Immo Saint-Vincent: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo Saint-Vincent
Largest movements
- Receivables within one year -€28,719
down €28,719 (-96.5%), from €29,774 to €1,055
- Tangible fixed assets -€16,944
down €16,944 (-3.9%), from €438,817 to €421,873
of which Land and buildings: -€15,341
- Contributions -€75,000
down €75,000 (-13.8%), from €542,000 to €467,000
- Other debts +€23,745
new in 2025: €23,745
- Reserves +€9,955
up €9,955 (+17.9%), from €55,484 to €65,439
of which Distributable reserves: +€15,155
- Financial income +€1,303
up €1,303 (+119%), from €1,097 to €2,399
- Gross operating margin -€595
down €595 (-1.8%), from €33,021 to €32,427
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €608,847 | €563,066 | -€45,782 | -7.5% |
| Fixed assets | 21/28 | €438,817 | €421,873 | -€16,944 | -3.9% |
| Tangible fixed assets | 22/27 | €438,817 | €421,873 | -€16,944 | -3.9% |
| Land and buildings | 22 | €433,430 | €418,089 | -€15,341 | -3.5% |
| Plant, machinery and equipment | 23 | €5,387 | €3,784 | -€1,602 | -29.7% |
| Current assets | 29/58 | €170,030 | €141,192 | -€28,838 | -17.0% |
| Amounts receivable within one year | 40/41 | €29,774 | €1,055 | -€28,719 | -96.5% |
| Other amounts receivable | 41 | €29,774 | €1,055 | -€28,719 | -96.5% |
| Cash at bank and in hand | 54/58 | €138,013 | €138,710 | +€696 | +0.5% |
| Deferred charges and accrued income | 490/1 | €2,243 | €1,428 | -€815 | -36.3% |
| Total equity and liabilities | 10/49 | €608,847 | €563,066 | -€45,782 | -7.5% |
| Equity | 10/15 | €597,669 | €532,625 | -€65,045 | -10.9% |
| Contributions | 10/11 | €542,000 | €467,000 | -€75,000 | -13.8% |
| Reserves | 13 | €55,484 | €65,439 | +€9,955 | +17.9% |
| Non-distributable reserves | 130/1 | €5,200 | - | -€5,200 | |
| Reserves not available under the articles | 1311 | €5,200 | - | -€5,200 | |
| Distributable reserves | 133 | €50,284 | €65,439 | +€15,155 | +30.1% |
| Profit (loss) carried forward | 14 | €185 | €185 | = | 0.0% |
| Amounts payable | 17/49 | €11,178 | €30,441 | +€19,263 | +172% |
| Amounts payable within one year | 42/48 | €9,737 | €29,000 | +€19,263 | +198% |
| Trade debts | 44 | €480 | €501 | +€21 | +4.4% |
| Suppliers | 440/4 | €480 | €501 | +€21 | +4.4% |
| Taxes, remuneration and social security | 45 | €9,257 | €4,755 | -€4,503 | -48.6% |
| Taxes | 450/3 | €9,257 | €4,755 | -€4,503 | -48.6% |
| Other amounts payable | 47/48 | - | €23,745 | +€23,745 | |
| Accrued charges and deferred income | 492/3 | €1,441 | €1,441 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,944 | €16,944 | = | 0.0% |
| Other operating charges | 640/8 | €3,089 | €3,236 | +€147 | +4.8% |
| Gross operating margin | 9900 | €33,021 | €32,427 | -€595 | -1.8% |
| Operating profit (loss) | 9901 | €12,989 | €12,247 | -€742 | -5.7% |
| Financial income | 75/76B | €1,097 | €2,399 | +€1,303 | +119% |
| Recurring financial income | 75 | €1,097 | €2,399 | +€1,303 | +119% |
| Financial charges | 65/66B | €45 | €45 | = | 0.0% |
| Recurring financial charges | 65 | €45 | €45 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | €14,041 | €14,601 | +€561 | +4.0% |
| Income taxes | 67/77 | €4,755 | €4,646 | -€109 | -2.3% |
| Profit (loss) for the period | 9904 | €9,286 | €9,955 | +€669 | +7.2% |
| Profit (loss) for the period to be appropriated | 9905 | €9,286 | €9,955 | +€669 | +7.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.