IMMO-PROSPECTOR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO-PROSPECTOR
Largest movements
- Stocks and contracts +€2.3m
up €2.3m (+332.1%), from €680,979 to €2.9m
- Receivables within one year -€204,422
down €204,422 (-100.0%), from €204,422 to €0
- Cash -€195,771
down €195,771 (-68.7%), from €284,875 to €89,104
mainly Stocks and contracts (-€2.3m) and Other debts (-€27,898)
- Short-term financial debts +€1.9m
up €1.9m (+423.7%), from €447,000 to €2.3m
- Financial charges +€82,143
up €82,143 (+1917.2%), from €4,284 to €86,428
- Taxes -€46,266
down €46,266 (-100.0%), from €46,266 to €0
- Gross operating margin -€14,373
down €14,373 (-14.0%), from €102,756 to €88,383
- Financial income -€9,866
down €9,866 (-99.3%), from €9,940 to €74
- Other operating charges +€9,027
up €9,027 (+160.7%), from €5,616 to €14,643
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,584,715 | €3,448,517 | +€1.9m | +117.6% |
| Fixed assets | 21/28 | €414,439 | €414,439 | = | 0.0% |
| Financial fixed assets | 28 | €414,439 | €414,439 | = | 0.0% |
| Current assets | 29/58 | €1,170,276 | €3,034,078 | +€1.9m | +159.3% |
| Stocks and contracts in progress | 3 | €680,979 | €2,942,584 | +€2.3m | +332.1% |
| Stocks | 30/36 | €680,979 | €2,942,584 | +€2.3m | +332.1% |
| Amounts receivable within one year | 40/41 | €204,422 | €0 | -€204,422 | -100.0% |
| Other amounts receivable | 41 | €204,422 | €0 | -€204,422 | -100.0% |
| Cash at bank and in hand | 54/58 | €284,875 | €89,104 | -€195,771 | -68.7% |
| Deferred charges and accrued income | 490/1 | - | €2,390 | +€2,390 | |
| Total equity and liabilities | 10/49 | €1,584,715 | €3,448,517 | +€1.9m | +117.6% |
| Equity | 10/15 | €1,057,668 | €1,045,054 | -€12,614 | -1.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,039,068 | €1,039,068 | = | 0.0% |
| Distributable reserves | 133 | €1,039,068 | €1,039,068 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€12,614 | -€12,614 | |
| Amounts payable | 17/49 | €527,046 | €2,403,462 | +€1.9m | +356.0% |
| Amounts payable within one year | 42/48 | €526,981 | €2,389,143 | +€1.9m | +353.4% |
| Financial debts | 43 | €447,000 | €2,340,997 | +€1.9m | +423.7% |
| Credit institutions | 430/8 | €447,000 | €2,340,997 | +€1.9m | +423.7% |
| Trade debts | 44 | €4,392 | €455 | -€3,937 | -89.7% |
| Suppliers | 440/4 | €4,392 | €455 | -€3,937 | -89.7% |
| Taxes, remuneration and social security | 45 | €30,671 | €30,671 | = | 0.0% |
| Taxes | 450/3 | €30,671 | €30,671 | = | 0.0% |
| Other amounts payable | 47/48 | €44,919 | €17,021 | -€27,898 | -62.1% |
| Accrued charges and deferred income | 492/3 | €65 | €14,320 | +€14,255 | +21930.7% |
| Other operating charges | 640/8 | €5,616 | €14,643 | +€9,027 | +160.7% |
| Gross operating margin | 9900 | €102,756 | €88,383 | -€14,373 | -14.0% |
| Operating profit (loss) | 9901 | €97,139 | €73,740 | -€23,400 | -24.1% |
| Financial income | 75/76B | €9,940 | €74 | -€9,866 | -99.3% |
| Recurring financial income | 75 | €9,940 | €74 | -€9,866 | -99.3% |
| Financial charges | 65/66B | €4,284 | €86,428 | +€82,143 | +1917.2% |
| Recurring financial charges | 65 | €4,284 | €86,428 | +€82,143 | +1917.2% |
| Profit (loss) for the period before taxes | 9903 | €102,795 | -€12,614 | -€115,409 | |
| Income taxes | 67/77 | €46,266 | €0 | -€46,266 | -100.0% |
| Profit (loss) for the period | 9904 | €56,529 | -€12,614 | -€69,143 | |
| Profit (loss) for the period to be appropriated | 9905 | €56,529 | -€12,614 | -€69,143 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.