IMMO JIWY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO JIWY
Largest movements
- Cash -€20,855
down €20,855 (-59.0%), from €35,322 to €14,467
mainly Debts after one year (-€21,789)
- Debts after one year -€21,789
down €21,789 (-20.5%), from €106,296 to €84,507
- Gross operating margin +€2,078
up €2,078, from -€1,478 to €600
- Financial charges -€45
down €45 (-40.7%), from €111 to €66
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €243,586 | €222,731 | -€20,855 | -8.6% |
| Fixed assets | 21/28 | €208,264 | €208,264 | = | 0.0% |
| Tangible fixed assets | 22/27 | €207,938 | €207,938 | = | 0.0% |
| Land and buildings | 22 | €207,938 | €207,938 | = | 0.0% |
| Financial fixed assets | 28 | €327 | €327 | = | 0.0% |
| Current assets | 29/58 | €35,322 | €14,467 | -€20,855 | -59.0% |
| Cash at bank and in hand | 54/58 | €35,322 | €14,467 | -€20,855 | -59.0% |
| Total equity and liabilities | 10/49 | €243,586 | €222,731 | -€20,855 | -8.6% |
| Equity | 10/15 | €102,867 | €103,401 | +€534 | +0.5% |
| Contributions | 10/11 | €93,703 | €93,703 | = | 0.0% |
| Capital | 10 | €93,166 | €93,166 | = | 0.0% |
| Issued capital | 100 | €93,166 | €93,166 | = | 0.0% |
| Contributions outside capital | 11 | €537 | €537 | = | 0.0% |
| Share premium | 1100/10 | €537 | €537 | = | 0.0% |
| Revaluation surpluses | 12 | €169,426 | €169,426 | = | 0.0% |
| Reserves | 13 | €47,324 | €47,324 | = | 0.0% |
| Non-distributable reserves | 130/1 | €180 | €180 | = | 0.0% |
| Legal reserve | 130 | €180 | €180 | = | 0.0% |
| Distributable reserves | 133 | €47,144 | €47,144 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€207,586 | -€207,052 | +€534 | +0.3% |
| Amounts payable | 17/49 | €140,719 | €119,330 | -€21,389 | -15.2% |
| Amounts payable after more than one year | 17 | €106,296 | €84,507 | -€21,789 | -20.5% |
| Financial debts | 170/4 | €106,296 | €84,507 | -€21,789 | -20.5% |
| Amounts payable within one year | 42/48 | €33,413 | €33,812 | +€400 | +1.2% |
| Trade debts | 44 | - | €400 | +€400 | |
| Suppliers | 440/4 | - | €400 | +€400 | |
| Other amounts payable | 47/48 | €33,413 | €33,413 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €1,011 | €1,011 | = | 0.0% |
| Gross operating margin | 9900 | -€1,478 | €600 | +€2,078 | |
| Operating profit (loss) | 9901 | -€1,478 | €600 | +€2,078 | |
| Financial charges | 65/66B | €111 | €66 | -€45 | -40.7% |
| Recurring financial charges | 65 | €111 | €66 | -€45 | -40.7% |
| Profit (loss) for the period before taxes | 9903 | -€1,589 | €534 | +€2,124 | |
| Profit (loss) for the period | 9904 | -€1,589 | €534 | +€2,124 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,589 | €534 | +€2,124 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.