IMMO KLAVERS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO KLAVERS
Largest movements
- Receivables within one year -€12,670
down €12,670 (-96.8%), from €13,082 to €412
- Tangible fixed assets -€8,784
down €8,784 (-7.1%), from €123,587 to €114,803
of which Land and buildings: -€4,575
- Reserves -€13,000
down €13,000 (-11.7%), from €111,572 to €98,572
- Profit (loss) carried forward -€7,189
down €7,189 (-21.2%), from €33,897 to €26,708
- Gross operating margin -€3,406
down €3,406 (-27.7%), from €12,300 to €8,894
- Depreciation -€171
down €171 (-1.3%), from €12,896 to €12,725
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €197,432 | €176,937 | -€20,496 | -10.4% |
| Fixed assets | 21/28 | €123,587 | €114,803 | -€8,784 | -7.1% |
| Tangible fixed assets | 22/27 | €123,587 | €114,803 | -€8,784 | -7.1% |
| Land and buildings | 22 | €118,301 | €113,725 | -€4,575 | -3.9% |
| Furniture and vehicles | 24 | €5,287 | €1,078 | -€4,209 | -79.6% |
| Current assets | 29/58 | €73,845 | €62,134 | -€11,712 | -15.9% |
| Amounts receivable within one year | 40/41 | €13,082 | €412 | -€12,670 | -96.8% |
| Other amounts receivable | 41 | €13,082 | €412 | -€12,670 | -96.8% |
| Cash at bank and in hand | 54/58 | €59,214 | €60,158 | +€944 | +1.6% |
| Deferred charges and accrued income | 490/1 | €1,550 | €1,564 | +€14 | +0.9% |
| Total equity and liabilities | 10/49 | €197,432 | €176,937 | -€20,496 | -10.4% |
| Equity | 10/15 | €195,048 | €174,858 | -€20,189 | -10.4% |
| Contributions | 10/11 | €49,579 | €49,579 | = | 0.0% |
| Reserves | 13 | €111,572 | €98,572 | -€13,000 | -11.7% |
| Distributable reserves | 133 | €111,572 | €98,572 | -€13,000 | -11.7% |
| Profit (loss) carried forward | 14 | €33,897 | €26,708 | -€7,189 | -21.2% |
| Amounts payable | 17/49 | €2,385 | €2,078 | -€306 | -12.8% |
| Amounts payable within one year | 42/48 | €1,306 | €2,078 | +€773 | +59.2% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Trade debts | 44 | €1,306 | €1,931 | +€625 | +47.9% |
| Suppliers | 440/4 | €1,306 | €1,931 | +€625 | +47.9% |
| Taxes, remuneration and social security | 45 | - | €147 | +€147 | |
| Taxes | 450/3 | - | €147 | +€147 | |
| Accrued charges and deferred income | 492/3 | €1,079 | €0 | -€1,079 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,896 | €12,725 | -€171 | -1.3% |
| Other operating charges | 640/8 | €3,707 | €3,792 | +€85 | +2.3% |
| Gross operating margin | 9900 | €12,300 | €8,894 | -€3,406 | -27.7% |
| Operating profit (loss) | 9901 | -€4,304 | -€7,623 | -€3,319 | -77.1% |
| Financial income | 75/76B | €716 | €654 | -€61 | -8.6% |
| Recurring financial income | 75 | €716 | €654 | -€61 | -8.6% |
| Financial charges | 65/66B | €73 | €73 | -€0 | -0.3% |
| Recurring financial charges | 65 | €73 | €73 | -€0 | -0.3% |
| Profit (loss) for the period before taxes | 9903 | -€3,661 | -€7,042 | -€3,381 | -92.3% |
| Income taxes | 67/77 | €36 | €147 | +€111 | +309.4% |
| Profit (loss) for the period | 9904 | -€3,697 | -€7,189 | -€3,492 | -94.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,697 | -€7,189 | -€3,492 | -94.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.