IMMO FINCO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO FINCO
Largest movements
- Tangible fixed assets -€24,061
down €24,061 (-33.8%), from €71,085 to €47,024
of which Furniture and vehicles: -€21,114
- Stocks and contracts -€21,200
down €21,200 (-23.3%), from €90,800 to €69,600
- Receivables within one year -€17,542
down €17,542 (-93.0%), from €18,865 to €1,324
of which Other amounts receivable: -€17,111
- Cash +€12,877
up €12,877 (+5.7%), from €227,668 to €240,545
mainly Depreciation (+€24,061) and Stocks and contracts (+€21,200)
- Reserves -€23,941
down €23,941 (-9.3%), from €257,870 to €233,929
of which Distributable reserves: -€23,941
- Other debts -€15,087
down €15,087 (-34.8%), from €43,373 to €28,286
- Trade debts -€6,453
down €6,453 (-60.0%), from €10,746 to €4,294
- Gross operating margin -€45,773
down €45,773 (-86.0%), from €53,208 to €7,435
- Taxes -€8,641
down €8,641 (-88.5%), from €9,764 to €1,124
- Financial income -€7,267
down €7,267 (-89.6%), from €8,111 to €844
- Financial charges -€3,637
down €3,637 (-48.0%), from €7,580 to €3,943
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €408,523 | €359,234 | -€49,289 | -12.1% |
| Fixed assets | 21/28 | €71,085 | €47,024 | -€24,061 | -33.8% |
| Tangible fixed assets | 22/27 | €71,085 | €47,024 | -€24,061 | -33.8% |
| Land and buildings | 22 | €17,252 | €14,461 | -€2,790 | -16.2% |
| Plant, machinery and equipment | 23 | €398 | €242 | -€156 | -39.2% |
| Furniture and vehicles | 24 | €48,518 | €27,404 | -€21,114 | -43.5% |
| Other tangible fixed assets | 26 | €4,917 | €4,917 | = | 0.0% |
| Current assets | 29/58 | €337,438 | €312,210 | -€25,228 | -7.5% |
| Stocks and contracts in progress | 3 | €90,800 | €69,600 | -€21,200 | -23.3% |
| Stocks | 30/36 | €90,800 | €69,600 | -€21,200 | -23.3% |
| Amounts receivable within one year | 40/41 | €18,865 | €1,324 | -€17,542 | -93.0% |
| Trade receivables | 40 | €1,754 | €1,324 | -€430 | -24.5% |
| Other amounts receivable | 41 | €17,111 | €0 | -€17,111 | -100% |
| Cash at bank and in hand | 54/58 | €227,668 | €240,545 | +€12,877 | +5.7% |
| Deferred charges and accrued income | 490/1 | €105 | €741 | +€636 | +608% |
| Total equity and liabilities | 10/49 | €408,523 | €359,234 | -€49,289 | -12.1% |
| Equity | 10/15 | €319,870 | €295,929 | -€23,941 | -7.5% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €257,870 | €233,929 | -€23,941 | -9.3% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Distributable reserves | 133 | €251,670 | €227,729 | -€23,941 | -9.5% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €88,653 | €63,305 | -€25,348 | -28.6% |
| Amounts payable within one year | 42/48 | €63,653 | €41,284 | -€22,369 | -35.1% |
| Financial debts | 43 | €2,642 | €0 | -€2,642 | -100% |
| Credit institutions | 430/8 | €2,642 | €0 | -€2,642 | -100% |
| Trade debts | 44 | €10,746 | €4,294 | -€6,453 | -60.0% |
| Suppliers | 440/4 | €10,746 | €4,294 | -€6,453 | -60.0% |
| Advances received on contracts in progress | 46 | €3,375 | €3,375 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €3,516 | €5,330 | +€1,813 | +51.6% |
| Taxes | 450/3 | €3,516 | €5,330 | +€1,813 | +51.6% |
| Other amounts payable | 47/48 | €43,373 | €28,286 | -€15,087 | -34.8% |
| Accrued charges and deferred income | 492/3 | €25,000 | €22,021 | -€2,979 | -11.9% |
| Non-recurring operating income | 76A | €0 | €2,494 | +€2,494 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,232 | €24,061 | -€171 | -0.7% |
| Other operating charges | 640/8 | €3,077 | €3,093 | +€15 | +0.5% |
| Gross operating margin | 9900 | €53,208 | €7,435 | -€45,773 | -86.0% |
| Operating profit (loss) | 9901 | €25,899 | -€19,718 | -€45,617 | |
| Financial income | 75/76B | €8,111 | €844 | -€7,267 | -89.6% |
| Recurring financial income | 75 | €8,111 | €844 | -€7,267 | -89.6% |
| Financial charges | 65/66B | €7,580 | €3,943 | -€3,637 | -48.0% |
| Recurring financial charges | 65 | €7,580 | €3,943 | -€3,637 | -48.0% |
| Profit (loss) for the period before taxes | 9903 | €26,429 | -€22,818 | -€49,247 | |
| Income taxes | 67/77 | €9,764 | €1,124 | -€8,641 | -88.5% |
| Profit (loss) for the period | 9904 | €16,665 | -€23,941 | -€40,606 | |
| Profit (loss) for the period to be appropriated | 9905 | €16,665 | -€23,941 | -€40,606 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.