IMMO FINADVICE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO FINADVICE
Largest movements
- Cash +€34,414
up €34,414 (+200.9%), from €17,128 to €51,542
mainly Other debts (+€43,389) and Net result for the year (+€31,923)
- Current investments -€5,000
down €5,000 (-2.9%), from €170,000 to €165,000
- Other debts +€43,389
up €43,389 (+136.2%), from €31,864 to €75,253
- Reserves -€7,688
down €7,688 (-2.9%), from €268,798 to €261,111
of which Distributable reserves: -€7,688
- Trade debts -€6,002
down €6,002 (-42.3%), from €14,181 to €8,179
- Gross operating margin +€23,340
up €23,340 (+59.5%), from €39,199 to €62,538
- Other operating charges -€14,404
down €14,404 (-59.9%), from €24,029 to €9,625
- Taxes +€12,128
up €12,128 (+383.9%), from €3,159 to €15,287
- Depreciation +€1,844
up €1,844 (+32.1%), from €5,750 to €7,594
- Financial income +€1,760
up €1,760 (+816.3%), from €216 to €1,976
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €350,318 | €383,419 | +€33,101 | +9.4% |
| Fixed assets | 21/28 | €160,368 | €160,551 | +€183 | +0.1% |
| Tangible fixed assets | 22/27 | €155,118 | €155,301 | +€183 | +0.1% |
| Land and buildings | 22 | €148,542 | €151,910 | +€3,368 | +2.3% |
| Plant, machinery and equipment | 23 | €1,542 | €1,233 | -€309 | -20.0% |
| Furniture and vehicles | 24 | €5,034 | €2,157 | -€2,876 | -57.1% |
| Financial fixed assets | 28 | €5,250 | €5,250 | = | 0.0% |
| Current assets | 29/58 | €189,950 | €222,868 | +€32,918 | +17.3% |
| Amounts receivable within one year | 40/41 | €1,841 | €1,598 | -€243 | -13.2% |
| Trade receivables | 40 | €0 | €839 | +€839 | |
| Other amounts receivable | 41 | €1,841 | €758 | -€1,082 | -58.8% |
| Current investments | 50/53 | €170,000 | €165,000 | -€5,000 | -2.9% |
| Cash at bank and in hand | 54/58 | €17,128 | €51,542 | +€34,414 | +200.9% |
| Deferred charges and accrued income | 490/1 | €982 | €4,729 | +€3,747 | +381.6% |
| Total equity and liabilities | 10/49 | €350,318 | €383,419 | +€33,101 | +9.4% |
| Equity | 10/15 | €304,273 | €296,585 | -€7,688 | -2.5% |
| Contributions | 10/11 | €35,474 | €35,474 | = | 0.0% |
| Reserves | 13 | €268,798 | €261,111 | -€7,688 | -2.9% |
| Tax-exempt reserves | 132 | €32,185 | €32,185 | = | 0.0% |
| Distributable reserves | 133 | €236,614 | €228,926 | -€7,688 | -3.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €46,045 | €86,834 | +€40,789 | +88.6% |
| Amounts payable within one year | 42/48 | €46,045 | €86,150 | +€40,105 | +87.1% |
| Trade debts | 44 | €14,181 | €8,179 | -€6,002 | -42.3% |
| Suppliers | 440/4 | €14,181 | €8,179 | -€6,002 | -42.3% |
| Taxes, remuneration and social security | 45 | €0 | €2,718 | +€2,718 | |
| Taxes | 450/3 | €0 | €2,718 | +€2,718 | |
| Other amounts payable | 47/48 | €31,864 | €75,253 | +€43,389 | +136.2% |
| Accrued charges and deferred income | 492/3 | - | €684 | +€684 | |
| Non-recurring operating income | 76A | - | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,750 | €7,594 | +€1,844 | +32.1% |
| Other operating charges | 640/8 | €24,029 | €9,625 | -€14,404 | -59.9% |
| Gross operating margin | 9900 | €39,199 | €62,538 | +€23,340 | +59.5% |
| Operating profit (loss) | 9901 | €9,419 | €45,319 | +€35,900 | +381.2% |
| Financial income | 75/76B | €216 | €1,976 | +€1,760 | +816.3% |
| Recurring financial income | 75 | €216 | €1,976 | +€1,760 | +816.3% |
| Financial charges | 65/66B | €231 | €84 | -€147 | -63.6% |
| Recurring financial charges | 65 | €231 | €84 | -€147 | -63.6% |
| Profit (loss) for the period before taxes | 9903 | €9,403 | €47,211 | +€37,807 | +402.1% |
| Income taxes | 67/77 | €3,159 | €15,287 | +€12,128 | +383.9% |
| Profit (loss) for the period | 9904 | €6,244 | €31,923 | +€25,679 | +411.3% |
| Profit (loss) for the period to be appropriated | 9905 | €6,244 | €31,923 | +€25,679 | +411.3% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.