IMMO-PLAQUETTES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO-PLAQUETTES
Largest movements
- Receivables within one year +€27,175
up €27,175 (+20.6%), from €131,869 to €159,044
of which Trade receivables: +€13,851
- Tangible fixed assets -€5,810
no longer reported in 2025 (was €5,810)
- Cash -€2,314
down €2,314 (-50.6%), from €4,571 to €2,257
mainly Receivables within one year (-€27,175) and Tax, wage and social debts (-€10,730)
- Profit (loss) carried forward +€33,137
up €33,137 (+96.2%), from €34,432 to €67,569
- Tax, wage and social debts -€10,730
down €10,730 (-26.9%), from €39,958 to €29,228
of which Remuneration and social security: -€6,473
- Short-term financial debts -€9,421
down €9,421 (-36.4%), from €25,897 to €16,477
of which Other loans: -€16,794
- Provisions +€8,707
up €8,707 (+102%), from €8,500 to €17,207
- Trade debts -€3,163
down €3,163 (-42.5%), from €7,449 to €4,286
- Gross operating margin -€9,338
down €9,338 (-5.9%), from €157,593 to €148,255
- Staff costs -€9,337
down €9,337 (-8.9%), from €104,768 to €95,431
- Financial income +€2,309
up €2,309 (+363%), from €635 to €2,945
- Depreciation -€2,094
down €2,094 (-30.0%), from €6,985 to €4,891
- Taxes +€1,639
up €1,639 (+17.4%), from €9,406 to €11,046
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €145,543 | €164,073 | +€18,530 | +12.7% |
| Fixed assets | 21/28 | €5,810 | - | -€5,810 | |
| Tangible fixed assets | 22/27 | €5,810 | - | -€5,810 | |
| Furniture and vehicles | 24 | €5,810 | - | -€5,810 | |
| Current assets | 29/58 | €139,733 | €164,073 | +€24,340 | +17.4% |
| Stocks and contracts in progress | 3 | €3,293 | €2,772 | -€521 | -15.8% |
| Stocks | 30/36 | €3,293 | €2,772 | -€521 | -15.8% |
| Amounts receivable within one year | 40/41 | €131,869 | €159,044 | +€27,175 | +20.6% |
| Trade receivables | 40 | €37,362 | €51,212 | +€13,851 | +37.1% |
| Other amounts receivable | 41 | €94,507 | €107,832 | +€13,325 | +14.1% |
| Cash at bank and in hand | 54/58 | €4,571 | €2,257 | -€2,314 | -50.6% |
| Total equity and liabilities | 10/49 | €145,543 | €164,073 | +€18,530 | +12.7% |
| Equity | 10/15 | €63,739 | €96,875 | +€33,137 | +52.0% |
| Contributions | 10/11 | €18,732 | €18,732 | = | 0.0% |
| Capital | 10 | €18,732 | €18,732 | = | 0.0% |
| Issued capital | 100 | €18,732 | €18,732 | = | 0.0% |
| Revaluation surpluses | 12 | €8,700 | €8,700 | = | 0.0% |
| Reserves | 13 | €1,875 | €1,875 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,875 | €1,875 | = | 0.0% |
| Legal reserve | 130 | €1,875 | €1,875 | = | 0.0% |
| Profit (loss) carried forward | 14 | €34,432 | €67,569 | +€33,137 | +96.2% |
| Provisions and deferred taxes | 16 | €8,500 | €17,207 | +€8,707 | +102% |
| Provisions for liabilities and charges | 160/5 | €8,500 | €17,207 | +€8,707 | +102% |
| Pensions and similar obligations | 160 | €8,500 | €17,207 | +€8,707 | +102% |
| Amounts payable | 17/49 | €73,304 | €49,990 | -€23,314 | -31.8% |
| Amounts payable within one year | 42/48 | €73,304 | €49,990 | -€23,314 | -31.8% |
| Financial debts | 43 | €25,897 | €16,477 | -€9,421 | -36.4% |
| Credit institutions | 430/8 | €9,103 | €16,477 | +€7,373 | +81.0% |
| Other loans | 439 | €16,794 | - | -€16,794 | |
| Trade debts | 44 | €7,449 | €4,286 | -€3,163 | -42.5% |
| Suppliers | 440/4 | €7,449 | €4,286 | -€3,163 | -42.5% |
| Taxes, remuneration and social security | 45 | €39,958 | €29,228 | -€10,730 | -26.9% |
| Taxes | 450/3 | €23,976 | €19,719 | -€4,257 | -17.8% |
| Remuneration and social security | 454/9 | €15,982 | €9,509 | -€6,473 | -40.5% |
| Remuneration, social security and pensions | 62 | €104,768 | €95,431 | -€9,337 | -8.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,985 | €4,891 | -€2,094 | -30.0% |
| Other operating charges | 640/8 | €1,505 | €1,554 | +€49 | +3.2% |
| Gross operating margin | 9900 | €157,593 | €148,255 | -€9,338 | -5.9% |
| Operating profit (loss) | 9901 | €44,335 | €46,380 | +€2,045 | +4.6% |
| Financial income | 75/76B | €635 | €2,945 | +€2,309 | +363% |
| Recurring financial income | 75 | €635 | €2,945 | +€2,309 | +363% |
| Financial charges | 65/66B | €4,344 | €5,142 | +€798 | +18.4% |
| Recurring financial charges | 65 | €4,344 | €5,142 | +€798 | +18.4% |
| Profit (loss) for the period before taxes | 9903 | €40,626 | €44,182 | +€3,556 | +8.8% |
| Income taxes | 67/77 | €9,406 | €11,046 | +€1,639 | +17.4% |
| Profit (loss) for the period | 9904 | €31,220 | €33,137 | +€1,917 | +6.1% |
| Profit (loss) for the period to be appropriated | 9905 | €31,220 | €33,137 | +€1,917 | +6.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.