HUMBLE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HUMBLE
Largest movements
- Cash +€16,234
up €16,234 (+54.0%), from €30,049 to €46,283
mainly Trade debts (+€12,190) and Other debts (+€11,332)
- Tangible fixed assets -€2,161
down €2,161 (-20.5%), from €10,514 to €8,354
- Receivables within one year -€2,101
down €2,101 (-9.4%), from €22,301 to €20,201
of which Trade receivables: -€4,538
- Trade debts +€12,190
up €12,190 (+1,198%), from €1,018 to €13,208
- Other debts +€11,332
up €11,332 (+23.8%), from €47,649 to €58,982
- Reserves -€11,169
down €11,169 (-73.1%), from €15,282 to €4,113
of which Distributable reserves: -€11,169
- Gross operating margin -€17,197
down €17,197 (-67.2%), from €25,575 to €8,378
- Taxes -€4,223
down €4,223 (-77.9%), from €5,420 to €1,197
- Depreciation +€464
up €464 (+11.0%), from €4,237 to €4,701
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €64,454 | €76,441 | +€11,987 | +18.6% |
| Fixed assets | 21/28 | €11,714 | €9,554 | -€2,161 | -18.4% |
| Tangible fixed assets | 22/27 | €10,514 | €8,354 | -€2,161 | -20.5% |
| Furniture and vehicles | 24 | €10,514 | €8,354 | -€2,161 | -20.5% |
| Financial fixed assets | 28 | €1,200 | €1,200 | = | 0.0% |
| Current assets | 29/58 | €52,739 | €66,887 | +€14,148 | +26.8% |
| Amounts receivable within one year | 40/41 | €22,301 | €20,201 | -€2,101 | -9.4% |
| Trade receivables | 40 | €4,538 | €0 | -€4,538 | -100% |
| Other amounts receivable | 41 | €17,764 | €20,201 | +€2,437 | +13.7% |
| Cash at bank and in hand | 54/58 | €30,049 | €46,283 | +€16,234 | +54.0% |
| Deferred charges and accrued income | 490/1 | €389 | €403 | +€14 | +3.6% |
| Total equity and liabilities | 10/49 | €64,454 | €76,441 | +€11,987 | +18.6% |
| Equity | 10/15 | €15,382 | €4,213 | -€11,169 | -72.6% |
| Contributions | 10/11 | €100 | €100 | = | 0.0% |
| Reserves | 13 | €15,282 | €4,113 | -€11,169 | -73.1% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €15,282 | €4,113 | -€11,169 | -73.1% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €49,072 | €72,228 | +€23,156 | +47.2% |
| Amounts payable within one year | 42/48 | €49,072 | €72,228 | +€23,156 | +47.2% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €1,018 | €13,208 | +€12,190 | +1,198% |
| Suppliers | 440/4 | €1,018 | €13,208 | +€12,190 | +1,198% |
| Taxes, remuneration and social security | 45 | €405 | €38 | -€366 | -90.5% |
| Taxes | 450/3 | €405 | €38 | -€366 | -90.5% |
| Other amounts payable | 47/48 | €47,649 | €58,982 | +€11,332 | +23.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,237 | €4,701 | +€464 | +11.0% |
| Other operating charges | 640/8 | €490 | €495 | +€5 | +1.0% |
| Gross operating margin | 9900 | €25,575 | €8,378 | -€17,197 | -67.2% |
| Operating profit (loss) | 9901 | €20,848 | €3,182 | -€17,666 | -84.7% |
| Financial income | 75/76B | €0 | €23 | +€23 | +226,900% |
| Recurring financial income | 75 | €0 | €23 | +€23 | +226,900% |
| Financial charges | 65/66B | €147 | €177 | +€30 | +20.4% |
| Recurring financial charges | 65 | €147 | €177 | +€30 | +20.4% |
| Profit (loss) for the period before taxes | 9903 | €20,701 | €3,028 | -€17,673 | -85.4% |
| Income taxes | 67/77 | €5,420 | €1,197 | -€4,223 | -77.9% |
| Profit (loss) for the period | 9904 | €15,282 | €1,831 | -€13,451 | -88.0% |
| Profit (loss) for the period to be appropriated | 9905 | €15,282 | €1,831 | -€13,451 | -88.0% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.