Immo-Architect: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo-Architect
Largest movements
- Cash +€255,887
up €255,887 (+559.5%), from €45,735 to €301,622
mainly Net result for the year (+€388,011) and Tax, wage and social debts (+€41,407)
- Stocks and contracts -€40,000
down €40,000 (-18.6%), from €215,301 to €175,301
- Tangible fixed assets -€9,022
down €9,022 (-20.2%), from €44,694 to €35,672
of which Furniture and vehicles: -€4,677
- Reserves +€386,539
up €386,539 (+20781.7%), from €1,860 to €388,399
- Other debts -€221,187
down €221,187 (-75.7%), from €292,114 to €70,927
- Tax, wage and social debts +€41,407
up €41,407 (+116508.6%), from €36 to €41,443
- Financial income +€426,799
up €426,799 (+4176111.4%), from €10 to €426,809
- Taxes +€38,968
up €38,968 (+10149.3%), from €384 to €39,352
- Financial charges -€2,050
down €2,050 (-88.0%), from €2,328 to €279
- Gross operating margin -€963
down €963 (-7.0%), from €13,820 to €12,857
- Other operating charges -€782
down €782 (-20.9%), from €3,734 to €2,952
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €322,924 | €524,902 | +€201,978 | +62.5% |
| Fixed assets | 21/28 | €49,694 | €40,672 | -€9,022 | -18.2% |
| Tangible fixed assets | 22/27 | €44,694 | €35,672 | -€9,022 | -20.2% |
| Land and buildings | 22 | €23,328 | €23,328 | = | 0.0% |
| Plant, machinery and equipment | 23 | €13,153 | €8,807 | -€4,346 | -33.0% |
| Furniture and vehicles | 24 | €8,213 | €3,536 | -€4,677 | -56.9% |
| Financial fixed assets | 28 | €5,000 | €5,000 | = | 0.0% |
| Current assets | 29/58 | €273,230 | €484,231 | +€211,001 | +77.2% |
| Stocks and contracts in progress | 3 | €215,301 | €175,301 | -€40,000 | -18.6% |
| Stocks | 30/36 | €215,301 | €175,301 | -€40,000 | -18.6% |
| Amounts receivable within one year | 40/41 | €12,194 | €7,308 | -€4,886 | -40.1% |
| Trade receivables | 40 | €0 | €3,690 | +€3,690 | |
| Other amounts receivable | 41 | €12,194 | €3,618 | -€8,576 | -70.3% |
| Cash at bank and in hand | 54/58 | €45,735 | €301,622 | +€255,887 | +559.5% |
| Total equity and liabilities | 10/49 | €322,924 | €524,902 | +€201,978 | +62.5% |
| Equity | 10/15 | €18,988 | €406,999 | +€388,011 | +2043.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €388,399 | +€386,539 | +20781.7% |
| Distributable reserves | 133 | €1,860 | €388,399 | +€386,539 | +20781.7% |
| Profit (loss) carried forward | 14 | -€1,472 | €0 | +€1,472 | |
| Amounts payable | 17/49 | €303,936 | €117,903 | -€186,032 | -61.2% |
| Amounts payable after more than one year | 17 | €5,024 | €0 | -€5,024 | -100.0% |
| Financial debts | 170/4 | €5,024 | €0 | -€5,024 | -100.0% |
| Amounts payable within one year | 42/48 | €298,912 | €117,903 | -€181,008 | -60.6% |
| Current portion of amounts payable after more than one year | 42 | €5,947 | €5,024 | -€923 | -15.5% |
| Trade debts | 44 | €815 | €509 | -€306 | -37.5% |
| Suppliers | 440/4 | €815 | €509 | -€306 | -37.5% |
| Taxes, remuneration and social security | 45 | €36 | €41,443 | +€41,407 | +116508.6% |
| Taxes | 450/3 | €36 | €41,443 | +€41,407 | +116508.6% |
| Other amounts payable | 47/48 | €292,114 | €70,927 | -€221,187 | -75.7% |
| Remuneration, social security and pensions | 62 | €222 | €50 | -€172 | -77.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,634 | €9,022 | +€389 | +4.5% |
| Other operating charges | 640/8 | €3,734 | €2,952 | -€782 | -20.9% |
| Gross operating margin | 9900 | €13,820 | €12,857 | -€963 | -7.0% |
| Operating profit (loss) | 9901 | €1,230 | €833 | -€397 | -32.3% |
| Financial income | 75/76B | €10 | €426,809 | +€426,799 | +4176111.4% |
| Recurring financial income | 75 | €10 | €426,809 | +€426,799 | +4176111.4% |
| Financial charges | 65/66B | €2,328 | €279 | -€2,050 | -88.0% |
| Recurring financial charges | 65 | €2,328 | €279 | -€2,050 | -88.0% |
| Profit (loss) for the period before taxes | 9903 | -€1,088 | €427,363 | +€428,451 | |
| Income taxes | 67/77 | €384 | €39,352 | +€38,968 | +10149.3% |
| Profit (loss) for the period | 9904 | -€1,472 | €388,011 | +€389,483 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,472 | €388,011 | +€389,483 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.