Ich & Dich: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ich & Dich
Largest movements
- Tangible fixed assets -€3,466
down €3,466 (-14.5%), from €23,903 to €20,437
of which Leasing and similar rights: -€4,172
- Cash -€2,866
down €2,866 (-21.7%), from €13,213 to €10,347
mainly Net result for the year (-€4,279) and Debts after one year (-€4,153)
- Stocks and contracts +€707
up €707 (+20.4%), from €3,469 to €4,176
- Profit (loss) carried forward -€4,279
down €4,279 (-15.3%), from -€27,935 to -€32,214
- Debts after one year -€4,153
down €4,153 (-31.1%), from €13,358 to €9,205
- Trade debts +€1,652
up €1,652 (+19.0%), from €8,695 to €10,347
- Advances received +€880
up €880 (+77.2%), from €1,140 to €2,020
- Staff costs +€3,675
up €3,675 (+48.1%), from €7,644 to €11,318
- Gross operating margin -€1,986
down €1,986 (-10.4%), from €19,179 to €17,193
- Taxes -€1,433
down €1,433 (-88.1%), from €1,627 to €194
- Financial income -€1,159
down €1,159 (-79.5%), from €1,458 to €299
- Depreciation +€1,107
up €1,107 (+22.5%), from €4,914 to €6,020
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €46,454 | €40,616 | -€5,839 | -12.6% |
| Fixed assets | 21/28 | €27,668 | €24,202 | -€3,466 | -12.5% |
| Tangible fixed assets | 22/27 | €23,903 | €20,437 | -€3,466 | -14.5% |
| Plant, machinery and equipment | 23 | €6,500 | €7,406 | +€907 | +14.0% |
| Furniture and vehicles | 24 | €657 | €456 | -€201 | -30.5% |
| Leasing and similar rights | 25 | €16,746 | €12,574 | -€4,172 | -24.9% |
| Financial fixed assets | 28 | €3,765 | €3,765 | = | 0.0% |
| Current assets | 29/58 | €18,786 | €16,414 | -€2,372 | -12.6% |
| Stocks and contracts in progress | 3 | €3,469 | €4,176 | +€707 | +20.4% |
| Stocks | 30/36 | €3,469 | €4,176 | +€707 | +20.4% |
| Amounts receivable within one year | 40/41 | €559 | €306 | -€253 | -45.2% |
| Trade receivables | 40 | €485 | €0 | -€485 | -100.0% |
| Other amounts receivable | 41 | €74 | €306 | +€232 | +313.3% |
| Cash at bank and in hand | 54/58 | €13,213 | €10,347 | -€2,866 | -21.7% |
| Deferred charges and accrued income | 490/1 | €1,545 | €1,584 | +€40 | +2.6% |
| Total equity and liabilities | 10/49 | €46,454 | €40,616 | -€5,839 | -12.6% |
| Equity | 10/15 | €10,455 | €6,176 | -€4,279 | -40.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €19,790 | €19,790 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €19,790 | €19,790 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€27,935 | -€32,214 | -€4,279 | -15.3% |
| Amounts payable | 17/49 | €35,999 | €34,440 | -€1,560 | -4.3% |
| Amounts payable after more than one year | 17 | €13,358 | €9,205 | -€4,153 | -31.1% |
| Financial debts | 170/4 | €13,358 | €9,205 | -€4,153 | -31.1% |
| Amounts payable within one year | 42/48 | €22,599 | €25,192 | +€2,593 | +11.5% |
| Current portion of amounts payable after more than one year | 42 | €3,880 | €4,153 | +€274 | +7.0% |
| Trade debts | 44 | €8,695 | €10,347 | +€1,652 | +19.0% |
| Suppliers | 440/4 | €8,695 | €10,347 | +€1,652 | +19.0% |
| Advances received on contracts in progress | 46 | €1,140 | €2,020 | +€880 | +77.2% |
| Taxes, remuneration and social security | 45 | €8,808 | €8,345 | -€463 | -5.3% |
| Taxes | 450/3 | €3,946 | €2,907 | -€1,039 | -26.3% |
| Remuneration and social security | 454/9 | €4,863 | €5,439 | +€576 | +11.8% |
| Other amounts payable | 47/48 | €76 | €327 | +€251 | +330.6% |
| Accrued charges and deferred income | 492/3 | €42 | €42 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €7,644 | €11,318 | +€3,675 | +48.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,914 | €6,020 | +€1,107 | +22.5% |
| Other operating charges | 640/8 | €2,518 | €2,347 | -€171 | -6.8% |
| Gross operating margin | 9900 | €19,179 | €17,193 | -€1,986 | -10.4% |
| Operating profit (loss) | 9901 | €4,104 | -€2,492 | -€6,596 | |
| Financial income | 75/76B | €1,458 | €299 | -€1,159 | -79.5% |
| Recurring financial income | 75 | €1,458 | €299 | -€1,159 | -79.5% |
| Financial charges | 65/66B | €2,134 | €1,893 | -€242 | -11.3% |
| Recurring financial charges | 65 | €2,134 | €1,893 | -€242 | -11.3% |
| Profit (loss) for the period before taxes | 9903 | €3,427 | -€4,085 | -€7,513 | |
| Income taxes | 67/77 | €1,627 | €194 | -€1,433 | -88.1% |
| Profit (loss) for the period | 9904 | €1,801 | -€4,279 | -€6,080 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,801 | -€4,279 | -€6,080 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.