IMMO - PROBEMA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO - PROBEMA
Largest movements
- Tangible fixed assets -€7,240
down €7,240 (-8.4%), from €86,060 to €78,820
- Debts after one year -€8,433
down €8,433 (-12.7%), from €66,656 to €58,223
of which Financial debts: -€8,433
- Profit (loss) carried forward +€1,213
up €1,213 (+6.4%), from -€19,084 to -€17,871
- Gross operating margin +€1,793
up €1,793 (+19.0%), from €9,414 to €11,207
- Financial charges -€210
down €210 (-15.2%), from €1,381 to €1,171
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €87,160 | €80,618 | -€6,542 | -7.5% |
| Fixed assets | 21/28 | €86,060 | €78,820 | -€7,240 | -8.4% |
| Tangible fixed assets | 22/27 | €86,060 | €78,820 | -€7,240 | -8.4% |
| Land and buildings | 22 | €86,060 | €78,820 | -€7,240 | -8.4% |
| Current assets | 29/58 | €1,100 | €1,798 | +€698 | +63.4% |
| Cash at bank and in hand | 54/58 | €618 | €1,302 | +€684 | +111% |
| Deferred charges and accrued income | 490/1 | €482 | €495 | +€14 | +2.8% |
| Total equity and liabilities | 10/49 | €87,160 | €80,618 | -€6,542 | -7.5% |
| Equity | 10/15 | -€492 | €721 | +€1,213 | |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€19,084 | -€17,871 | +€1,213 | +6.4% |
| Amounts payable | 17/49 | €87,652 | €79,896 | -€7,755 | -8.8% |
| Amounts payable after more than one year | 17 | €66,656 | €58,223 | -€8,433 | -12.7% |
| Financial debts | 170/4 | €36,625 | €28,192 | -€8,433 | -23.0% |
| Other amounts payable | 178/9 | €30,032 | €30,032 | = | 0.0% |
| Amounts payable within one year | 42/48 | €18,945 | €19,280 | +€335 | +1.8% |
| Current portion of amounts payable after more than one year | 42 | €8,217 | €8,433 | +€216 | +2.6% |
| Trade debts | 44 | €25 | €182 | +€157 | +621% |
| Suppliers | 440/4 | €25 | €182 | +€157 | +621% |
| Other amounts payable | 47/48 | €10,703 | €10,665 | -€38 | -0.4% |
| Accrued charges and deferred income | 492/3 | €2,050 | €2,393 | +€343 | +16.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,240 | €7,240 | = | 0.0% |
| Other operating charges | 640/8 | €1,615 | €1,584 | -€31 | -1.9% |
| Gross operating margin | 9900 | €9,414 | €11,207 | +€1,793 | +19.0% |
| Operating profit (loss) | 9901 | €559 | €2,384 | +€1,824 | +326% |
| Financial charges | 65/66B | €1,381 | €1,171 | -€210 | -15.2% |
| Recurring financial charges | 65 | €1,381 | €1,171 | -€210 | -15.2% |
| Profit (loss) for the period before taxes | 9903 | -€821 | €1,213 | +€2,034 | |
| Profit (loss) for the period | 9904 | -€821 | €1,213 | +€2,034 | |
| Profit (loss) for the period to be appropriated | 9905 | -€821 | €1,213 | +€2,034 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.