Immo Payworld: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo Payworld
Largest movements
- Tangible fixed assets -€32,564
down €32,564 (-2.6%), from €1.3m to €1.2m
- Debts after one year -€95,988
down €95,988 (-13.4%), from €714,271 to €618,283
of which Financial debts: -€95,988
- Other debts +€79,689
up €79,689 (+1,063%), from €7,500 to €87,189
- Accrued charges and deferred income -€19,191
down €19,191 (-96.0%), from €20,000 to €809
- Profit (loss) carried forward +€14,604
up €14,604 (+25.3%), from -€57,814 to -€43,210
- Gross operating margin +€19,359
up €19,359 (+30.8%), from €62,896 to €82,255
- Staff costs +€9,038
up €9,038 (+59.3%), from €15,248 to €24,286
- Other operating charges -€4,760
down €4,760 (-61.2%), from €7,781 to €3,022
- Financial charges -€1,287
down €1,287 (-14.2%), from €9,067 to €7,781
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,277,942 | €1,252,601 | -€25,341 | -2.0% |
| Fixed assets | 21/28 | €1,271,916 | €1,239,352 | -€32,564 | -2.6% |
| Tangible fixed assets | 22/27 | €1,271,916 | €1,239,352 | -€32,564 | -2.6% |
| Land and buildings | 22 | €1,271,916 | €1,239,352 | -€32,564 | -2.6% |
| Current assets | 29/58 | €6,026 | €13,249 | +€7,223 | +120% |
| Amounts receivable within one year | 40/41 | €20 | €56 | +€36 | +180% |
| Other amounts receivable | 41 | €20 | €56 | +€36 | +180% |
| Cash at bank and in hand | 54/58 | €6,006 | €13,135 | +€7,129 | +119% |
| Deferred charges and accrued income | 490/1 | €0 | €59 | +€59 | |
| Total equity and liabilities | 10/49 | €1,277,942 | €1,252,601 | -€25,341 | -2.0% |
| Equity | 10/15 | €488,186 | €502,790 | +€14,604 | +3.0% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Revaluation surpluses | 12 | €526,000 | €526,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€57,814 | -€43,210 | +€14,604 | +25.3% |
| Amounts payable | 17/49 | €789,756 | €749,811 | -€39,945 | -5.1% |
| Amounts payable after more than one year | 17 | €714,271 | €618,283 | -€95,988 | -13.4% |
| Financial debts | 170/4 | €713,371 | €617,383 | -€95,988 | -13.5% |
| Other amounts payable | 178/9 | €900 | €900 | = | 0.0% |
| Amounts payable within one year | 42/48 | €55,484 | €130,719 | +€75,235 | +136% |
| Current portion of amounts payable after more than one year | 42 | €40,300 | €39,413 | -€886 | -2.2% |
| Trade debts | 44 | €6,333 | €2,070 | -€4,263 | -67.3% |
| Suppliers | 440/4 | €6,333 | €2,070 | -€4,263 | -67.3% |
| Taxes, remuneration and social security | 45 | €1,352 | €2,046 | +€694 | +51.4% |
| Remuneration and social security | 454/9 | €1,352 | €2,046 | +€694 | +51.4% |
| Other amounts payable | 47/48 | €7,500 | €87,189 | +€79,689 | +1,063% |
| Accrued charges and deferred income | 492/3 | €20,000 | €809 | -€19,191 | -96.0% |
| Remuneration, social security and pensions | 62 | €15,248 | €24,286 | +€9,038 | +59.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €32,564 | €32,564 | = | 0.0% |
| Other operating charges | 640/8 | €7,781 | €3,022 | -€4,760 | -61.2% |
| Gross operating margin | 9900 | €62,896 | €82,255 | +€19,359 | +30.8% |
| Operating profit (loss) | 9901 | €7,303 | €22,384 | +€15,082 | +207% |
| Financial income | 75/76B | €0 | €0 | -€0 | -12.2% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -12.2% |
| Financial charges | 65/66B | €9,067 | €7,781 | -€1,287 | -14.2% |
| Recurring financial charges | 65 | €9,067 | €7,781 | -€1,287 | -14.2% |
| Profit (loss) for the period before taxes | 9903 | -€1,764 | €14,604 | +€16,368 | |
| Income taxes | 67/77 | €0 | €0 | -€0 | -13.3% |
| Profit (loss) for the period | 9904 | -€1,764 | €14,604 | +€16,368 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,764 | €14,604 | +€16,368 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.