IMMO CONCEPT 3D: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO CONCEPT 3D
Largest movements
- Stocks and contracts -€307,177
no longer reported in 2025 (was €307,177)
- Receivables within one year +€137,271
up €137,271 (+1707.7%), from €8,038 to €145,309
of which Trade receivables: +€130,206
- Tangible fixed assets -€12,134
down €12,134 (-31.5%), from €38,553 to €26,419
of which Furniture and vehicles: -€11,882
- Cash +€8,697
up €8,697 (+32464.7%), from €27 to €8,724
mainly Stocks and contracts (+€307,177) and Trade debts (+€43,330)
- Short-term financial debts -€188,496
no longer reported in 2025 (was €188,496)
- Trade debts +€43,330
up €43,330 (+562.7%), from €7,700 to €51,030
- Tax, wage and social debts -€20,938
down €20,938 (-92.9%), from €22,550 to €1,612
- Debts after one year -€6,795
down €6,795 (-41.5%), from €16,365 to €9,569
- Other debts -€4,072
down €4,072 (-75.4%), from €5,401 to €1,329
- Other operating charges -€6,155
down €6,155 (-60.8%), from €10,119 to €3,964
- Gross operating margin +€3,862
up €3,862 (+11.9%), from €32,578 to €36,440
- Taxes +€2,091
up €2,091 (+402.0%), from €520 to €2,612
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €355,643 | €181,582 | -€174,061 | -48.9% |
| Fixed assets | 21/28 | €38,553 | €26,419 | -€12,134 | -31.5% |
| Tangible fixed assets | 22/27 | €38,553 | €26,419 | -€12,134 | -31.5% |
| Plant, machinery and equipment | 23 | €252 | - | -€252 | |
| Furniture and vehicles | 24 | €38,302 | €26,419 | -€11,882 | -31.0% |
| Current assets | 29/58 | €317,090 | €155,163 | -€161,927 | -51.1% |
| Stocks and contracts in progress | 3 | €307,177 | - | -€307,177 | |
| Stocks | 30/36 | €307,177 | - | -€307,177 | |
| Amounts receivable within one year | 40/41 | €8,038 | €145,309 | +€137,271 | +1707.7% |
| Trade receivables | 40 | €7,609 | €137,816 | +€130,206 | +1711.1% |
| Other amounts receivable | 41 | €429 | €7,493 | +€7,064 | +1646.7% |
| Cash at bank and in hand | 54/58 | €27 | €8,724 | +€8,697 | +32464.7% |
| Deferred charges and accrued income | 490/1 | €1,848 | €1,129 | -€718 | -38.9% |
| Total equity and liabilities | 10/49 | €355,643 | €181,582 | -€174,061 | -48.9% |
| Equity | 10/15 | €107,247 | €110,440 | +€3,193 | +3.0% |
| Contributions | 10/11 | €17,917 | €17,917 | = | 0.0% |
| Reserves | 13 | €58,124 | €58,124 | = | 0.0% |
| Distributable reserves | 133 | €58,124 | €58,124 | = | 0.0% |
| Profit (loss) carried forward | 14 | €31,206 | €34,399 | +€3,193 | +10.2% |
| Amounts payable | 17/49 | €248,397 | €71,142 | -€177,255 | -71.4% |
| Amounts payable after more than one year | 17 | €16,365 | €9,569 | -€6,795 | -41.5% |
| Financial debts | 170/4 | €16,365 | €9,569 | -€6,795 | -41.5% |
| Amounts payable within one year | 42/48 | €230,632 | €60,766 | -€169,866 | -73.7% |
| Current portion of amounts payable after more than one year | 42 | €6,485 | €6,795 | +€311 | +4.8% |
| Financial debts | 43 | €188,496 | - | -€188,496 | |
| Credit institutions | 430/8 | €188,496 | - | -€188,496 | |
| Trade debts | 44 | €7,700 | €51,030 | +€43,330 | +562.7% |
| Suppliers | 440/4 | €7,700 | €51,030 | +€43,330 | +562.7% |
| Taxes, remuneration and social security | 45 | €22,550 | €1,612 | -€20,938 | -92.9% |
| Taxes | 450/3 | €22,550 | €1,612 | -€20,938 | -92.9% |
| Other amounts payable | 47/48 | €5,401 | €1,329 | -€4,072 | -75.4% |
| Accrued charges and deferred income | 492/3 | €1,400 | €806 | -€593 | -42.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,289 | €12,134 | -€155 | -1.3% |
| Other operating charges | 640/8 | €10,119 | €3,964 | -€6,155 | -60.8% |
| Gross operating margin | 9900 | €32,578 | €36,440 | +€3,862 | +11.9% |
| Operating profit (loss) | 9901 | €10,171 | €20,342 | +€10,172 | +100.0% |
| Financial income | 75/76B | €14 | €0 | -€14 | -98.6% |
| Recurring financial income | 75 | €14 | €0 | -€14 | -98.6% |
| Financial charges | 65/66B | €14,704 | €14,537 | -€166 | -1.1% |
| Recurring financial charges | 65 | €14,704 | €14,537 | -€166 | -1.1% |
| Profit (loss) for the period before taxes | 9903 | -€4,519 | €5,805 | +€10,324 | |
| Income taxes | 67/77 | €520 | €2,612 | +€2,091 | +402.0% |
| Profit (loss) for the period | 9904 | -€5,039 | €3,193 | +€8,232 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,039 | €3,193 | +€8,232 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.