IMMO-CHECK: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO-CHECK
Largest movements
- Cash +€73,977
up €73,977 (+84.3%), from €87,739 to €161,717
mainly Current investments (+€66,000) and Depreciation (+€10,537)
- Current investments -€66,000
down €66,000 (-100.0%), from €66,000 to €0
- Tangible fixed assets -€7,323
down €7,323 (-21.7%), from €33,756 to €26,433
of which Furniture and vehicles: -€8,368
- Receivables within one year -€5,250
down €5,250 (-19.7%), from €26,588 to €21,337
of which Trade receivables: -€2,918
- Debts after one year -€10,767
down €10,767 (-41.2%), from €26,109 to €15,342
- Profit (loss) carried forward +€5,258
up €5,258 (+9.2%), from €57,177 to €62,435
- Gross operating margin -€38,862
down €38,862 (-67.8%), from €57,333 to €18,471
- Taxes -€13,448
down €13,448 (-86.0%), from €15,629 to €2,181
- Financial charges -€665
down €665 (-24.5%), from €2,712 to €2,047
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €214,683 | €210,439 | -€4,244 | -2.0% |
| Fixed assets | 21/28 | €33,756 | €26,433 | -€7,323 | -21.7% |
| Tangible fixed assets | 22/27 | €33,756 | €26,433 | -€7,323 | -21.7% |
| Plant, machinery and equipment | 23 | - | €1,045 | +€1,045 | |
| Furniture and vehicles | 24 | €33,756 | €25,387 | -€8,368 | -24.8% |
| Current assets | 29/58 | €180,927 | €184,007 | +€3,079 | +1.7% |
| Amounts receivable within one year | 40/41 | €26,588 | €21,337 | -€5,250 | -19.7% |
| Trade receivables | 40 | €6,539 | €3,621 | -€2,918 | -44.6% |
| Other amounts receivable | 41 | €20,049 | €17,717 | -€2,332 | -11.6% |
| Current investments | 50/53 | €66,000 | €0 | -€66,000 | -100.0% |
| Cash at bank and in hand | 54/58 | €87,739 | €161,717 | +€73,977 | +84.3% |
| Deferred charges and accrued income | 490/1 | €600 | €953 | +€352 | +58.7% |
| Total equity and liabilities | 10/49 | €214,683 | €210,439 | -€4,244 | -2.0% |
| Equity | 10/15 | €167,677 | €172,935 | +€5,258 | +3.1% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €85,500 | €85,500 | = | 0.0% |
| Distributable reserves | 133 | €85,500 | €85,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €57,177 | €62,435 | +€5,258 | +9.2% |
| Amounts payable | 17/49 | €47,006 | €37,504 | -€9,501 | -20.2% |
| Amounts payable after more than one year | 17 | €26,109 | €15,342 | -€10,767 | -41.2% |
| Financial debts | 170/4 | €26,109 | €15,342 | -€10,767 | -41.2% |
| Amounts payable within one year | 42/48 | €20,896 | €22,162 | +€1,266 | +6.1% |
| Current portion of amounts payable after more than one year | 42 | €10,172 | €10,767 | +€595 | +5.9% |
| Trade debts | 44 | €264 | €935 | +€671 | +254.0% |
| Suppliers | 440/4 | €264 | €935 | +€671 | +254.0% |
| Taxes, remuneration and social security | 45 | €10,461 | €10,461 | = | 0.0% |
| Taxes | 450/3 | €10,461 | €10,461 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €744 | €623 | -€121 | -16.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,367 | €10,537 | +€170 | +1.6% |
| Other operating charges | 640/8 | €1,398 | €1,443 | +€45 | +3.2% |
| Gross operating margin | 9900 | €57,333 | €18,471 | -€38,862 | -67.8% |
| Operating profit (loss) | 9901 | €44,824 | €5,868 | -€38,956 | -86.9% |
| Financial income | 75/76B | €3,458 | €3,619 | +€161 | +4.7% |
| Recurring financial income | 75 | €3,458 | €3,619 | +€161 | +4.7% |
| Financial charges | 65/66B | €2,712 | €2,047 | -€665 | -24.5% |
| Recurring financial charges | 65 | €2,712 | €2,047 | -€665 | -24.5% |
| Profit (loss) for the period before taxes | 9903 | €45,569 | €7,439 | -€38,130 | -83.7% |
| Income taxes | 67/77 | €15,629 | €2,181 | -€13,448 | -86.0% |
| Profit (loss) for the period | 9904 | €29,940 | €5,258 | -€24,682 | -82.4% |
| Profit (loss) for the period to be appropriated | 9905 | €29,940 | €5,258 | -€24,682 | -82.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.