IMMO CREATOR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO CREATOR
Largest movements
- Receivables within one year -€6,089
down €6,089 (-4.9%), from €124,843 to €118,753
of which Other amounts receivable: -€3,509
- Tax, wage and social debts -€5,553
no longer reported in 2025 (was €5,553)
- Gross operating margin +€11,717
up €11,717 (+89.7%), from -€13,056 to -€1,339
- Taxes -€769
new in 2025: -€769
- Financial income -€393
down €393 (-35.0%), from €1,122 to €730
- Financial charges -€288
down €288 (-71.3%), from €404 to €116
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €125,822 | €118,760 | -€7,062 | -5.6% |
| Current assets | 29/58 | €125,822 | €118,760 | -€7,062 | -5.6% |
| Amounts receivable within one year | 40/41 | €124,843 | €118,753 | -€6,089 | -4.9% |
| Trade receivables | 40 | €88,460 | €85,880 | -€2,580 | -2.9% |
| Other amounts receivable | 41 | €36,383 | €32,873 | -€3,509 | -9.6% |
| Cash at bank and in hand | 54/58 | €979 | €6 | -€973 | -99.4% |
| Total equity and liabilities | 10/49 | €125,822 | €118,760 | -€7,062 | -5.6% |
| Equity | 10/15 | €29,442 | €28,962 | -€480 | -1.6% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €22,225 | €22,225 | = | 0.0% |
| Distributable reserves | 133 | €22,225 | €22,225 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€12,783 | -€13,263 | -€480 | -3.8% |
| Amounts payable | 17/49 | €96,380 | €89,798 | -€6,582 | -6.8% |
| Amounts payable within one year | 42/48 | €96,380 | €89,798 | -€6,582 | -6.8% |
| Trade debts | 44 | €335 | €400 | +€65 | +19.3% |
| Suppliers | 440/4 | €335 | €400 | +€65 | +19.3% |
| Taxes, remuneration and social security | 45 | €5,553 | - | -€5,553 | |
| Taxes | 450/3 | €5,553 | - | -€5,553 | |
| Other amounts payable | 47/48 | €90,492 | €89,398 | -€1,094 | -1.2% |
| Other operating charges | 640/8 | €446 | €524 | +€77 | +17.3% |
| Gross operating margin | 9900 | -€13,056 | -€1,339 | +€11,717 | +89.7% |
| Operating profit (loss) | 9901 | -€13,502 | -€1,863 | +€11,639 | +86.2% |
| Financial income | 75/76B | €1,122 | €730 | -€393 | -35.0% |
| Recurring financial income | 75 | €1,122 | €730 | -€393 | -35.0% |
| Financial charges | 65/66B | €404 | €116 | -€288 | -71.3% |
| Recurring financial charges | 65 | €404 | €116 | -€288 | -71.3% |
| Profit (loss) for the period before taxes | 9903 | -€12,783 | -€1,249 | +€11,535 | +90.2% |
| Income taxes | 67/77 | - | -€769 | -€769 | |
| Profit (loss) for the period | 9904 | -€12,783 | -€480 | +€12,303 | +96.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€12,783 | -€480 | +€12,303 | +96.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.