Immo Champagne: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo Champagne
Largest movements
- Tangible fixed assets +€75,685
up €75,685 (+21.8%), from €346,786 to €422,471
of which Land and buildings: +€75,891
- Deferred charges and accrued income +€10,001
up €10,001 (+9.3%), from €108,068 to €118,069
- Trade debts +€92,606
up €92,606 (+6,975%), from €1,328 to €93,934
- Profit (loss) carried forward -€16,882
down €16,882 (-49.8%), from €33,867 to €16,985
- Other debts +€12,574
up €12,574 (+12.7%), from €98,804 to €111,378
- Depreciation -€52,117
down €52,117 (-70.4%), from €73,983 to €21,866
- Gross operating margin -€49,180
down €49,180 (-77.4%), from €63,557 to €14,377
- Other operating charges -€2,163
down €2,163 (-23.5%), from €9,221 to €7,058
- Financial charges -€1,805
down €1,805 (-43.6%), from €4,140 to €2,335
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €482,308 | €565,266 | +€82,958 | +17.2% |
| Fixed assets | 21/28 | €346,786 | €422,471 | +€75,685 | +21.8% |
| Tangible fixed assets | 22/27 | €346,786 | €422,471 | +€75,685 | +21.8% |
| Land and buildings | 22 | €346,560 | €422,451 | +€75,891 | +21.9% |
| Furniture and vehicles | 24 | €225 | €20 | -€205 | -91.1% |
| Current assets | 29/58 | €135,522 | €142,795 | +€7,273 | +5.4% |
| Amounts receivable within one year | 40/41 | €21,398 | €20,697 | -€701 | -3.3% |
| Other amounts receivable | 41 | €21,398 | €20,697 | -€701 | -3.3% |
| Cash at bank and in hand | 54/58 | €6,056 | €4,029 | -€2,027 | -33.5% |
| Deferred charges and accrued income | 490/1 | €108,068 | €118,069 | +€10,001 | +9.3% |
| Total equity and liabilities | 10/49 | €482,308 | €565,266 | +€82,958 | +17.2% |
| Equity | 10/15 | €65,166 | €48,284 | -€16,882 | -25.9% |
| Contributions | 10/11 | €10,766 | €10,766 | -€0 | 0.0% |
| Reserves | 13 | €20,533 | €20,533 | -€0 | 0.0% |
| Distributable reserves | 133 | €20,533 | €20,533 | -€0 | 0.0% |
| Profit (loss) carried forward | 14 | €33,867 | €16,985 | -€16,882 | -49.8% |
| Amounts payable | 17/49 | €417,141 | €516,982 | +€99,841 | +23.9% |
| Amounts payable after more than one year | 17 | €310,108 | €304,683 | -€5,425 | -1.7% |
| Financial debts | 170/4 | €310,108 | €304,683 | -€5,425 | -1.7% |
| Amounts payable within one year | 42/48 | €107,034 | €212,299 | +€105,265 | +98.3% |
| Current portion of amounts payable after more than one year | 42 | €6,902 | €6,987 | +€85 | +1.2% |
| Trade debts | 44 | €1,328 | €93,934 | +€92,606 | +6,975% |
| Suppliers | 440/4 | €1,328 | €93,934 | +€92,606 | +6,975% |
| Other amounts payable | 47/48 | €98,804 | €111,378 | +€12,574 | +12.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €73,983 | €21,866 | -€52,117 | -70.4% |
| Other operating charges | 640/8 | €9,221 | €7,058 | -€2,163 | -23.5% |
| Gross operating margin | 9900 | €63,557 | €14,377 | -€49,180 | -77.4% |
| Operating profit (loss) | 9901 | -€19,647 | -€14,547 | +€5,100 | +26.0% |
| Financial charges | 65/66B | €4,140 | €2,335 | -€1,805 | -43.6% |
| Recurring financial charges | 65 | €4,140 | €2,335 | -€1,805 | -43.6% |
| Profit (loss) for the period before taxes | 9903 | -€23,786 | -€16,882 | +€6,904 | +29.0% |
| Profit (loss) for the period | 9904 | -€23,786 | -€16,882 | +€6,904 | +29.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€23,786 | -€16,882 | +€6,904 | +29.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.