IMMO CAMVER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO CAMVER
Largest movements
- Tangible fixed assets -€163,968
down €163,968 (-4.0%), from €4.1m to €3.9m
- Other debts -€159,830
down €159,830 (-6.1%), from €2.6m to €2.5m
- Financial charges -€26,805
down €26,805 (-17.1%), from €156,577 to €129,773
- Other operating charges -€8,018
down €8,018 (-11.7%), from €68,297 to €60,279
- Depreciation -€5,171
down €5,171 (-3.0%), from €173,911 to €168,740
- Gross operating margin -€4,488
down €4,488 (-1.1%), from €401,591 to €397,103
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,449,886 | €4,296,195 | -€153,692 | -3.5% |
| Fixed assets | 21/28 | €4,098,629 | €3,934,661 | -€163,968 | -4.0% |
| Tangible fixed assets | 22/27 | €4,098,629 | €3,934,661 | -€163,968 | -4.0% |
| Land and buildings | 22 | €4,098,629 | €3,934,661 | -€163,968 | -4.0% |
| Current assets | 29/58 | €351,258 | €361,534 | +€10,276 | +2.9% |
| Amounts receivable within one year | 40/41 | €35,415 | €32,792 | -€2,623 | -7.4% |
| Trade receivables | 40 | €33,908 | €32,792 | -€1,116 | -3.3% |
| Other amounts receivable | 41 | €1,507 | €0 | -€1,507 | -100.0% |
| Cash at bank and in hand | 54/58 | €312,268 | €317,996 | +€5,728 | +1.8% |
| Deferred charges and accrued income | 490/1 | €3,574 | €10,746 | +€7,171 | +200.6% |
| Total equity and liabilities | 10/49 | €4,449,886 | €4,296,195 | -€153,692 | -3.5% |
| Equity | 10/15 | €1,728,402 | €1,766,873 | +€38,471 | +2.2% |
| Contributions | 10/11 | €1,501,019 | €1,501,019 | = | 0.0% |
| Reserves | 13 | €350,709 | €389,179 | +€38,471 | +11.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Tax-exempt reserves | 132 | €3,338 | €3,338 | = | 0.0% |
| Distributable reserves | 133 | €347,370 | €385,841 | +€38,471 | +11.1% |
| Profit (loss) carried forward | 14 | -€123,325 | -€123,325 | = | 0.0% |
| Amounts payable | 17/49 | €2,721,484 | €2,529,322 | -€192,162 | -7.1% |
| Amounts payable within one year | 42/48 | €2,702,311 | €2,510,556 | -€191,755 | -7.1% |
| Trade debts | 44 | €80,086 | €48,161 | -€31,925 | -39.9% |
| Suppliers | 440/4 | €80,086 | €48,161 | -€31,925 | -39.9% |
| Other amounts payable | 47/48 | €2,622,225 | €2,462,395 | -€159,830 | -6.1% |
| Accrued charges and deferred income | 492/3 | €19,173 | €18,766 | -€407 | -2.1% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €173,911 | €168,740 | -€5,171 | -3.0% |
| Other operating charges | 640/8 | €68,297 | €60,279 | -€8,018 | -11.7% |
| Gross operating margin | 9900 | €401,591 | €397,103 | -€4,488 | -1.1% |
| Operating profit (loss) | 9901 | €159,382 | €168,083 | +€8,701 | +5.5% |
| Financial income | 75/76B | - | €160 | +€160 | |
| Recurring financial income | 75 | - | €160 | +€160 | |
| Non-recurring financial income | 76B | - | €160 | +€160 | |
| Financial charges | 65/66B | €156,577 | €129,773 | -€26,805 | -17.1% |
| Recurring financial charges | 65 | €156,577 | €129,773 | -€26,805 | -17.1% |
| Profit (loss) for the period before taxes | 9903 | €2,805 | €38,471 | +€35,666 | +1271.6% |
| Profit (loss) for the period | 9904 | €2,805 | €38,471 | +€35,666 | +1271.6% |
| Profit (loss) for the period to be appropriated | 9905 | €2,805 | €38,471 | +€35,666 | +1271.6% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.