IMMO LIVING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO LIVING
Largest movements
- Tangible fixed assets +€368,235
up €368,235 (+34.5%), from €1.1m to €1.4m
of which Land and buildings: +€215,286
- Cash +€148,893
up €148,893 (+67.4%), from €220,789 to €369,683
mainly Other debts (+€453,079) and Debts after one year (+€229,094)
- Receivables within one year -€88,555
down €88,555 (-52.6%), from €168,242 to €79,688
of which Trade receivables: -€90,226
- Other debts +€453,079
up €453,079 (+472%), from €96,065 to €549,143
- Reserves -€276,305
down €276,305 (-85.3%), from €323,793 to €47,489
- Debts after one year +€229,094
up €229,094 (+29.6%), from €774,629 to €1.0m
- Current portion of long-term debt +€36,215
up €36,215 (+54.4%), from €66,525 to €102,740
- Gross operating margin +€274,667
up €274,667 (+86.8%), from €316,587 to €591,254
- Staff costs +€80,668
up €80,668 (+135%), from €59,793 to €140,461
- Taxes +€37,978
up €37,978 (+135%), from €28,192 to €66,170
- Depreciation +€23,543
up €23,543 (+25.0%), from €94,183 to €117,725
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,465,659 | €1,901,698 | +€436,039 | +29.8% |
| Fixed assets | 21/28 | €1,070,214 | €1,443,172 | +€372,958 | +34.8% |
| Intangible fixed assets | 21 | €1,591 | €6,314 | +€4,723 | +297% |
| Tangible fixed assets | 22/27 | €1,068,597 | €1,436,832 | +€368,235 | +34.5% |
| Land and buildings | 22 | €950,490 | €1,165,775 | +€215,286 | +22.6% |
| Plant, machinery and equipment | 23 | €61,890 | €163,427 | +€101,537 | +164% |
| Furniture and vehicles | 24 | €56,217 | €107,630 | +€51,413 | +91.5% |
| Financial fixed assets | 28 | €25 | €25 | = | 0.0% |
| Current assets | 29/58 | €395,445 | €458,526 | +€63,081 | +16.0% |
| Amounts receivable within one year | 40/41 | €168,242 | €79,688 | -€88,555 | -52.6% |
| Trade receivables | 40 | €165,864 | €75,638 | -€90,226 | -54.4% |
| Other amounts receivable | 41 | €2,378 | €4,050 | +€1,672 | +70.3% |
| Cash at bank and in hand | 54/58 | €220,789 | €369,683 | +€148,893 | +67.4% |
| Deferred charges and accrued income | 490/1 | €6,414 | €9,156 | +€2,742 | +42.8% |
| Total equity and liabilities | 10/49 | €1,465,659 | €1,901,698 | +€436,039 | +29.8% |
| Equity | 10/15 | €328,793 | €52,489 | -€276,305 | -84.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €323,793 | €47,489 | -€276,305 | -85.3% |
| Distributable reserves | 133 | €323,793 | €47,489 | -€276,305 | -85.3% |
| Amounts payable | 17/49 | €1,136,865 | €1,849,209 | +€712,344 | +62.7% |
| Amounts payable after more than one year | 17 | €774,629 | €1,003,722 | +€229,094 | +29.6% |
| Financial debts | 170/4 | €774,629 | €1,003,722 | +€229,094 | +29.6% |
| Amounts payable within one year | 42/48 | €351,948 | €837,672 | +€485,724 | +138% |
| Current portion of amounts payable after more than one year | 42 | €66,525 | €102,740 | +€36,215 | +54.4% |
| Trade debts | 44 | €149,438 | €145,160 | -€4,278 | -2.9% |
| Suppliers | 440/4 | €149,438 | €145,160 | -€4,278 | -2.9% |
| Taxes, remuneration and social security | 45 | €39,920 | €40,629 | +€709 | +1.8% |
| Taxes | 450/3 | €37,946 | €23,844 | -€14,102 | -37.2% |
| Remuneration and social security | 454/9 | €1,974 | €16,785 | +€14,811 | +750% |
| Other amounts payable | 47/48 | €96,065 | €549,143 | +€453,079 | +472% |
| Accrued charges and deferred income | 492/3 | €10,289 | €7,815 | -€2,474 | -24.0% |
| Non-recurring operating income | 76A | - | €8,500 | +€8,500 | |
| Remuneration, social security and pensions | 62 | €59,793 | €140,461 | +€80,668 | +135% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €94,183 | €117,725 | +€23,543 | +25.0% |
| Other operating charges | 640/8 | €6,054 | €8,623 | +€2,569 | +42.4% |
| Gross operating margin | 9900 | €316,587 | €591,254 | +€274,667 | +86.8% |
| Operating profit (loss) | 9901 | €156,557 | €324,445 | +€167,887 | +107% |
| Financial income | 75/76B | €20 | €96 | +€76 | +372% |
| Recurring financial income | 75 | €20 | €96 | +€76 | +372% |
| Financial charges | 65/66B | €30,258 | €34,676 | +€4,418 | +14.6% |
| Recurring financial charges | 65 | €30,258 | €34,676 | +€4,418 | +14.6% |
| Profit (loss) for the period before taxes | 9903 | €126,320 | €289,865 | +€163,546 | +129% |
| Income taxes | 67/77 | €28,192 | €66,170 | +€37,978 | +135% |
| Profit (loss) for the period | 9904 | €98,128 | €223,696 | +€125,568 | +128% |
| Profit (loss) for the period to be appropriated | 9905 | €98,128 | €223,696 | +€125,568 | +128% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.