IMMO COSTYVE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO COSTYVE
Largest movements
- Tangible fixed assets -€172,001
down €172,001 (-5.5%), from €3.1m to €3.0m
of which Land and buildings: -€167,294
- Other debts -€1.5m
down €1.5m (-99.9%), from €1.5m to €1,825
- Debts after one year +€1.4m
new in 2025: €1.4m
- Profit (loss) carried forward -€112,567
down €112,567 (-10.5%), from €1.1m to €957,489
- Financial charges +€13,335
up €13,335 (+41.3%), from €32,293 to €45,628
- Depreciation -€10,000
down €10,000 (-4.8%), from €207,257 to €197,257
- Gross operating margin -€5,703
down €5,703 (-3.5%), from €164,598 to €158,895
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,260,230 | €3,079,975 | -€180,255 | -5.5% |
| Fixed assets | 21/28 | €3,126,726 | €2,954,725 | -€172,001 | -5.5% |
| Tangible fixed assets | 22/27 | €3,126,726 | €2,954,725 | -€172,001 | -5.5% |
| Land and buildings | 22 | €3,112,219 | €2,944,925 | -€167,294 | -5.4% |
| Furniture and vehicles | 24 | €14,508 | €9,801 | -€4,707 | -32.4% |
| Current assets | 29/58 | €133,504 | €125,249 | -€8,255 | -6.2% |
| Amounts receivable within one year | 40/41 | €10,000 | €5 | -€9,995 | -99.9% |
| Trade receivables | 40 | €10,000 | - | -€10,000 | |
| Other amounts receivable | 41 | - | €5 | +€5 | |
| Current investments | 50/53 | €80,000 | €80,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €40,005 | €41,181 | +€1,176 | +2.9% |
| Deferred charges and accrued income | 490/1 | €3,499 | €4,063 | +€564 | +16.1% |
| Total equity and liabilities | 10/49 | €3,260,230 | €3,079,975 | -€180,255 | -5.5% |
| Equity | 10/15 | €1,736,856 | €1,624,289 | -€112,567 | -6.5% |
| Contributions | 10/11 | €400,000 | €400,000 | = | 0.0% |
| Reserves | 13 | €266,800 | €266,800 | = | 0.0% |
| Non-distributable reserves | 130/1 | €80,000 | €80,000 | = | 0.0% |
| Own shares acquired | 1312 | €80,000 | €80,000 | = | 0.0% |
| Distributable reserves | 133 | €186,800 | €186,800 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,070,056 | €957,489 | -€112,567 | -10.5% |
| Amounts payable | 17/49 | €1,523,374 | €1,455,686 | -€67,688 | -4.4% |
| Amounts payable after more than one year | 17 | - | €1,430,000 | +€1.4m | |
| Financial debts | 170/4 | - | €1,430,000 | +€1.4m | |
| Amounts payable within one year | 42/48 | €1,514,804 | €17,337 | -€1.5m | -98.9% |
| Trade debts | 44 | €2,485 | €2,530 | +€45 | +1.8% |
| Suppliers | 440/4 | €2,485 | €2,530 | +€45 | +1.8% |
| Taxes, remuneration and social security | 45 | €5,469 | €12,982 | +€7,513 | +137% |
| Taxes | 450/3 | €5,469 | €12,982 | +€7,513 | +137% |
| Other amounts payable | 47/48 | €1,506,850 | €1,825 | -€1.5m | -99.9% |
| Accrued charges and deferred income | 492/3 | €8,570 | €8,349 | -€221 | -2.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €207,257 | €197,257 | -€10,000 | -4.8% |
| Other operating charges | 640/8 | €27,531 | €28,455 | +€923 | +3.4% |
| Gross operating margin | 9900 | €164,598 | €158,895 | -€5,703 | -3.5% |
| Operating profit (loss) | 9901 | -€70,190 | -€66,816 | +€3,374 | +4.8% |
| Financial income | 75/76B | - | €11 | +€11 | |
| Recurring financial income | 75 | - | €11 | +€11 | |
| Financial charges | 65/66B | €32,293 | €45,628 | +€13,335 | +41.3% |
| Recurring financial charges | 65 | €32,293 | €45,628 | +€13,335 | +41.3% |
| Profit (loss) for the period before taxes | 9903 | -€102,483 | -€112,433 | -€9,950 | -9.7% |
| Income taxes | 67/77 | €69 | €135 | +€66 | +95.1% |
| Profit (loss) for the period | 9904 | -€102,552 | -€112,567 | -€10,015 | -9.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€102,552 | -€112,567 | -€10,015 | -9.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.