IMMO LUCAMAR: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO LUCAMAR
Largest movements
- Tangible fixed assets -€87
down €87 (-2.3%), from €3,761 to €3,674
- Debts after one year +€31,454
new in 2025: €31,454
- Other debts -€21,821
down €21,821 (-92.5%), from €23,601 to €1,780
- Trade debts -€4,933
down €4,933 (-88.6%), from €5,568 to €635
- Profit (loss) carried forward -€4,914
down €4,914 (-13.2%), from -€37,321 to -€42,234
- Accrued charges and deferred income +€96
up €96 (+7.1%), from €1,347 to €1,443
- Gross operating margin -€916
down €916 (-47.3%), from -€1,936 to -€2,853
- Financial charges +€111
up €111 (+8.1%), from €1,375 to €1,486
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,696 | €5,578 | -€117 | -2.1% |
| Fixed assets | 21/28 | €3,761 | €3,674 | -€87 | -2.3% |
| Tangible fixed assets | 22/27 | €3,761 | €3,674 | -€87 | -2.3% |
| Land and buildings | 22 | €3,761 | €3,674 | -€87 | -2.3% |
| Current assets | 29/58 | €1,934 | €1,904 | -€30 | -1.6% |
| Amounts receivable within one year | 40/41 | €0 | - | = | |
| Trade receivables | 40 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €1,934 | €1,904 | -€30 | -1.6% |
| Total equity and liabilities | 10/49 | €5,696 | €5,578 | -€117 | -2.1% |
| Equity | 10/15 | -€24,821 | -€29,734 | -€4,914 | -19.8% |
| Contributions | 10/11 | €12,500 | €12,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€37,321 | -€42,234 | -€4,914 | -13.2% |
| Amounts payable | 17/49 | €30,516 | €35,313 | +€4,796 | +15.7% |
| Amounts payable after more than one year | 17 | - | €31,454 | +€31,454 | |
| Financial debts | 170/4 | - | €31,454 | +€31,454 | |
| Amounts payable within one year | 42/48 | €29,169 | €2,416 | -€26,754 | -91.7% |
| Trade debts | 44 | €5,568 | €635 | -€4,933 | -88.6% |
| Suppliers | 440/4 | €5,568 | €635 | -€4,933 | -88.6% |
| Other amounts payable | 47/48 | €23,601 | €1,780 | -€21,821 | -92.5% |
| Accrued charges and deferred income | 492/3 | €1,347 | €1,443 | +€96 | +7.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €87 | €87 | = | 0.0% |
| Other operating charges | 640/8 | €472 | €487 | +€15 | +3.2% |
| Non-recurring operating charges | 66A | €217 | €0 | -€217 | -100.0% |
| Gross operating margin | 9900 | -€1,936 | -€2,853 | -€916 | -47.3% |
| Operating profit (loss) | 9901 | -€2,713 | -€3,427 | -€714 | -26.3% |
| Financial charges | 65/66B | €1,375 | €1,486 | +€111 | +8.1% |
| Recurring financial charges | 65 | €1,375 | €1,486 | +€111 | +8.1% |
| Profit (loss) for the period before taxes | 9903 | -€4,088 | -€4,914 | -€825 | -20.2% |
| Profit (loss) for the period | 9904 | -€4,088 | -€4,914 | -€825 | -20.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,088 | -€4,914 | -€825 | -20.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.