HypoMaxa: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HypoMaxa
Largest movements
- Receivables within one year +€3,017
up €3,017 (+1,336%), from €226 to €3,243
of which Trade receivables: +€3,075
- Cash -€606
down €606 (-87.7%), from €691 to €85
mainly Contributions, distributions and other (-€15,000) and Receivables within one year (-€3,017)
- Other debts +€7,859
up €7,859 (+42.3%), from €18,599 to €26,458
- Reserves -€5,500
down €5,500 (-27.5%), from €20,023 to €14,523
of which Tax-exempt reserves: -€15,000
- Profit (loss) carried forward +€52
up €52 (+0.1%), from -€43,905 to -€43,853
- Gross operating margin +€35,023
up €35,023, from -€18,355 to €16,668
- Taxes +€5,950
up €5,950, from €0 to €5,950
- Other operating charges +€776
up €776 (+243%), from €320 to €1,096
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €917 | €3,328 | +€2,411 | +263% |
| Fixed assets | 21/28 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €917 | €3,328 | +€2,411 | +263% |
| Amounts receivable within one year | 40/41 | €226 | €3,243 | +€3,017 | +1,336% |
| Trade receivables | 40 | €0 | €3,075 | +€3,075 | |
| Other amounts receivable | 41 | €226 | €168 | -€58 | -25.5% |
| Cash at bank and in hand | 54/58 | €691 | €85 | -€606 | -87.7% |
| Total equity and liabilities | 10/49 | €917 | €3,328 | +€2,411 | +263% |
| Equity | 10/15 | -€17,682 | -€23,130 | -€5,448 | -30.8% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | - | €6,200 | +€6,200 | |
| Issued capital | 100 | - | €18,600 | +€18,600 | |
| Uncalled capital | 101 | - | €12,400 | +€12,400 | |
| Reserves | 13 | €20,023 | €14,523 | -€5,500 | -27.5% |
| Non-distributable reserves | 130/1 | €1,023 | €1,023 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,023 | €1,023 | = | 0.0% |
| Tax-exempt reserves | 132 | €15,000 | - | -€15,000 | |
| Distributable reserves | 133 | €4,000 | €13,500 | +€9,500 | +238% |
| Profit (loss) carried forward | 14 | -€43,905 | -€43,853 | +€52 | +0.1% |
| Amounts payable | 17/49 | €18,599 | €26,458 | +€7,859 | +42.3% |
| Amounts payable within one year | 42/48 | €18,599 | €26,458 | +€7,859 | +42.3% |
| Other amounts payable | 47/48 | €18,599 | €26,458 | +€7,859 | +42.3% |
| Non-recurring operating income | 76A | €2,149 | - | -€2,149 | |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €114 | - | -€114 | |
| Other operating charges | 640/8 | €320 | €1,096 | +€776 | +243% |
| Gross operating margin | 9900 | -€18,355 | €16,668 | +€35,023 | |
| Operating profit (loss) | 9901 | -€18,789 | €15,572 | +€34,361 | |
| Financial income | 75/76B | €16 | €0 | -€16 | -100% |
| Recurring financial income | 75 | €16 | €0 | -€16 | -100% |
| Financial charges | 65/66B | €44 | €70 | +€27 | +61.8% |
| Recurring financial charges | 65 | €44 | €70 | +€27 | +61.8% |
| Profit (loss) for the period before taxes | 9903 | -€18,817 | €15,502 | +€34,319 | |
| Income taxes | 67/77 | €0 | €5,950 | +€5,950 | |
| Profit (loss) for the period | 9904 | -€18,817 | €9,552 | +€28,369 | |
| Profit (loss) for the period to be appropriated | 9905 | -€18,817 | €9,552 | +€28,369 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.