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IBANE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IBANE

BE 0835.912.940
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,094
2024 · -€24,096+€23,002
Equity
-€15,602
2024 · -€14,508-€1,094
Cash
€848
2024 · €5,284-€4,436
Balance sheet total
€2,448
2024 · €6,884-€4,436

Largest movements

2024 to 2025
Assets
  • Cash -€4,436

    down €4,436 (-84.0%), from €5,284 to €848

    mainly Tax, wage and social debts (-€3,042) and Net result for the year (-€1,094)

Equity and liabilities
  • Tax, wage and social debts -€3,042

    no longer reported in 2025 (was €3,042)

  • Profit (loss) carried forward -€1,094

    down €1,094 (-3.2%), from -€33,678 to -€34,772

  • Other debts -€300

    down €300 (-1.6%), from €18,350 to €18,050

Income statement
  • Gross operating margin +€22,997

    up €22,997 (+95.8%), from -€24,011 to -€1,014

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€24,096
Gross operating margin +€22,997
Financial charges +€5
Result 2025 -€1,094

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,436
Investment €0
Financing €0
Cash 2024 €5,284
Net result for the year -€1,094
Tax, wage and social debts -€3,042
Other debts -€300
Cash 2025 €848
Every line side by side 27 lines
Line Code 2024 2025 Change %
Total assets 20/58 €6,884 €2,448 -€4,436 -64.4%
Fixed assets 21/28 €1,600 €1,600 = 0.0%
Tangible fixed assets 22/27 €1,600 €1,600 = 0.0%
Plant, machinery and equipment 23 €1,600 €1,600 = 0.0%
Current assets 29/58 €5,284 €848 -€4,436 -84.0%
Cash at bank and in hand 54/58 €5,284 €848 -€4,436 -84.0%
Total equity and liabilities 10/49 €6,884 €2,448 -€4,436 -64.4%
Equity 10/15 -€14,508 -€15,602 -€1,094 -7.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Outside capital 11 €18,600 €18,600 = 0.0%
Other 1109/19 €18,600 €18,600 = 0.0%
Reserves 13 €570 €570 = 0.0%
Non-distributable reserves 130/1 €570 €570 = 0.0%
Reserves not available under the articles 1311 €570 €570 = 0.0%
Profit (loss) carried forward 14 -€33,678 -€34,772 -€1,094 -3.2%
Amounts payable 17/49 €21,392 €18,050 -€3,342 -15.6%
Amounts payable within one year 42/48 €21,392 €18,050 -€3,342 -15.6%
Taxes, remuneration and social security 45 €3,042 - -€3,042
Taxes 450/3 €3,042 - -€3,042
Other amounts payable 47/48 €18,350 €18,050 -€300 -1.6%
Gross operating margin 9900 -€24,011 -€1,014 +€22,997 +95.8%
Operating profit (loss) 9901 -€24,011 -€1,014 +€22,997 +95.8%
Financial charges 65/66B €85 €80 -€5 -5.9%
Recurring financial charges 65 €85 €80 -€5 -5.9%
Profit (loss) for the period before taxes 9903 -€24,096 -€1,094 +€23,002 +95.5%
Profit (loss) for the period 9904 -€24,096 -€1,094 +€23,002 +95.5%
Profit (loss) for the period to be appropriated 9905 -€24,096 -€1,094 +€23,002 +95.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.