IMMO JACO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO JACO
Largest movements
- Receivables within one year +€20,989
up €20,989 (+30.2%), from €69,543 to €90,533
of which Other amounts receivable: +€16,802
- Cash -€7,856
down €7,856 (-35.9%), from €21,864 to €14,008
mainly Receivables within one year (-€20,989) and Contributions, distributions and other (-€7,457)
- Deferred charges and accrued income +€5,544
up €5,544 (+97.7%), from €5,676 to €11,219
- Profit (loss) carried forward +€11,786
up €11,786 (+13.2%), from €89,232 to €101,018
- Tax, wage and social debts +€4,656
up €4,656 (+60.9%), from €7,641 to €12,297
- Trade debts +€1,268
up €1,268 (+191.8%), from €661 to €1,929
- Gross operating margin -€5,961
down €5,961 (-19.7%), from €30,328 to €24,368
- Other operating charges -€785
down €785 (-46.4%), from €1,694 to €909
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €98,534 | €116,244 | +€17,709 | +18.0% |
| Fixed assets | 21/28 | €1,451 | €484 | -€968 | -66.7% |
| Tangible fixed assets | 22/27 | €1,451 | €484 | -€968 | -66.7% |
| Furniture and vehicles | 24 | €1,451 | €484 | -€968 | -66.7% |
| Current assets | 29/58 | €97,083 | €115,760 | +€18,677 | +19.2% |
| Amounts receivable within one year | 40/41 | €69,543 | €90,533 | +€20,989 | +30.2% |
| Trade receivables | 40 | - | €4,187 | +€4,187 | |
| Other amounts receivable | 41 | €69,543 | €86,346 | +€16,802 | +24.2% |
| Cash at bank and in hand | 54/58 | €21,864 | €14,008 | -€7,856 | -35.9% |
| Deferred charges and accrued income | 490/1 | €5,676 | €11,219 | +€5,544 | +97.7% |
| Total equity and liabilities | 10/49 | €98,534 | €116,244 | +€17,709 | +18.0% |
| Equity | 10/15 | €90,232 | €102,018 | +€11,786 | +13.1% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €89,232 | €101,018 | +€11,786 | +13.2% |
| Amounts payable | 17/49 | €8,302 | €14,226 | +€5,923 | +71.3% |
| Amounts payable within one year | 42/48 | €8,302 | €14,226 | +€5,923 | +71.3% |
| Trade debts | 44 | €661 | €1,929 | +€1,268 | +191.8% |
| Suppliers | 440/4 | €661 | €1,929 | +€1,268 | +191.8% |
| Taxes, remuneration and social security | 45 | €7,641 | €12,297 | +€4,656 | +60.9% |
| Taxes | 450/3 | €7,641 | €12,297 | +€4,656 | +60.9% |
| Non-recurring operating income | 76A | €4,399 | - | -€4,399 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €968 | €968 | = | 0.0% |
| Other operating charges | 640/8 | €1,694 | €909 | -€785 | -46.4% |
| Gross operating margin | 9900 | €30,328 | €24,368 | -€5,961 | -19.7% |
| Operating profit (loss) | 9901 | €27,666 | €22,491 | -€5,175 | -18.7% |
| Financial income | 75/76B | €4,472 | €4,533 | +€62 | +1.4% |
| Recurring financial income | 75 | €4,472 | €4,533 | +€62 | +1.4% |
| Financial charges | 65/66B | €199 | €115 | -€83 | -41.9% |
| Recurring financial charges | 65 | €199 | €115 | -€83 | -41.9% |
| Profit (loss) for the period before taxes | 9903 | €31,939 | €26,909 | -€5,031 | -15.8% |
| Income taxes | 67/77 | €7,457 | €7,666 | +€209 | +2.8% |
| Profit (loss) for the period | 9904 | €24,482 | €19,243 | -€5,239 | -21.4% |
| Profit (loss) for the period to be appropriated | 9905 | €24,482 | €19,243 | -€5,239 | -21.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.