IMMO SAINT JOSSE: what changed
What changed
IMMO SAINT JOSSE
filed annual accounts (NBB)
Net result for the year
-€14,661
2024 · €50,677-€65,339
Equity
€496,544
2024 · €511,205-€14,661
Cash
€71,242
2024 · €76,946-€5,705
Balance sheet total
€626,679
2024 · €747,920-€121,241
Largest movements
Assets
- Stocks and contracts -€100,269
no longer reported in 2025 (was €100,269)
- Tangible fixed assets -€15,160
down €15,160 (-6.5%), from €233,342 to €218,182
Equity and liabilities
- Other debts -€100,050
down €100,050 (-66.3%), from €150,898 to €50,848
- Profit (loss) carried forward -€14,661
down €14,661 (-3.0%), from €490,745 to €476,084
- Debts after one year -€8,276
down €8,276 (-10.9%), from €76,240 to €67,964
Income statement
- Financial charges +€183,180
up €183,180 (+3,254%), from €5,629 to €188,809
- Gross operating margin +€115,511
up €115,511 (+146%), from €78,891 to €194,402
- Other operating charges -€1,973
no longer reported in 2025 (was €1,973)
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€50,677
Gross operating margin
+€115,511
Depreciation
-€796
Other operating charges
+€1,973
Other operating items
+€1,148
Financial income
+€6
Financial charges
-€183,180
Taxes
-€1
Result 2025
-€14,661
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€7,683
Investment
-€5,111
Financing
-€8,276
Cash 2024
€76,946
From operations (derived)
+€7,683
Net result for the year
-€14,661
Depreciation
+€20,263
Stocks and contracts
+€100,269
Smaller working-capital items
-€49
Trade debts
+€1,912
Other debts
-€100,050
Investment (derived)
-€5,111
Investment in fixed assets (net)
-€5,103
Current investments
-€9
Financing
-€8,276
Debts after one year
-€8,276
Cash 2025
€71,242
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €747,920 | €626,679 | -€121,241 | -16.2% |
| Fixed assets | 21/28 | €562,639 | €547,479 | -€15,160 | -2.7% |
| Tangible fixed assets | 22/27 | €233,342 | €218,182 | -€15,160 | -6.5% |
| Land and buildings | 22 | €135,006 | €129,191 | -€5,815 | -4.3% |
| Furniture and vehicles | 24 | €9,856 | €7,478 | -€2,378 | -24.1% |
| Other tangible fixed assets | 26 | €88,479 | €81,512 | -€6,967 | -7.9% |
| Financial fixed assets | 28 | €329,297 | €329,297 | = | 0.0% |
| Current assets | 29/58 | €185,281 | €79,201 | -€106,081 | -57.3% |
| Stocks and contracts in progress | 3 | €100,269 | - | -€100,269 | |
| Stocks | 30/36 | €100,269 | - | -€100,269 | |
| Amounts receivable within one year | 40/41 | €5,845 | €5,845 | = | 0.0% |
| Other amounts receivable | 41 | €5,845 | €5,845 | = | 0.0% |
| Current investments | 50/53 | €1,626 | €1,635 | +€9 | +0.5% |
| Cash at bank and in hand | 54/58 | €76,946 | €71,242 | -€5,705 | -7.4% |
| Deferred charges and accrued income | 490/1 | €595 | €479 | -€116 | -19.5% |
| Total equity and liabilities | 10/49 | €747,920 | €626,679 | -€121,241 | -16.2% |
| Equity | 10/15 | €511,205 | €496,544 | -€14,661 | -2.9% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Profit (loss) carried forward | 14 | €490,745 | €476,084 | -€14,661 | -3.0% |
| Amounts payable | 17/49 | €236,715 | €130,135 | -€106,579 | -45.0% |
| Amounts payable after more than one year | 17 | €76,240 | €67,964 | -€8,276 | -10.9% |
| Financial debts | 170/4 | €76,240 | €67,964 | -€8,276 | -10.9% |
| Amounts payable within one year | 42/48 | €159,175 | €61,037 | -€98,138 | -61.7% |
| Current portion of amounts payable after more than one year | 42 | €8,276 | €8,276 | = | 0.0% |
| Trade debts | 44 | - | €1,912 | +€1,912 | |
| Suppliers | 440/4 | - | €1,912 | +€1,912 | |
| Other amounts payable | 47/48 | €150,898 | €50,848 | -€100,050 | -66.3% |
| Accrued charges and deferred income | 492/3 | €1,300 | €1,135 | -€165 | -12.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,467 | €20,263 | +€796 | +4.1% |
| Other operating charges | 640/8 | €1,973 | - | -€1,973 | |
| Non-recurring operating charges | 66A | €1,148 | - | -€1,148 | |
| Gross operating margin | 9900 | €78,891 | €194,402 | +€115,511 | +146% |
| Operating profit (loss) | 9901 | €56,303 | €174,139 | +€117,836 | +209% |
| Financial income | 75/76B | €3 | €10 | +€6 | +184% |
| Recurring financial income | 75 | €3 | €10 | +€6 | +184% |
| Financial charges | 65/66B | €5,629 | €188,809 | +€183,180 | +3,254% |
| Recurring financial charges | 65 | €5,629 | €188,809 | +€183,180 | +3,254% |
| Profit (loss) for the period before taxes | 9903 | €50,677 | -€14,660 | -€65,338 | |
| Income taxes | 67/77 | - | €1 | +€1 | |
| Profit (loss) for the period | 9904 | €50,677 | -€14,661 | -€65,339 | |
| Profit (loss) for the period to be appropriated | 9905 | €50,677 | -€14,661 | -€65,339 |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.