IDELIAS: what changed
What changed
IDELIAS
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€73,211
2024 · €180,622-€107,410
Equity
€333,057
2024 · €259,846+€73,211
Cash
€89,302
2024 · €350,384-€261,081
Balance sheet total
€4.4m
2024 · €3.4m+€985,844
Largest movements
Assets
- Tangible fixed assets +€903,275
up €903,275 (+77.1%), from €1.2m to €2.1m
of which Land and buildings: +€540,105
- Receivables after one year +€633,436
new in 2025: €633,436
- Intangible fixed assets -€359,281
down €359,281 (-19.7%), from €1.8m to €1.5m
- Cash -€261,081
down €261,081 (-74.5%), from €350,384 to €89,302
mainly Investment in fixed assets (net) (-€1.2m) and Receivables after one year (-€633,436)
- Receivables within one year +€45,991
up €45,991 (+52.6%), from €87,352 to €133,343
of which Other amounts receivable: +€35,878
Equity and liabilities
- Debts after one year +€823,317
up €823,317 (+30.9%), from €2.7m to €3.5m
of which Financial debts: +€836,251
- Current portion of long-term debt +€87,357
up €87,357 (+21.2%), from €411,720 to €499,077
- Profit (loss) carried forward +€73,211
up €73,211 (+30.3%), from €241,246 to €314,457
Income statement
- Depreciation +€151,358
up €151,358 (+28.8%), from €524,684 to €676,042
- Taxes -€51,344
down €51,344 (-78.4%), from €65,471 to €14,127
- Gross operating margin +€35,878
up €35,878 (+2.8%), from €1.3m to €1.3m
- Staff costs +€35,859
up €35,859 (+7.9%), from €451,843 to €487,702
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€180,622
Gross operating margin
+€35,878
Staff costs
-€35,859
Depreciation
-€151,358
Other operating charges
-€2,080
Other operating items
+€3,321
Financial income
-€3,446
Financial charges
-€5,211
Taxes
+€51,344
Result 2025
€73,211
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€48,280
Investment
-€1.2m
Financing
+€910,674
Cash 2024
€350,384
From operations (derived)
+€48,280
Net result for the year
+€73,211
Depreciation
+€676,042
Receivables after one year
-€633,436
Receivables within one year
-€45,991
Deferred charges and accrued income
-€23,505
Trade debts
-€3,560
Smaller working-capital items
+€5,518
Investment (derived)
-€1.2m
Investment in fixed assets (net)
-€1.2m
Financing
+€910,674
Debts after one year
+€823,317
Current portion of long-term debt
+€87,357
Cash 2025
€89,302
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,437,412 | €4,423,256 | +€985,844 | +28.7% |
| Fixed assets | 21/28 | €2,994,024 | €3,538,017 | +€543,994 | +18.2% |
| Intangible fixed assets | 21 | €1,821,915 | €1,462,634 | -€359,281 | -19.7% |
| Tangible fixed assets | 22/27 | €1,172,109 | €2,075,383 | +€903,275 | +77.1% |
| Land and buildings | 22 | €488,314 | €1,028,419 | +€540,105 | +111% |
| Plant, machinery and equipment | 23 | €673,930 | €960,576 | +€286,647 | +42.5% |
| Furniture and vehicles | 24 | €9,865 | €86,388 | +€76,523 | +776% |
| Current assets | 29/58 | €443,388 | €885,239 | +€441,851 | +99.7% |
| Amounts receivable after more than one year | 29 | - | €633,436 | +€633,436 | |
| Other amounts receivable | 291 | - | €633,436 | +€633,436 | |
| Amounts receivable within one year | 40/41 | €87,352 | €133,343 | +€45,991 | +52.6% |
| Trade receivables | 40 | €86,833 | €96,946 | +€10,113 | +11.6% |
| Other amounts receivable | 41 | €519 | €36,397 | +€35,878 | +6,912% |
| Cash at bank and in hand | 54/58 | €350,384 | €89,302 | -€261,081 | -74.5% |
| Deferred charges and accrued income | 490/1 | €5,652 | €29,157 | +€23,505 | +416% |
| Total equity and liabilities | 10/49 | €3,437,412 | €4,423,256 | +€985,844 | +28.7% |
| Equity | 10/15 | €259,846 | €333,057 | +€73,211 | +28.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €241,246 | €314,457 | +€73,211 | +30.3% |
| Amounts payable | 17/49 | €3,177,566 | €4,090,198 | +€912,633 | +28.7% |
| Amounts payable after more than one year | 17 | €2,665,917 | €3,489,235 | +€823,317 | +30.9% |
| Financial debts | 170/4 | €2,518,185 | €3,354,436 | +€836,251 | +33.2% |
| Other amounts payable | 178/9 | €147,732 | €134,799 | -€12,933 | -8.8% |
| Amounts payable within one year | 42/48 | €511,620 | €598,199 | +€86,579 | +16.9% |
| Current portion of amounts payable after more than one year | 42 | €411,720 | €499,077 | +€87,357 | +21.2% |
| Trade debts | 44 | €51,381 | €47,821 | -€3,560 | -6.9% |
| Suppliers | 440/4 | €51,381 | €47,821 | -€3,560 | -6.9% |
| Taxes, remuneration and social security | 45 | €48,519 | €51,301 | +€2,782 | +5.7% |
| Taxes | 450/3 | €135 | €1,554 | +€1,419 | +1,053% |
| Remuneration and social security | 454/9 | €48,384 | €49,747 | +€1,363 | +2.8% |
| Accrued charges and deferred income | 492/3 | €29 | €2,765 | +€2,736 | +9,521% |
| Non-recurring operating income | 76A | - | €352 | +€352 | |
| Remuneration, social security and pensions | 62 | €451,843 | €487,702 | +€35,859 | +7.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €524,684 | €676,042 | +€151,358 | +28.8% |
| Other operating charges | 640/8 | €16,523 | €18,603 | +€2,080 | +12.6% |
| Non-recurring operating charges | 66A | €3,321 | - | -€3,321 | |
| Gross operating margin | 9900 | €1,299,141 | €1,335,019 | +€35,878 | +2.8% |
| Operating profit (loss) | 9901 | €302,769 | €152,673 | -€150,097 | -49.6% |
| Financial income | 75/76B | €3,499 | €52 | -€3,446 | -98.5% |
| Recurring financial income | 75 | €3,499 | €52 | -€3,446 | -98.5% |
| Financial charges | 65/66B | €60,176 | €65,387 | +€5,211 | +8.7% |
| Recurring financial charges | 65 | €60,176 | €65,387 | +€5,211 | +8.7% |
| Profit (loss) for the period before taxes | 9903 | €246,092 | €87,338 | -€158,754 | -64.5% |
| Income taxes | 67/77 | €65,471 | €14,127 | -€51,344 | -78.4% |
| Profit (loss) for the period | 9904 | €180,622 | €73,211 | -€107,410 | -59.5% |
| Profit (loss) for the period to be appropriated | 9905 | €180,622 | €73,211 | -€107,410 | -59.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.