Immo Fab: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Immo Fab
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,335
2024 · -€5,026+€2,691
Equity
€31,618
2024 · €33,953-€2,335
Cash
€37,442
2024 · €35,118+€2,325
Balance sheet total
€1.4m
2024 · €1.5m-€46,812
Largest movements
Assets
- Tangible fixed assets -€48,331
down €48,331 (-3.4%), from €1.4m to €1.4m
Equity and liabilities
- Debts after one year -€41,876
down €41,876 (-17.2%), from €244,118 to €202,242
Income statement
- Financial charges -€3,288
down €3,288 (-17.0%), from €19,388 to €16,100
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€5,026
Gross operating margin
-€367
Depreciation
-€0
Other operating charges
-€231
Financial charges
+€3,288
Result 2025
-€2,335
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€43,831
Investment
€0
Financing
-€41,506
Cash 2024
€35,118
From operations (derived)
+€43,831
Net result for the year
-€2,335
Depreciation
+€48,331
Receivables within one year
+€1,260
Deferred charges and accrued income
-€454
Trade debts
+€23
Other debts
-€1,750
Accrued charges and deferred income
-€1,245
Financing
-€41,506
Debts after one year
-€41,876
Current portion of long-term debt
+€369
Cash 2025
€37,442
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,474,032 | €1,427,219 | -€46,812 | -3.2% |
| Fixed assets | 21/28 | €1,433,502 | €1,385,171 | -€48,331 | -3.4% |
| Tangible fixed assets | 22/27 | €1,433,502 | €1,385,171 | -€48,331 | -3.4% |
| Land and buildings | 22 | €1,433,502 | €1,385,171 | -€48,331 | -3.4% |
| Current assets | 29/58 | €40,530 | €42,049 | +€1,519 | +3.7% |
| Amounts receivable within one year | 40/41 | €1,260 | - | -€1,260 | |
| Trade receivables | 40 | €1,260 | - | -€1,260 | |
| Cash at bank and in hand | 54/58 | €35,118 | €37,442 | +€2,325 | +6.6% |
| Deferred charges and accrued income | 490/1 | €4,152 | €4,606 | +€454 | +10.9% |
| Total equity and liabilities | 10/49 | €1,474,032 | €1,427,219 | -€46,812 | -3.2% |
| Equity | 10/15 | €33,953 | €31,618 | -€2,335 | -6.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €20,379 | €20,379 | = | 0.0% |
| Distributable reserves | 133 | €20,379 | €20,379 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,026 | -€7,361 | -€2,335 | -46.5% |
| Amounts payable | 17/49 | €1,440,078 | €1,395,601 | -€44,477 | -3.1% |
| Amounts payable after more than one year | 17 | €244,118 | €202,242 | -€41,876 | -17.2% |
| Financial debts | 170/4 | €244,118 | €202,242 | -€41,876 | -17.2% |
| Amounts payable within one year | 42/48 | €1,190,007 | €1,188,649 | -€1,357 | -0.1% |
| Current portion of amounts payable after more than one year | 42 | €31,506 | €31,876 | +€369 | +1.2% |
| Trade debts | 44 | €785 | €808 | +€23 | +3.0% |
| Suppliers | 440/4 | €785 | €808 | +€23 | +3.0% |
| Other amounts payable | 47/48 | €1,157,716 | €1,155,966 | -€1,750 | -0.2% |
| Accrued charges and deferred income | 492/3 | €5,954 | €4,709 | -€1,245 | -20.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €48,331 | €48,331 | +€0 | 0.0% |
| Other operating charges | 640/8 | €7,091 | €7,322 | +€231 | +3.3% |
| Gross operating margin | 9900 | €69,785 | €69,418 | -€367 | -0.5% |
| Operating profit (loss) | 9901 | €14,362 | €13,765 | -€598 | -4.2% |
| Financial charges | 65/66B | €19,388 | €16,100 | -€3,288 | -17.0% |
| Recurring financial charges | 65 | €19,388 | €16,100 | -€3,288 | -17.0% |
| Profit (loss) for the period before taxes | 9903 | -€5,026 | -€2,335 | +€2,691 | +53.5% |
| Profit (loss) for the period | 9904 | -€5,026 | -€2,335 | +€2,691 | +53.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,026 | -€2,335 | +€2,691 | +53.5% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.