ICH AUTO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ICH AUTO
Largest movements
- Receivables within one year -€7,847
down €7,847 (-21.3%), from €36,860 to €29,013
of which Trade receivables: -€8,425
- Cash -€6,859
down €6,859 (-84.3%), from €8,135 to €1,277
mainly Trade debts (-€9,687) and Net result for the year (-€4,253)
- Tangible fixed assets +€1,097
up €1,097 (+8,731%), from €13 to €1,109
- Trade debts -€9,687
down €9,687 (-92.7%), from €10,453 to €766
- Profit (loss) carried forward -€4,253
down €4,253 (-33.2%), from €12,814 to €8,560
- Gross operating margin -€19,807
down €19,807, from €17,981 to -€1,826
- Taxes -€2,442
no longer reported in 2025 (was €2,442)
- Depreciation -€445
down €445 (-61.5%), from €723 to €278
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €45,320 | €31,711 | -€13,609 | -30.0% |
| Fixed assets | 21/28 | €103 | €1,199 | +€1,097 | +1,069% |
| Tangible fixed assets | 22/27 | €13 | €1,109 | +€1,097 | +8,731% |
| Furniture and vehicles | 24 | €13 | €1,109 | +€1,097 | +8,731% |
| Financial fixed assets | 28 | €90 | €90 | = | 0.0% |
| Current assets | 29/58 | €45,217 | €30,512 | -€14,705 | -32.5% |
| Amounts receivable within one year | 40/41 | €36,860 | €29,013 | -€7,847 | -21.3% |
| Trade receivables | 40 | €35,689 | €27,264 | -€8,425 | -23.6% |
| Other amounts receivable | 41 | €1,170 | €1,749 | +€578 | +49.4% |
| Cash at bank and in hand | 54/58 | €8,135 | €1,277 | -€6,859 | -84.3% |
| Deferred charges and accrued income | 490/1 | €222 | €222 | = | 0.0% |
| Total equity and liabilities | 10/49 | €45,320 | €31,711 | -€13,609 | -30.0% |
| Equity | 10/15 | €31,814 | €27,560 | -€4,253 | -13.4% |
| Contributions | 10/11 | €19,000 | €19,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €12,814 | €8,560 | -€4,253 | -33.2% |
| Amounts payable | 17/49 | €13,506 | €4,150 | -€9,356 | -69.3% |
| Amounts payable within one year | 42/48 | €13,506 | €4,150 | -€9,356 | -69.3% |
| Trade debts | 44 | €10,453 | €766 | -€9,687 | -92.7% |
| Suppliers | 440/4 | €10,453 | €766 | -€9,687 | -92.7% |
| Taxes, remuneration and social security | 45 | €3,053 | €3,384 | +€331 | +10.8% |
| Taxes | 450/3 | €3,053 | €3,384 | +€331 | +10.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €723 | €278 | -€445 | -61.5% |
| Other operating charges | 640/8 | €2,095 | €2,069 | -€26 | -1.2% |
| Gross operating margin | 9900 | €17,981 | -€1,826 | -€19,807 | |
| Operating profit (loss) | 9901 | €15,163 | -€4,173 | -€19,336 | |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €36 | €81 | +€46 | +129% |
| Recurring financial charges | 65 | €36 | €81 | +€46 | +129% |
| Profit (loss) for the period before taxes | 9903 | €15,128 | -€4,253 | -€19,381 | |
| Income taxes | 67/77 | €2,442 | - | -€2,442 | |
| Profit (loss) for the period | 9904 | €12,686 | -€4,253 | -€16,939 | |
| Profit (loss) for the period to be appropriated | 9905 | €12,686 | -€4,253 | -€16,939 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.