Immo Harmonie: what changed
What changed
Immo Harmonie
filed annual accounts (NBB)
Net result for the year
€13,175
2024 · €11,552+€1,623
Equity
€159,453
2024 · €146,278+€13,175
Cash
€5,497
2024 · €7,565-€2,069
Balance sheet total
€355,421
2024 · €367,253-€11,832
Largest movements
Assets
- Tangible fixed assets -€9,304
down €9,304 (-2.6%), from €355,729 to €346,424
Equity and liabilities
- Debts after one year -€27,338
down €27,338 (-15.6%), from €175,140 to €147,802
- Reserves +€13,175
up €13,175 (+28.5%), from €46,278 to €59,453
Income statement
- Gross operating margin +€3,312
up €3,312 (+9.4%), from €35,094 to €38,406
- Taxes +€785
up €785 (+14.3%), from €5,501 to €6,286
- Financial charges +€744
up €744 (+20.8%), from €3,577 to €4,321
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€11,552
Gross operating margin
+€3,312
Other operating charges
-€161
Financial charges
-€744
Taxes
-€785
Result 2025
€13,175
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€24,872
Investment
€0
Financing
-€26,941
Cash 2024
€7,565
From operations (derived)
+€24,872
Net result for the year
+€13,175
Depreciation
+€9,304
Receivables within one year
+€460
Trade debts
+€1,187
Tax, wage and social debts
+€810
Other debts
-€463
Accrued charges and deferred income
+€400
Financing
-€26,941
Debts after one year
-€27,338
Current portion of long-term debt
+€398
Cash 2025
€5,497
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €367,253 | €355,421 | -€11,832 | -3.2% |
| Fixed assets | 21/28 | €355,729 | €346,424 | -€9,304 | -2.6% |
| Tangible fixed assets | 22/27 | €355,729 | €346,424 | -€9,304 | -2.6% |
| Land and buildings | 22 | €355,729 | €346,424 | -€9,304 | -2.6% |
| Current assets | 29/58 | €11,525 | €8,997 | -€2,528 | -21.9% |
| Amounts receivable within one year | 40/41 | €3,960 | €3,500 | -€460 | -11.6% |
| Trade receivables | 40 | €3,500 | €3,500 | = | 0.0% |
| Other amounts receivable | 41 | €460 | €0 | -€460 | -100% |
| Cash at bank and in hand | 54/58 | €7,565 | €5,497 | -€2,069 | -27.3% |
| Total equity and liabilities | 10/49 | €367,253 | €355,421 | -€11,832 | -3.2% |
| Equity | 10/15 | €146,278 | €159,453 | +€13,175 | +9.0% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €46,278 | €59,453 | +€13,175 | +28.5% |
| Distributable reserves | 133 | €46,278 | €59,453 | +€13,175 | +28.5% |
| Amounts payable | 17/49 | €220,975 | €195,968 | -€25,007 | -11.3% |
| Amounts payable after more than one year | 17 | €175,140 | €147,802 | -€27,338 | -15.6% |
| Financial debts | 170/4 | €175,140 | €147,802 | -€27,338 | -15.6% |
| Amounts payable within one year | 42/48 | €45,835 | €47,767 | +€1,932 | +4.2% |
| Current portion of amounts payable after more than one year | 42 | €26,941 | €27,338 | +€398 | +1.5% |
| Trade debts | 44 | €1,592 | €2,778 | +€1,187 | +74.6% |
| Suppliers | 440/4 | €1,592 | €2,778 | +€1,187 | +74.6% |
| Taxes, remuneration and social security | 45 | €476 | €1,286 | +€810 | +170% |
| Taxes | 450/3 | €476 | €1,286 | +€810 | +170% |
| Other amounts payable | 47/48 | €16,828 | €16,365 | -€463 | -2.8% |
| Accrued charges and deferred income | 492/3 | - | €400 | +€400 | |
| Non-recurring operating income | 76A | - | €1,537 | +€1,537 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,304 | €9,304 | = | 0.0% |
| Other operating charges | 640/8 | €5,160 | €5,321 | +€161 | +3.1% |
| Gross operating margin | 9900 | €35,094 | €38,406 | +€3,312 | +9.4% |
| Operating profit (loss) | 9901 | €20,629 | €23,781 | +€3,152 | +15.3% |
| Financial charges | 65/66B | €3,577 | €4,321 | +€744 | +20.8% |
| Recurring financial charges | 65 | €3,577 | €4,321 | +€744 | +20.8% |
| Profit (loss) for the period before taxes | 9903 | €17,052 | €19,460 | +€2,408 | +14.1% |
| Income taxes | 67/77 | €5,501 | €6,286 | +€785 | +14.3% |
| Profit (loss) for the period | 9904 | €11,552 | €13,175 | +€1,623 | +14.0% |
| Profit (loss) for the period to be appropriated | 9905 | €11,552 | €13,175 | +€1,623 | +14.0% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.