Immo Diba: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo Diba
Largest movements
- Receivables within one year -€74,212
down €74,212 (-89.0%), from €83,412 to €9,200
of which Other amounts receivable: -€68,212
- Cash +€70,294
up €70,294 (+369%), from €19,049 to €89,343
mainly Receivables within one year (+€74,212) and Depreciation (+€50,516)
- Tangible fixed assets -€50,516
down €50,516 (-3.7%), from €1.4m to €1.3m
of which Land and buildings: -€48,016
- Debts after one year -€68,428
down €68,428 (-7.6%), from €906,192 to €837,764
of which Financial debts: -€68,428
- Financial charges -€14,335
down €14,335 (-28.7%), from €49,994 to €35,659
- Gross operating margin +€8,028
up €8,028 (+8.1%), from €99,414 to €107,442
- Depreciation +€1,208
up €1,208 (+2.4%), from €49,308 to €50,516
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,472,781 | €1,418,353 | -€54,428 | -3.7% |
| Fixed assets | 21/28 | €1,370,153 | €1,319,637 | -€50,516 | -3.7% |
| Tangible fixed assets | 22/27 | €1,370,153 | €1,319,637 | -€50,516 | -3.7% |
| Land and buildings | 22 | €1,362,236 | €1,314,220 | -€48,016 | -3.5% |
| Furniture and vehicles | 24 | €7,917 | €5,417 | -€2,500 | -31.6% |
| Current assets | 29/58 | €102,628 | €98,716 | -€3,912 | -3.8% |
| Amounts receivable within one year | 40/41 | €83,412 | €9,200 | -€74,212 | -89.0% |
| Trade receivables | 40 | €6,000 | - | -€6,000 | |
| Other amounts receivable | 41 | €77,412 | €9,200 | -€68,212 | -88.1% |
| Cash at bank and in hand | 54/58 | €19,049 | €89,343 | +€70,294 | +369% |
| Deferred charges and accrued income | 490/1 | €166 | €173 | +€6 | +3.9% |
| Total equity and liabilities | 10/49 | €1,472,781 | €1,418,353 | -€54,428 | -3.7% |
| Equity | 10/15 | €51,338 | €65,082 | +€13,745 | +26.8% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €21,338 | €35,082 | +€13,745 | +64.4% |
| Distributable reserves | 133 | €21,338 | €35,082 | +€13,745 | +64.4% |
| Amounts payable | 17/49 | €1,421,443 | €1,353,270 | -€68,173 | -4.8% |
| Amounts payable after more than one year | 17 | €906,192 | €837,764 | -€68,428 | -7.6% |
| Financial debts | 170/4 | €856,192 | €787,764 | -€68,428 | -8.0% |
| Other amounts payable | 178/9 | €50,000 | €50,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €507,624 | €508,269 | +€645 | +0.1% |
| Current portion of amounts payable after more than one year | 42 | €67,854 | €68,428 | +€574 | +0.8% |
| Trade debts | 44 | €1,632 | €1,561 | -€72 | -4.4% |
| Suppliers | 440/4 | €1,632 | €1,561 | -€72 | -4.4% |
| Taxes, remuneration and social security | 45 | €1,203 | €4,828 | +€3,625 | +301% |
| Taxes | 450/3 | €1,203 | €4,828 | +€3,625 | +301% |
| Other amounts payable | 47/48 | €436,935 | €433,452 | -€3,483 | -0.8% |
| Accrued charges and deferred income | 492/3 | €7,627 | €7,238 | -€389 | -5.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €49,308 | €50,516 | +€1,208 | +2.4% |
| Other operating charges | 640/8 | €8,319 | €7,522 | -€797 | -9.6% |
| Gross operating margin | 9900 | €99,414 | €107,442 | +€8,028 | +8.1% |
| Operating profit (loss) | 9901 | €41,787 | €49,404 | +€7,617 | +18.2% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €49,994 | €35,659 | -€14,335 | -28.7% |
| Recurring financial charges | 65 | €49,994 | €35,659 | -€14,335 | -28.7% |
| Profit (loss) for the period before taxes | 9903 | -€8,208 | €13,745 | +€21,952 | |
| Profit (loss) for the period | 9904 | -€8,208 | €13,745 | +€21,952 | |
| Profit (loss) for the period to be appropriated | 9905 | -€8,208 | €13,745 | +€21,952 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.