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IMAGE IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IMAGE IMMO

BE 0845.304.817
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,971
2024 · -€31,793+€34,764
Equity
-€127,652
2024 · -€130,623+€2,971
Cash
€89,052
2024 · €2,755+€86,298
Balance sheet total
€95,173
2024 · €35,315+€59,859

Largest movements

2024 to 2025
Assets
  • Cash +€86,298

    up €86,298 (+3132.8%), from €2,755 to €89,052

    mainly Other debts (+€129,496) and Receivables within one year (+€20,669)

  • Receivables within one year -€20,669

    down €20,669 (-85.9%), from €24,056 to €3,387

    of which Other amounts receivable: -€19,503

  • Tangible fixed assets -€5,777

    down €5,777 (-72.9%), from €7,926 to €2,149

    of which Leasing and similar rights: -€4,454

Equity and liabilities
  • Other debts +€129,496

    up €129,496 (+863.3%), from €15,000 to €144,496

  • Trade debts -€35,799

    down €35,799 (-73.8%), from €48,494 to €12,695

  • Tax, wage and social debts -€18,076

    down €18,076 (-33.4%), from €54,089 to €36,013

    of which Remuneration and social security: -€12,672

  • Debts after one year -€8,522

    down €8,522 (-28.4%), from €29,991 to €21,469

  • Accrued charges and deferred income -€7,946

    down €7,946 (-100.0%), from €7,946 to €0

Income statement
  • Staff costs -€56,976

    down €56,976 (-44.2%), from €128,997 to €72,021

  • Gross operating margin -€19,531

    down €19,531 (-17.2%), from €113,497 to €93,966

  • Other operating charges +€4,123

    up €4,123 (+92.5%), from €4,456 to €8,579

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€31,793
Gross operating margin -€19,531
Staff costs +€56,976
Depreciation +€189
Other operating charges -€4,123
Financial income -€100
Financial charges +€663
Taxes +€690
Result 2025 €2,971

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€97,084
Investment €0
Financing -€10,787
Cash 2024 €2,755
Net result for the year +€2,971
Depreciation +€5,777
Receivables within one year +€20,669
Deferred charges and accrued income -€7
Trade debts -€35,799
Tax, wage and social debts -€18,076
Other debts +€129,496
Accrued charges and deferred income -€7,946
Debts after one year -€8,522
Current portion of long-term debt -€2,260
Short-term financial debts -€5
Cash 2025 €89,052
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €35,315 €95,173 +€59,859 +169.5%
Fixed assets 21/28 €7,926 €2,149 -€5,777 -72.9%
Tangible fixed assets 22/27 €7,926 €2,149 -€5,777 -72.9%
Land and buildings 22 €384 €34 -€350 -91.2%
Plant, machinery and equipment 23 €204 €38 -€167 -81.5%
Furniture and vehicles 24 €1,968 €1,162 -€806 -41.0%
Leasing and similar rights 25 €5,369 €915 -€4,454 -83.0%
Current assets 29/58 €27,389 €93,025 +€65,636 +239.6%
Amounts receivable within one year 40/41 €24,056 €3,387 -€20,669 -85.9%
Trade receivables 40 €4,553 €3,387 -€1,167 -25.6%
Other amounts receivable 41 €19,503 €0 -€19,503 -100.0%
Cash at bank and in hand 54/58 €2,755 €89,052 +€86,298 +3132.8%
Deferred charges and accrued income 490/1 €578 €586 +€7 +1.3%
Total equity and liabilities 10/49 €35,315 €95,173 +€59,859 +169.5%
Equity 10/15 -€130,623 -€127,652 +€2,971 +2.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €23,881 €23,881 = 0.0%
Non-distributable reserves 130/1 €1,860 €0 -€1,860 -100.0%
Reserves not available under the articles 1311 €1,860 €0 -€1,860 -100.0%
Tax-exempt reserves 132 €17,564 €17,564 = 0.0%
Distributable reserves 133 €4,458 €6,318 +€1,860 +41.7%
Profit (loss) carried forward 14 -€173,104 -€170,133 +€2,971 +1.7%
Amounts payable 17/49 €165,938 €222,825 +€56,888 +34.3%
Amounts payable after more than one year 17 €29,991 €21,469 -€8,522 -28.4%
Financial debts 170/4 €29,991 €21,469 -€8,522 -28.4%
Amounts payable within one year 42/48 €128,001 €201,356 +€73,356 +57.3%
Current portion of amounts payable after more than one year 42 €10,413 €8,153 -€2,260 -21.7%
Financial debts 43 €5 €0 -€5 -100.0%
Credit institutions 430/8 €5 €0 -€5 -100.0%
Trade debts 44 €48,494 €12,695 -€35,799 -73.8%
Suppliers 440/4 €48,494 €12,695 -€35,799 -73.8%
Taxes, remuneration and social security 45 €54,089 €36,013 -€18,076 -33.4%
Taxes 450/3 €18,048 €12,644 -€5,405 -29.9%
Remuneration and social security 454/9 €36,041 €23,369 -€12,672 -35.2%
Other amounts payable 47/48 €15,000 €144,496 +€129,496 +863.3%
Accrued charges and deferred income 492/3 €7,946 €0 -€7,946 -100.0%
Non-recurring operating income 76A €10,006 €0 -€10,006 -100.0%
Remuneration, social security and pensions 62 €128,997 €72,021 -€56,976 -44.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,966 €5,777 -€189 -3.2%
Other operating charges 640/8 €4,456 €8,579 +€4,123 +92.5%
Gross operating margin 9900 €113,497 €93,966 -€19,531 -17.2%
Operating profit (loss) 9901 -€25,922 €7,589 +€33,511
Financial income 75/76B €1,127 €1,026 -€100 -8.9%
Recurring financial income 75 €1,127 €1,026 -€100 -8.9%
Financial charges 65/66B €6,165 €5,502 -€663 -10.8%
Recurring financial charges 65 €6,165 €5,502 -€663 -10.8%
Profit (loss) for the period before taxes 9903 -€30,960 €3,114 +€34,074
Income taxes 67/77 €833 €143 -€690 -82.9%
Profit (loss) for the period 9904 -€31,793 €2,971 +€34,764
Profit (loss) for the period to be appropriated 9905 -€31,793 €2,971 +€34,764

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.