12.7%), from €9,956 to €11,223
- Gross operating margin +€962
up €962 (+2.1%), from €45,345 to €46,307
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €235,961 | €243,832 | +€7,871 | +3.3% |
| Fixed assets | 21/28 | €204,182 | €196,366 | -€7,816 | -3.8% |
| Tangible fixed assets | 22/27 | €204,182 | €196,366 | -€7,816 | -3.8% |
| Land and buildings | 22 | €204,182 | €196,366 | -€7,816 | -3.8% |
| Current assets | 29/58 | €31,779 | €47,466 | +€15,687 | +49.4% |
| Amounts receivable within one year | 40/41 | €30,435 | €46,968 | +€16,533 | +54.3% |
| Trade receivables | 40 | €709 | - | -€709 | |
| Other amounts receivable | 41 | €29,726 | €46,968 | +€17,243 | +58.0% |
| Cash at bank and in hand | 54/58 | €5 | €498 | +€493 | +9,716% |
| Deferred charges and accrued income | 490/1 | €1,339 | - | -€1,339 | |
| Total equity and liabilities | 10/49 | €235,961 | €243,832 | +€7,871 | +3.3% |
| Equity | 10/15 | €166,552 | €192,850 | +€26,298 | +15.8% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €51,360 | €77,360 | +€26,000 | +50.6% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €49,500 | €75,500 | +€26,000 | +52.5% |
| Profit (loss) carried forward | 14 | €108,992 | €109,290 | +€298 | +0.3% |
| Amounts payable | 17/49 | €69,409 | €50,982 | -€18,427 | -26.5% |
| Amounts payable after more than one year | 17 | €32,131 | €10,798 | -€21,333 | -66.4% |
| Financial debts | 170/4 | €32,131 | €10,798 | -€21,333 | -66.4% |
| Amounts payable within one year | 42/48 | €36,578 | €39,484 | +€2,906 | +7.9% |
| Current portion of amounts payable after more than one year | 42 | €20,986 | €21,333 | +€347 | +1.7% |
| Trade debts | 44 | €89 | €262 | +€173 | +196% |
| Suppliers | 440/4 | €89 | €262 | +€173 | +196% |
| Taxes, remuneration and social security | 45 | €14,244 | €15,606 | +€1,362 | +9.6% |
| Taxes | 450/3 | €14,244 | €15,606 | +€1,362 | +9.6% |
| Other amounts payable | 47/48 | €1,260 | €2,283 | +€1,023 | +81.2% |
| Accrued charges and deferred income | 492/3 | €700 | €700 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,769 | €7,816 | -€1,954 | -20.0% |
| Gross operating margin | 9900 | €45,345 | €46,307 | +€962 | +2.1% |
| Operating profit (loss) | 9901 | €35,576 | €38,491 | +€2,915 | +8.2% |
| Financial charges | 65/66B | €1,334 | €970 | -€364 | -27.3% |
| Recurring financial charges | 65 | €1,334 | €970 | -€364 | -27.3% |
| Profit (loss) for the period before taxes | 9903 | €34,241 | €37,521 | +€3,279 | +9.6% |
| Income taxes | 67/77 | €9,956 | €11,223 | +€1,267 | +12.7% |
| Profit (loss) for the period | 9904 | €24,285 | €26,298 | +€2,013 | +8.3% |
| Profit (loss) for the period to be appropriated | 9905 | €24,285 | €26,298 | +€2,013 | +8.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.