IMMO LOVER: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO LOVER
Largest movements
- Current investments -€306,253
down €306,253 (-100.0%), from €306,253 to €0
- Cash +€265,033
up €265,033 (+25326.6%), from €1,046 to €266,080
mainly Current investments (+€306,253) and Depreciation (+€19,657)
- Tangible fixed assets -€6,279
down €6,279 (-2.0%), from €307,553 to €301,273
of which Land and buildings: -€8,717
- Other debts -€36,274
down €36,274 (-85.7%), from €42,302 to €6,028
- Profit (loss) carried forward -€9,311
down €9,311 (-4.6%), from €204,094 to €194,783
- Gross operating margin -€13,406
down €13,406 (-49.2%), from €27,250 to €13,844
- Financial charges -€2,032
down €2,032 (-95.5%), from €2,127 to €95
- Financial income -€1,151
down €1,151 (-26.6%), from €4,331 to €3,180
- Taxes -€767
down €767 (-100.0%), from €767 to €0
- Depreciation -€684
down €684 (-3.4%), from €20,341 to €19,657
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €616,077 | €568,400 | -€47,678 | -7.7% |
| Fixed assets | 21/28 | €307,553 | €301,273 | -€6,279 | -2.0% |
| Tangible fixed assets | 22/27 | €307,553 | €301,273 | -€6,279 | -2.0% |
| Land and buildings | 22 | €307,553 | €298,836 | -€8,717 | -2.8% |
| Furniture and vehicles | 24 | - | €2,437 | +€2,437 | |
| Current assets | 29/58 | €308,524 | €267,126 | -€41,398 | -13.4% |
| Amounts receivable within one year | 40/41 | €916 | €1,047 | +€130 | +14.2% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €916 | €1,047 | +€130 | +14.2% |
| Current investments | 50/53 | €306,253 | €0 | -€306,253 | -100.0% |
| Cash at bank and in hand | 54/58 | €1,046 | €266,080 | +€265,033 | +25326.6% |
| Deferred charges and accrued income | 490/1 | €309 | €0 | -€309 | -100.0% |
| Total equity and liabilities | 10/49 | €616,077 | €568,400 | -€47,678 | -7.7% |
| Equity | 10/15 | €570,182 | €560,872 | -€9,311 | -1.6% |
| Contributions | 10/11 | €350,188 | €350,188 | = | 0.0% |
| Capital | 10 | €350,188 | €350,188 | = | 0.0% |
| Issued capital | 100 | €350,188 | €350,188 | = | 0.0% |
| Reserves | 13 | €15,900 | €15,900 | = | 0.0% |
| Non-distributable reserves | 130/1 | €14,450 | €14,450 | = | 0.0% |
| Legal reserve | 130 | €14,450 | €14,450 | = | 0.0% |
| Distributable reserves | 133 | €1,450 | €1,450 | = | 0.0% |
| Profit (loss) carried forward | 14 | €204,094 | €194,783 | -€9,311 | -4.6% |
| Amounts payable | 17/49 | €45,895 | €7,528 | -€38,367 | -83.6% |
| Amounts payable within one year | 42/48 | €44,145 | €7,528 | -€36,617 | -82.9% |
| Trade debts | 44 | €1,500 | €1,500 | = | 0.0% |
| Suppliers | 440/4 | €1,500 | €1,500 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €343 | €0 | -€343 | -100.0% |
| Taxes | 450/3 | €343 | €0 | -€343 | -100.0% |
| Other amounts payable | 47/48 | €42,302 | €6,028 | -€36,274 | -85.7% |
| Accrued charges and deferred income | 492/3 | €1,750 | €0 | -€1,750 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €20,341 | €19,657 | -€684 | -3.4% |
| Other operating charges | 640/8 | €6,692 | €6,583 | -€109 | -1.6% |
| Gross operating margin | 9900 | €27,250 | €13,844 | -€13,406 | -49.2% |
| Operating profit (loss) | 9901 | €218 | -€12,396 | -€12,613 | |
| Financial income | 75/76B | €4,331 | €3,180 | -€1,151 | -26.6% |
| Recurring financial income | 75 | €4,331 | €3,180 | -€1,151 | -26.6% |
| Financial charges | 65/66B | €2,127 | €95 | -€2,032 | -95.5% |
| Recurring financial charges | 65 | €2,127 | €95 | -€2,032 | -95.5% |
| Profit (loss) for the period before taxes | 9903 | €2,421 | -€9,311 | -€11,732 | |
| Income taxes | 67/77 | €767 | €0 | -€767 | -100.0% |
| Profit (loss) for the period | 9904 | €1,655 | -€9,311 | -€10,965 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,655 | -€9,311 | -€10,965 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.