IMMO HOME DESIGN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
IMMO HOME DESIGN
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€7,612
2024 · €6,486+€1,126
Equity
€348,581
2024 · €340,970+€7,612
Cash
€35,101
2024 · €36,516-€1,415
Balance sheet total
€634,102
2024 · €656,786-€22,684
Largest movements
Assets
- Tangible fixed assets -€21,449
down €21,449 (-3.5%), from €619,033 to €597,584
Equity and liabilities
- Debts after one year -€23,124
down €23,124 (-12.8%), from €180,625 to €157,500
- Profit (loss) carried forward +€11,541
up €11,541 (+4.9%), from €235,367 to €246,907
Income statement
- Gross operating margin +€2,200
up €2,200 (+4.5%), from €48,869 to €51,069
- Financial charges +€650
up €650 (+6.8%), from €9,491 to €10,141
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€6,486
Gross operating margin
+€2,200
Depreciation
-€296
Other operating charges
-€173
Financial income
-€91
Financial charges
-€650
Taxes
+€136
Result 2025
€7,612
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€25,065
Investment
-€4,145
Financing
-€22,335
Cash 2024
€36,516
From operations (derived)
+€25,065
Net result for the year
+€7,612
Depreciation
+€25,594
Receivables within one year
+€278
Deferred charges and accrued income
-€459
Provisions
-€6,535
Trade debts
-€639
Accrued charges and deferred income
-€787
Investment (derived)
-€4,145
Investment in fixed assets (net)
-€4,145
Financing
-€22,335
Debts after one year
-€23,124
Current portion of long-term debt
+€790
Cash 2025
€35,101
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €656,786 | €634,102 | -€22,684 | -3.5% |
| Fixed assets | 21/28 | €619,033 | €597,584 | -€21,449 | -3.5% |
| Tangible fixed assets | 22/27 | €619,033 | €597,584 | -€21,449 | -3.5% |
| Land and buildings | 22 | €619,033 | €597,584 | -€21,449 | -3.5% |
| Current assets | 29/58 | €37,753 | €36,518 | -€1,234 | -3.3% |
| Amounts receivable within one year | 40/41 | €721 | €443 | -€278 | -38.6% |
| Other amounts receivable | 41 | €721 | €443 | -€278 | -38.6% |
| Cash at bank and in hand | 54/58 | €36,516 | €35,101 | -€1,415 | -3.9% |
| Deferred charges and accrued income | 490/1 | €516 | €974 | +€459 | +88.9% |
| Total equity and liabilities | 10/49 | €656,786 | €634,102 | -€22,684 | -3.5% |
| Equity | 10/15 | €340,970 | €348,581 | +€7,612 | +2.2% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Revaluation surpluses | 12 | €18,354 | €18,354 | = | 0.0% |
| Reserves | 13 | €68,658 | €64,728 | -€3,929 | -5.7% |
| Tax-exempt reserves | 132 | €66,799 | €62,869 | -€3,929 | -5.9% |
| Distributable reserves | 133 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | €235,367 | €246,907 | +€11,541 | +4.9% |
| Provisions and deferred taxes | 16 | €110,757 | €104,222 | -€6,535 | -5.9% |
| Provisions for liabilities and charges | 160/5 | €82,698 | €77,814 | -€4,884 | -5.9% |
| Pensions and similar obligations | 160 | €82,698 | €77,814 | -€4,884 | -5.9% |
| Deferred taxes | 168 | €28,059 | €26,408 | -€1,651 | -5.9% |
| Amounts payable | 17/49 | €205,059 | €181,298 | -€23,761 | -11.6% |
| Amounts payable after more than one year | 17 | €180,625 | €157,500 | -€23,124 | -12.8% |
| Financial debts | 170/4 | €180,625 | €157,500 | -€23,124 | -12.8% |
| Amounts payable within one year | 42/48 | €23,634 | €23,785 | +€151 | +0.6% |
| Current portion of amounts payable after more than one year | 42 | €22,335 | €23,124 | +€790 | +3.5% |
| Trade debts | 44 | €1,273 | €634 | -€639 | -50.2% |
| Suppliers | 440/4 | €1,273 | €634 | -€639 | -50.2% |
| Other amounts payable | 47/48 | €26 | €26 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €801 | €14 | -€787 | -98.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,298 | €25,594 | +€296 | +1.2% |
| Other operating charges | 640/8 | €5,508 | €5,681 | +€173 | +3.1% |
| Gross operating margin | 9900 | €48,869 | €51,069 | +€2,200 | +4.5% |
| Operating profit (loss) | 9901 | €18,063 | €19,793 | +€1,730 | +9.6% |
| Financial income | 75/76B | €308 | €218 | -€91 | -29.4% |
| Recurring financial income | 75 | €308 | €218 | -€91 | -29.4% |
| Financial charges | 65/66B | €9,491 | €10,141 | +€650 | +6.8% |
| Recurring financial charges | 65 | €9,491 | €10,141 | +€650 | +6.8% |
| Profit (loss) for the period before taxes | 9903 | €8,880 | €9,870 | +€990 | +11.1% |
| Transfer from deferred taxes | 780 | €1,651 | €1,651 | = | 0.0% |
| Income taxes | 67/77 | €4,045 | €3,909 | -€136 | -3.4% |
| Profit (loss) for the period | 9904 | €6,486 | €7,612 | +€1,126 | +17.4% |
| Transfer from tax-exempt reserves | 789 | €3,929 | €3,929 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €10,415 | €11,541 | +€1,126 | +10.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.