HV CONCEPT INTERIEUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HV CONCEPT INTERIEUR
Largest movements
- Tangible fixed assets -€9,638
down €9,638 (-21.4%), from €44,970 to €35,331
of which Furniture and vehicles: -€9,638
- Receivables within one year +€4,773
up €4,773 (+6.9%), from €69,249 to €74,022
of which Trade receivables: +€4,901
- Cash +€2,500
up €2,500 (+139%), from €1,803 to €4,303
mainly Depreciation (+€9,638) and Advances received (+€9,594)
- Current portion of long-term debt -€12,326
down €12,326 (-71.0%), from €17,365 to €5,039
- Advances received +€9,594
up €9,594 (+1,199%), from €800 to €10,394
- Trade debts +€9,550
up €9,550 (+69.9%), from €13,654 to €23,204
- Debts after one year -€8,030
down €8,030 (-17.4%), from €46,134 to €38,104
- Profit (loss) carried forward -€2,284
down €2,284 (-11.1%), from €20,564 to €18,281
- Depreciation +€6,058
up €6,058 (+169%), from €3,581 to €9,638
- Other operating charges -€5,820
down €5,820 (-61.8%), from €9,418 to €3,597
- Gross operating margin -€1,813
down €1,813 (-10.7%), from €17,005 to €15,193
- Financial charges -€1,811
down €1,811 (-49.5%), from €3,659 to €1,848
- Taxes -€388
down €388 (-13.8%), from €2,805 to €2,416
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €116,021 | €113,657 | -€2,365 | -2.0% |
| Fixed assets | 21/28 | €44,970 | €35,331 | -€9,638 | -21.4% |
| Tangible fixed assets | 22/27 | €44,970 | €35,331 | -€9,638 | -21.4% |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €44,970 | €35,331 | -€9,638 | -21.4% |
| Current assets | 29/58 | €71,052 | €78,326 | +€7,274 | +10.2% |
| Amounts receivable within one year | 40/41 | €69,249 | €74,022 | +€4,773 | +6.9% |
| Trade receivables | 40 | €62,318 | €67,218 | +€4,901 | +7.9% |
| Other amounts receivable | 41 | €6,931 | €6,804 | -€127 | -1.8% |
| Cash at bank and in hand | 54/58 | €1,803 | €4,303 | +€2,500 | +139% |
| Total equity and liabilities | 10/49 | €116,021 | €113,657 | -€2,365 | -2.0% |
| Equity | 10/15 | €26,814 | €24,531 | -€2,284 | -8.5% |
| Contributions | 10/11 | €6,250 | €6,250 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,564 | €18,281 | -€2,284 | -11.1% |
| Amounts payable | 17/49 | €89,207 | €89,126 | -€81 | -0.1% |
| Amounts payable after more than one year | 17 | €46,134 | €38,104 | -€8,030 | -17.4% |
| Financial debts | 170/4 | €46,134 | €38,104 | -€8,030 | -17.4% |
| Amounts payable within one year | 42/48 | €43,073 | €51,022 | +€7,950 | +18.5% |
| Current portion of amounts payable after more than one year | 42 | €17,365 | €5,039 | -€12,326 | -71.0% |
| Financial debts | 43 | €6,000 | €6,000 | = | 0.0% |
| Credit institutions | 430/8 | €6,000 | €6,000 | = | 0.0% |
| Trade debts | 44 | €13,654 | €23,204 | +€9,550 | +69.9% |
| Suppliers | 440/4 | €13,654 | €23,204 | +€9,550 | +69.9% |
| Advances received on contracts in progress | 46 | €800 | €10,394 | +€9,594 | +1,199% |
| Taxes, remuneration and social security | 45 | €3,665 | €3,252 | -€413 | -11.3% |
| Taxes | 450/3 | €3,665 | €3,252 | -€413 | -11.3% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €1,589 | €3,133 | +€1,544 | +97.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,581 | €9,638 | +€6,058 | +169% |
| Other operating charges | 640/8 | €9,418 | €3,597 | -€5,820 | -61.8% |
| Gross operating margin | 9900 | €17,005 | €15,193 | -€1,813 | -10.7% |
| Operating profit (loss) | 9901 | €4,007 | €1,957 | -€2,050 | -51.2% |
| Financial income | 75/76B | €22 | €24 | +€1 | +6.4% |
| Recurring financial income | 75 | €22 | €24 | +€1 | +6.4% |
| Financial charges | 65/66B | €3,659 | €1,848 | -€1,811 | -49.5% |
| Recurring financial charges | 65 | €3,659 | €1,848 | -€1,811 | -49.5% |
| Profit (loss) for the period before taxes | 9903 | €370 | €133 | -€238 | -64.2% |
| Income taxes | 67/77 | €2,805 | €2,416 | -€388 | -13.8% |
| Profit (loss) for the period | 9904 | -€2,434 | -€2,284 | +€151 | +6.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,434 | -€2,284 | +€151 | +6.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.