IMMO.LD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO.LD
Largest movements
- Current investments +€50,000
new in 2025: €50,000
- Cash -€47,804
down €47,804 (-58.7%), from €81,429 to €33,625
mainly Current investments (-€50,000) and Debts after one year (-€16,312)
- Financial fixed assets -€14,000
down €14,000 (-100.0%), from €14,000 to €0
- Tangible fixed assets -€9,926
down €9,926 (-6.2%), from €160,132 to €150,206
of which Land and buildings: -€9,267
- Debts after one year -€16,312
down €16,312 (-8.3%), from €197,567 to €181,256
- Other debts -€4,787
down €4,787 (-100.0%), from €4,787 to €0
- Depreciation -€7,408
down €7,408 (-42.7%), from €17,334 to €9,926
- Gross operating margin -€7,330
down €7,330 (-25.7%), from €28,507 to €21,177
- Financial income +€1,054
up €1,054 (+54.5%), from €1,933 to €2,987
- Financial charges -€980
down €980 (-11.5%), from €8,518 to €7,538
- Taxes -€360
down €360 (-48.4%), from €745 to €384
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €302,388 | €277,971 | -€24,417 | -8.1% |
| Fixed assets | 21/28 | €174,132 | €150,206 | -€23,926 | -13.7% |
| Tangible fixed assets | 22/27 | €160,132 | €150,206 | -€9,926 | -6.2% |
| Land and buildings | 22 | €156,876 | €147,609 | -€9,267 | -5.9% |
| Furniture and vehicles | 24 | €3,256 | €2,597 | -€660 | -20.3% |
| Financial fixed assets | 28 | €14,000 | €0 | -€14,000 | -100.0% |
| Current assets | 29/58 | €128,256 | €127,766 | -€491 | -0.4% |
| Amounts receivable within one year | 40/41 | €45,645 | €42,794 | -€2,850 | -6.2% |
| Trade receivables | 40 | €6,630 | €2,100 | -€4,530 | -68.3% |
| Other amounts receivable | 41 | €39,015 | €40,694 | +€1,680 | +4.3% |
| Current investments | 50/53 | - | €50,000 | +€50,000 | |
| Cash at bank and in hand | 54/58 | €81,429 | €33,625 | -€47,804 | -58.7% |
| Deferred charges and accrued income | 490/1 | €1,183 | €1,347 | +€164 | +13.9% |
| Total equity and liabilities | 10/49 | €302,388 | €277,971 | -€24,417 | -8.1% |
| Equity | 10/15 | €74,857 | €75,160 | +€303 | +0.4% |
| Contributions | 10/11 | €15,000 | €15,000 | = | 0.0% |
| Reserves | 13 | €59,857 | €60,160 | +€303 | +0.5% |
| Distributable reserves | 133 | €59,857 | €60,160 | +€303 | +0.5% |
| Amounts payable | 17/49 | €227,531 | €202,812 | -€24,720 | -10.9% |
| Amounts payable after more than one year | 17 | €197,567 | €181,256 | -€16,312 | -8.3% |
| Financial debts | 170/4 | €197,567 | €181,256 | -€16,312 | -8.3% |
| Amounts payable within one year | 42/48 | €28,296 | €19,894 | -€8,402 | -29.7% |
| Current portion of amounts payable after more than one year | 42 | €18,929 | €16,312 | -€2,617 | -13.8% |
| Financial debts | 43 | €360 | €279 | -€81 | -22.5% |
| Credit institutions | 430/8 | €360 | €279 | -€81 | -22.5% |
| Trade debts | 44 | €3,478 | €3,304 | -€174 | -5.0% |
| Suppliers | 440/4 | €3,478 | €3,304 | -€174 | -5.0% |
| Taxes, remuneration and social security | 45 | €742 | €0 | -€742 | -100.0% |
| Taxes | 450/3 | €742 | €0 | -€742 | -100.0% |
| Other amounts payable | 47/48 | €4,787 | €0 | -€4,787 | -100.0% |
| Accrued charges and deferred income | 492/3 | €1,668 | €1,662 | -€7 | -0.4% |
| Non-recurring operating income | 76A | €5,346 | €0 | -€5,346 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,334 | €9,926 | -€7,408 | -42.7% |
| Other operating charges | 640/8 | €2,702 | €2,812 | +€110 | +4.1% |
| Non-recurring operating charges | 66A | - | €3,200 | +€3,200 | |
| Gross operating margin | 9900 | €28,507 | €21,177 | -€7,330 | -25.7% |
| Operating profit (loss) | 9901 | €8,471 | €5,239 | -€3,233 | -38.2% |
| Financial income | 75/76B | €1,933 | €2,987 | +€1,054 | +54.5% |
| Recurring financial income | 75 | €1,933 | €2,987 | +€1,054 | +54.5% |
| Financial charges | 65/66B | €8,518 | €7,538 | -€980 | -11.5% |
| Recurring financial charges | 65 | €8,518 | €7,538 | -€980 | -11.5% |
| Profit (loss) for the period before taxes | 9903 | €1,886 | €687 | -€1,199 | -63.6% |
| Income taxes | 67/77 | €745 | €384 | -€360 | -48.4% |
| Profit (loss) for the period | 9904 | €1,142 | €303 | -€839 | -73.5% |
| Profit (loss) for the period to be appropriated | 9905 | €1,142 | €303 | -€839 | -73.5% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.