IMMO PRUDENCE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO PRUDENCE
Largest movements
- Tangible fixed assets -€18,299
down €18,299 (-5.6%), from €326,295 to €307,997
- Financial fixed assets +€10,000
new in 2025: €10,000
- Cash -€8,478
down €8,478 (-20.2%), from €41,881 to €33,403
mainly Debts after one year (-€32,401) and Investment in fixed assets (net) (-€10,000)
- Debts after one year -€32,401
down €32,401 (-45.1%), from €71,910 to €39,509
- Reserves +€16,200
up €16,200 (+24.5%), from €66,100 to €82,300
of which Distributable reserves: +€16,200
- Gross operating margin +€7,263
up €7,263 (+13.6%), from €53,266 to €60,529
- Taxes +€2,208
up €2,208 (+37.3%), from €5,925 to €8,132
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €388,912 | €372,247 | -€16,665 | -4.3% |
| Fixed assets | 21/28 | €326,295 | €317,997 | -€8,299 | -2.5% |
| Tangible fixed assets | 22/27 | €326,295 | €307,997 | -€18,299 | -5.6% |
| Land and buildings | 22 | €326,295 | €307,997 | -€18,299 | -5.6% |
| Financial fixed assets | 28 | - | €10,000 | +€10,000 | |
| Current assets | 29/58 | €62,617 | €54,251 | -€8,366 | -13.4% |
| Amounts receivable within one year | 40/41 | €256 | €314 | +€58 | +22.5% |
| Other amounts receivable | 41 | €256 | €314 | +€58 | +22.5% |
| Current investments | 50/53 | €20,479 | €20,534 | +€54 | +0.3% |
| Cash at bank and in hand | 54/58 | €41,881 | €33,403 | -€8,478 | -20.2% |
| Total equity and liabilities | 10/49 | €388,912 | €372,247 | -€16,665 | -4.3% |
| Equity | 10/15 | €270,133 | €286,402 | +€16,270 | +6.0% |
| Contributions | 10/11 | €190,000 | €190,000 | = | 0.0% |
| Capital | 10 | €190,000 | €190,000 | = | 0.0% |
| Issued capital | 100 | €190,000 | €190,000 | = | 0.0% |
| Reserves | 13 | €66,100 | €82,300 | +€16,200 | +24.5% |
| Non-distributable reserves | 130/1 | €19,000 | €19,000 | = | 0.0% |
| Legal reserve | 130 | €19,000 | €19,000 | = | 0.0% |
| Distributable reserves | 133 | €47,100 | €63,300 | +€16,200 | +34.4% |
| Profit (loss) carried forward | 14 | €14,033 | €14,102 | +€70 | +0.5% |
| Amounts payable | 17/49 | €118,780 | €85,845 | -€32,934 | -27.7% |
| Amounts payable after more than one year | 17 | €71,910 | €39,509 | -€32,401 | -45.1% |
| Financial debts | 170/4 | €71,910 | €39,509 | -€32,401 | -45.1% |
| Amounts payable within one year | 42/48 | €46,870 | €46,337 | -€533 | -1.1% |
| Current portion of amounts payable after more than one year | 42 | €34,191 | €32,863 | -€1,328 | -3.9% |
| Trade debts | 44 | €472 | €0 | -€472 | -100.0% |
| Suppliers | 440/4 | €472 | €0 | -€472 | -100.0% |
| Taxes, remuneration and social security | 45 | €6,865 | €8,132 | +€1,268 | +18.5% |
| Taxes | 450/3 | €6,865 | €8,132 | +€1,268 | +18.5% |
| Other amounts payable | 47/48 | €5,342 | €5,342 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,298 | €18,299 | +€0 | 0.0% |
| Other operating charges | 640/8 | €14,801 | €15,272 | +€471 | +3.2% |
| Gross operating margin | 9900 | €53,266 | €60,529 | +€7,263 | +13.6% |
| Operating profit (loss) | 9901 | €20,167 | €26,959 | +€6,792 | +33.7% |
| Financial income | 75/76B | €108 | €54 | -€54 | -49.8% |
| Recurring financial income | 75 | €108 | €54 | -€54 | -49.8% |
| Financial charges | 65/66B | €2,753 | €2,611 | -€142 | -5.1% |
| Recurring financial charges | 65 | €2,753 | €2,611 | -€142 | -5.1% |
| Profit (loss) for the period before taxes | 9903 | €17,522 | €24,402 | +€6,880 | +39.3% |
| Income taxes | 67/77 | €5,925 | €8,132 | +€2,208 | +37.3% |
| Profit (loss) for the period | 9904 | €11,597 | €16,270 | +€4,673 | +40.3% |
| Profit (loss) for the period to be appropriated | 9905 | €11,597 | €16,270 | +€4,673 | +40.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.