IMMO B.I.B.: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO B.I.B.
Largest movements
- Receivables within one year -€273,699
down €273,699 (-80.1%), from €341,911 to €68,211
of which Trade receivables: -€275,643
- Cash -€246,043
down €246,043 (-16.4%), from €1.5m to €1.3m
mainly Contributions, distributions and other (-€645,925) and Current investments (-€30,029)
- Tangible fixed assets -€45,952
down €45,952 (-23.4%), from €196,512 to €150,560
of which Furniture and vehicles: -€36,642
- Current investments +€30,029
up €30,029 (+63.6%), from €47,208 to €77,237
- Reserves -€554,359
down €554,359 (-29.2%), from €1.9m to €1.3m
of which Distributable reserves: -€554,359
- Gross operating margin -€215,178
down €215,178 (-29.7%), from €723,746 to €508,568
- Financial charges -€79,782
down €79,782, from €50,175 to -€29,608
- Taxes -€59,366
down €59,366 (-57.1%), from €104,040 to €44,674
- Staff costs +€53,355
up €53,355 (+18.3%), from €291,616 to €344,971
- Other operating charges -€8,728
down €8,728 (-51.7%), from €16,870 to €8,142
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,126,402 | €1,577,297 | -€549,106 | -25.8% |
| Fixed assets | 21/28 | €225,628 | €168,781 | -€56,847 | -25.2% |
| Intangible fixed assets | 21 | €29,116 | €18,221 | -€10,895 | -37.4% |
| Tangible fixed assets | 22/27 | €196,512 | €150,560 | -€45,952 | -23.4% |
| Furniture and vehicles | 24 | €111,802 | €75,160 | -€36,642 | -32.8% |
| Other tangible fixed assets | 26 | €84,710 | €73,991 | -€10,719 | -12.7% |
| Assets under construction and advance payments | 27 | - | €1,409 | +€1,409 | |
| Current assets | 29/58 | €1,900,774 | €1,408,516 | -€492,258 | -25.9% |
| Amounts receivable within one year | 40/41 | €341,911 | €68,211 | -€273,699 | -80.1% |
| Trade receivables | 40 | €324,677 | €49,034 | -€275,643 | -84.9% |
| Other amounts receivable | 41 | €17,234 | €19,177 | +€1,944 | +11.3% |
| Current investments | 50/53 | €47,208 | €77,237 | +€30,029 | +63.6% |
| Cash at bank and in hand | 54/58 | €1,504,336 | €1,258,293 | -€246,043 | -16.4% |
| Deferred charges and accrued income | 490/1 | €7,320 | €4,774 | -€2,545 | -34.8% |
| Total equity and liabilities | 10/49 | €2,126,402 | €1,577,297 | -€549,106 | -25.8% |
| Equity | 10/15 | €1,960,459 | €1,406,100 | -€554,359 | -28.3% |
| Contributions | 10/11 | €62,527 | €62,527 | = | 0.0% |
| Capital | 10 | €62,527 | €62,527 | = | 0.0% |
| Issued capital | 100 | €62,527 | €62,527 | = | 0.0% |
| Reserves | 13 | €1,897,310 | €1,342,951 | -€554,359 | -29.2% |
| Non-distributable reserves | 130/1 | €6,253 | €6,253 | = | 0.0% |
| Legal reserve | 130 | €6,253 | €6,253 | = | 0.0% |
| Distributable reserves | 133 | €1,891,057 | €1,336,698 | -€554,359 | -29.3% |
| Profit (loss) carried forward | 14 | €622 | €622 | = | 0.0% |
| Amounts payable | 17/49 | €165,944 | €171,197 | +€5,253 | +3.2% |
| Amounts payable within one year | 42/48 | €162,232 | €166,030 | +€3,798 | +2.3% |
| Trade debts | 44 | €17,393 | €22,342 | +€4,949 | +28.5% |
| Suppliers | 440/4 | €17,393 | €22,342 | +€4,949 | +28.5% |
| Taxes, remuneration and social security | 45 | €115,474 | €121,620 | +€6,145 | +5.3% |
| Taxes | 450/3 | €91,791 | €86,598 | -€5,193 | -5.7% |
| Remuneration and social security | 454/9 | €23,683 | €35,022 | +€11,338 | +47.9% |
| Other amounts payable | 47/48 | €29,365 | €22,069 | -€7,296 | -24.8% |
| Accrued charges and deferred income | 492/3 | €3,711 | €5,167 | +€1,456 | +39.2% |
| Non-recurring operating income | 76A | €59,851 | €38,025 | -€21,826 | -36.5% |
| Remuneration, social security and pensions | 62 | €291,616 | €344,971 | +€53,355 | +18.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €56,717 | €58,256 | +€1,539 | +2.7% |
| Other operating charges | 640/8 | €16,870 | €8,142 | -€8,728 | -51.7% |
| Non-recurring operating charges | 66A | €71,875 | €775 | -€71,100 | -98.9% |
| Gross operating margin | 9900 | €723,746 | €508,568 | -€215,178 | -29.7% |
| Operating profit (loss) | 9901 | €286,667 | €96,424 | -€190,243 | -66.4% |
| Financial income | 75/76B | €13,923 | €10,209 | -€3,714 | -26.7% |
| Recurring financial income | 75 | €13,923 | €10,209 | -€3,714 | -26.7% |
| Financial charges | 65/66B | €50,175 | -€29,608 | -€79,782 | |
| Recurring financial charges | 65 | €50,175 | -€29,608 | -€79,782 | |
| Profit (loss) for the period before taxes | 9903 | €250,416 | €136,240 | -€114,175 | -45.6% |
| Income taxes | 67/77 | €104,040 | €44,674 | -€59,366 | -57.1% |
| Profit (loss) for the period | 9904 | €146,376 | €91,566 | -€54,809 | -37.4% |
| Profit (loss) for the period to be appropriated | 9905 | €146,376 | €91,566 | -€54,809 | -37.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.