Immo Lowet: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo Lowet
Largest movements
- Tangible fixed assets -€9,350
down €9,350 (-6.0%), from €155,163 to €145,813
- Debts after one year -€13,560
down €13,560 (-14.1%), from €96,176 to €82,616
- Profit (loss) carried forward +€2,854
up €2,854 (+2.3%), from -€122,355 to -€119,500
- Financial charges -€355
down €355 (-6.6%), from €5,406 to €5,052
- Gross operating margin -€246
down €246 (-1.3%), from €19,022 to €18,776
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €165,975 | €156,541 | -€9,434 | -5.7% |
| Fixed assets | 21/28 | €155,163 | €145,813 | -€9,350 | -6.0% |
| Tangible fixed assets | 22/27 | €155,163 | €145,813 | -€9,350 | -6.0% |
| Land and buildings | 22 | €155,163 | €145,813 | -€9,350 | -6.0% |
| Current assets | 29/58 | €10,812 | €10,728 | -€84 | -0.8% |
| Cash at bank and in hand | 54/58 | €142 | €58 | -€84 | -59.4% |
| Deferred charges and accrued income | 490/1 | €10,670 | €10,670 | = | 0.0% |
| Total equity and liabilities | 10/49 | €165,975 | €156,541 | -€9,434 | -5.7% |
| Equity | 10/15 | €17,643 | €20,497 | +€2,854 | +16.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Revaluation surpluses | 12 | €133,798 | €133,798 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€122,355 | -€119,500 | +€2,854 | +2.3% |
| Amounts payable | 17/49 | €148,332 | €136,044 | -€12,288 | -8.3% |
| Amounts payable after more than one year | 17 | €96,176 | €82,616 | -€13,560 | -14.1% |
| Financial debts | 170/4 | €96,176 | €82,616 | -€13,560 | -14.1% |
| Amounts payable within one year | 42/48 | €52,156 | €53,427 | +€1,271 | +2.4% |
| Current portion of amounts payable after more than one year | 42 | €12,938 | €13,560 | +€621 | +4.8% |
| Trade debts | 44 | €100 | - | -€100 | |
| Suppliers | 440/4 | €100 | - | -€100 | |
| Other amounts payable | 47/48 | €39,118 | €39,868 | +€750 | +1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,350 | €9,350 | = | 0.0% |
| Other operating charges | 640/8 | €1,580 | €1,621 | +€41 | +2.6% |
| Gross operating margin | 9900 | €19,022 | €18,776 | -€246 | -1.3% |
| Operating profit (loss) | 9901 | €8,092 | €7,806 | -€286 | -3.5% |
| Financial income | 75/76B | - | €100 | +€100 | |
| Recurring financial income | 75 | - | €100 | +€100 | |
| Financial charges | 65/66B | €5,406 | €5,052 | -€355 | -6.6% |
| Recurring financial charges | 65 | €5,406 | €5,052 | -€355 | -6.6% |
| Profit (loss) for the period before taxes | 9903 | €2,686 | €2,854 | +€168 | +6.3% |
| Profit (loss) for the period | 9904 | €2,686 | €2,854 | +€168 | +6.3% |
| Profit (loss) for the period to be appropriated | 9905 | €2,686 | €2,854 | +€168 | +6.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.