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IMMO AMEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IMMO AMEL

BE 0839.198.072
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€104,623
2024 · €101,535+€3,088
Equity
€1.3m
2024 · €1.2m+€104,623
Cash
€3,576
2024 · €3,647-€71
Balance sheet total
€2.2m
2024 · €2.2m-€5,305

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€65,696

    down €65,696 (-3.1%), from €2.1m to €2.1m

  • Receivables within one year +€59,862

    up €59,862 (+168.0%), from €35,624 to €95,486

    of which Other amounts receivable: +€65,413

Equity and liabilities
  • Debts after one year -€148,293

    down €148,293 (-55.2%), from €268,627 to €120,333

  • Profit (loss) carried forward +€104,623

    up €104,623 (+10.9%), from €958,612 to €1.1m

  • Other debts +€41,498

    up €41,498 (+9.3%), from €446,875 to €488,373

  • Short-term financial debts +€33,407

    new in 2025: €33,407

  • Current portion of long-term debt -€23,920

    down €23,920 (-13.9%), from €172,213 to €148,293

Income statement
  • Gross operating margin +€11,058

    up €11,058 (+4.7%), from €236,542 to €247,601

  • Financial charges +€10,563

    up €10,563 (+44.3%), from €23,867 to €34,430

  • Taxes -€4,185

    down €4,185 (-11.1%), from €37,618 to €33,433

  • Financial income -€2,560

    down €2,560 (-96.4%), from €2,657 to €97

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €101,535
Gross operating margin +€11,058
Other operating charges +€968
Financial income -€2,560
Financial charges -€10,563
Taxes +€4,185
Result 2025 €104,623

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€138,736
Investment €0
Financing -€138,807
Cash 2024 €3,647
Net result for the year +€104,623
Depreciation +€65,696
Receivables within one year -€59,862
Deferred charges and accrued income -€600
Trade debts +€3,487
Tax, wage and social debts -€12,991
Other debts +€41,498
Accrued charges and deferred income -€3,114
Debts after one year -€148,293
Current portion of long-term debt -€23,920
Short-term financial debts +€33,407
Contributions, distributions and other -€0
Cash 2025 €3,576
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,172,342 €2,167,037 -€5,305 -0.2%
Fixed assets 21/28 €2,133,071 €2,067,375 -€65,696 -3.1%
Tangible fixed assets 22/27 €2,133,071 €2,067,375 -€65,696 -3.1%
Land and buildings 22 €2,133,071 €2,067,375 -€65,696 -3.1%
Current assets 29/58 €39,271 €99,662 +€60,391 +153.8%
Amounts receivable within one year 40/41 €35,624 €95,486 +€59,862 +168.0%
Trade receivables 40 €5,550 - -€5,550
Other amounts receivable 41 €30,073 €95,486 +€65,413 +217.5%
Cash at bank and in hand 54/58 €3,647 €3,576 -€71 -1.9%
Deferred charges and accrued income 490/1 - €600 +€600
Total equity and liabilities 10/49 €2,172,342 €2,167,037 -€5,305 -0.2%
Equity 10/15 €1,233,612 €1,338,235 +€104,623 +8.5%
Contributions 10/11 €250,000 €250,000 = 0.0%
Reserves 13 €25,000 €25,000 = 0.0%
Distributable reserves 133 €25,000 €25,000 = 0.0%
Profit (loss) carried forward 14 €958,612 €1,063,235 +€104,623 +10.9%
Amounts payable 17/49 €938,730 €828,802 -€109,928 -11.7%
Amounts payable after more than one year 17 €268,627 €120,333 -€148,293 -55.2%
Financial debts 170/4 €268,627 €120,333 -€148,293 -55.2%
Amounts payable within one year 42/48 €663,499 €704,979 +€41,480 +6.3%
Current portion of amounts payable after more than one year 42 €172,213 €148,293 -€23,920 -13.9%
Financial debts 43 - €33,407 +€33,407
Credit institutions 430/8 - €33,407 +€33,407
Trade debts 44 €20,000 €23,487 +€3,487 +17.4%
Suppliers 440/4 €20,000 €23,487 +€3,487 +17.4%
Taxes, remuneration and social security 45 €24,411 €11,419 -€12,991 -53.2%
Taxes 450/3 €24,411 €11,419 -€12,991 -53.2%
Other amounts payable 47/48 €446,875 €488,373 +€41,498 +9.3%
Accrued charges and deferred income 492/3 €6,604 €3,490 -€3,114 -47.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €65,696 €65,696 = 0.0%
Other operating charges 640/8 €10,483 €9,515 -€968 -9.2%
Gross operating margin 9900 €236,542 €247,601 +€11,058 +4.7%
Operating profit (loss) 9901 €160,364 €172,390 +€12,026 +7.5%
Financial income 75/76B €2,657 €97 -€2,560 -96.4%
Recurring financial income 75 €2,657 €97 -€2,560 -96.4%
Financial charges 65/66B €23,867 €34,430 +€10,563 +44.3%
Recurring financial charges 65 €23,867 €34,430 +€10,563 +44.3%
Profit (loss) for the period before taxes 9903 €139,154 €138,056 -€1,097 -0.8%
Income taxes 67/77 €37,618 €33,433 -€4,185 -11.1%
Profit (loss) for the period 9904 €101,535 €104,623 +€3,088 +3.0%
Profit (loss) for the period to be appropriated 9905 €101,535 €104,623 +€3,088 +3.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.