IMMO CHRONO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO CHRONO
Largest movements
- Tangible fixed assets -€13,025
down €13,025 (-68.6%), from €18,996 to €5,971
of which Furniture and vehicles: -€15,388
- Cash +€5,152
up €5,152 (+82.8%), from €6,222 to €11,373
mainly Investment in fixed assets (net) (+€9,833) and Other debts (+€7,616)
- Receivables within one year -€5,070
down €5,070 (-16.8%), from €30,125 to €25,055
of which Trade receivables: -€5,070
- Current portion of long-term debt -€9,384
no longer reported in 2025 (was €9,384)
- Debts after one year -€9,205
no longer reported in 2025 (was €9,205)
- Other debts +€7,616
up €7,616 (+1,623%), from €469 to €8,085
- Tax, wage and social debts -€2,151
down €2,151 (-13.5%), from €15,900 to €13,749
of which Remuneration and social security: -€1,876
- Profit (loss) carried forward +€1,279
up €1,279 (+8.0%), from -€15,956 to -€14,678
- Staff costs +€9,524
up €9,524 (+57.5%), from €16,576 to €26,100
- Depreciation -€7,963
down €7,963 (-71.4%), from €11,154 to €3,192
- Gross operating margin +€5,648
up €5,648 (+19.0%), from €29,716 to €35,364
- Write-downs -€2,940
no longer reported in 2025 (was €2,940)
- Financial income +€2,643
up €2,643 (+684%), from €387 to €3,030
of which Financial income: +€2,643
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €57,670 | €44,611 | -€13,059 | -22.6% |
| Fixed assets | 21/28 | €18,996 | €5,971 | -€13,025 | -68.6% |
| Tangible fixed assets | 22/27 | €18,996 | €5,971 | -€13,025 | -68.6% |
| Plant, machinery and equipment | 23 | €1,422 | €3,785 | +€2,363 | +166% |
| Furniture and vehicles | 24 | €17,574 | €2,186 | -€15,388 | -87.6% |
| Current assets | 29/58 | €38,674 | €38,640 | -€34 | -0.1% |
| Amounts receivable within one year | 40/41 | €30,125 | €25,055 | -€5,070 | -16.8% |
| Trade receivables | 40 | €29,924 | €24,854 | -€5,070 | -16.9% |
| Other amounts receivable | 41 | €201 | €201 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €6,222 | €11,373 | +€5,152 | +82.8% |
| Deferred charges and accrued income | 490/1 | €2,327 | €2,211 | -€116 | -5.0% |
| Total equity and liabilities | 10/49 | €57,670 | €44,611 | -€13,059 | -22.6% |
| Equity | 10/15 | -€3,556 | -€2,278 | +€1,279 | +36.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€15,956 | -€14,678 | +€1,279 | +8.0% |
| Amounts payable | 17/49 | €61,226 | €46,889 | -€14,337 | -23.4% |
| Amounts payable after more than one year | 17 | €9,205 | - | -€9,205 | |
| Financial debts | 170/4 | €9,205 | - | -€9,205 | |
| Amounts payable within one year | 42/48 | €52,021 | €46,889 | -€5,132 | -9.9% |
| Current portion of amounts payable after more than one year | 42 | €9,384 | - | -€9,384 | |
| Trade debts | 44 | €26,268 | €25,055 | -€1,213 | -4.6% |
| Suppliers | 440/4 | €26,268 | €25,055 | -€1,213 | -4.6% |
| Taxes, remuneration and social security | 45 | €15,900 | €13,749 | -€2,151 | -13.5% |
| Taxes | 450/3 | €11,869 | €11,594 | -€275 | -2.3% |
| Remuneration and social security | 454/9 | €4,031 | €2,155 | -€1,876 | -46.5% |
| Other amounts payable | 47/48 | €469 | €8,085 | +€7,616 | +1,623% |
| Remuneration, social security and pensions | 62 | €16,576 | €26,100 | +€9,524 | +57.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,154 | €3,192 | -€7,963 | -71.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €2,940 | - | -€2,940 | |
| Other operating charges | 640/8 | €995 | €1,098 | +€103 | +10.3% |
| Non-recurring operating charges | 66A | - | €2,941 | +€2,941 | |
| Gross operating margin | 9900 | €29,716 | €35,364 | +€5,648 | +19.0% |
| Operating profit (loss) | 9901 | -€1,949 | €2,034 | +€3,983 | |
| Financial income | 75/76B | €387 | €3,030 | +€2,643 | +684% |
| Recurring financial income | 75 | €387 | €3,030 | +€2,643 | +684% |
| Non-recurring financial income | 76B | €387 | €3,030 | +€2,643 | +684% |
| Financial charges | 65/66B | €813 | €1,073 | +€260 | +31.9% |
| Recurring financial charges | 65 | €813 | €1,073 | +€260 | +31.9% |
| Profit (loss) for the period before taxes | 9903 | -€2,376 | €3,990 | +€6,366 | |
| Income taxes | 67/77 | €1,805 | €2,712 | +€907 | +50.2% |
| Profit (loss) for the period | 9904 | -€4,181 | €1,279 | +€5,459 | |
| Profit (loss) for the period to be appropriated | 9905 | -€4,181 | €1,279 | +€5,459 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.