Huize Nassau: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Huize Nassau
Largest movements
- Receivables after one year -€88,250
down €88,250 (-100%), from €88,250 to €0
- Tangible fixed assets +€46,450
up €46,450 (+15.4%), from €301,474 to €347,925
of which Land and buildings: +€84,499
- Cash +€9,569
up €9,569 (+9.3%), from €102,792 to €112,362
mainly Receivables after one year (+€88,250) and Depreciation (+€57,022)
- Reserves -€96,529
down €96,529 (-100%), from €96,529 to €0
- Debts after one year +€43,086
up €43,086 (+20.1%), from €214,056 to €257,143
- Tax, wage and social debts +€32,197
up €32,197 (+245%), from €13,123 to €45,320
of which Taxes: +€20,522
- Trade debts -€17,628
down €17,628 (-22.9%), from €77,074 to €59,446
- Current portion of long-term debt +€16,272
up €16,272 (+107%), from €15,165 to €31,438
- Staff costs +€51,562
up €51,562 (+28.0%), from €184,410 to €235,972
- Other operating charges -€21,746
down €21,746 (-93.8%), from €23,175 to €1,429
- Gross operating margin +€7,942
up €7,942 (+2.5%), from €320,322 to €328,264
- Taxes -€7,421
down €7,421 (-63.2%), from €11,750 to €4,329
- Depreciation +€7,012
up €7,012 (+14.0%), from €50,010 to €57,022
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €526,660 | €496,735 | -€29,924 | -5.7% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €303,038 | €350,814 | +€47,776 | +15.8% |
| Intangible fixed assets | 21 | €1,564 | €789 | -€775 | -49.5% |
| Tangible fixed assets | 22/27 | €301,474 | €347,925 | +€46,450 | +15.4% |
| Land and buildings | 22 | €201,068 | €285,568 | +€84,499 | +42.0% |
| Plant, machinery and equipment | 23 | €55,425 | €40,099 | -€15,326 | -27.7% |
| Furniture and vehicles | 24 | €17,482 | €6,615 | -€10,867 | -62.2% |
| Other tangible fixed assets | 26 | €27,498 | €15,643 | -€11,855 | -43.1% |
| Financial fixed assets | 28 | - | €2,100 | +€2,100 | |
| Current assets | 29/58 | €223,622 | €145,922 | -€77,700 | -34.7% |
| Amounts receivable after more than one year | 29 | €88,250 | €0 | -€88,250 | -100% |
| Other amounts receivable | 291 | €88,250 | €0 | -€88,250 | -100% |
| Stocks and contracts in progress | 3 | €23,800 | €24,250 | +€450 | +1.9% |
| Stocks | 30/36 | €23,800 | €24,250 | +€450 | +1.9% |
| Amounts receivable within one year | 40/41 | €3,166 | €3,300 | +€135 | +4.3% |
| Trade receivables | 40 | €0 | €1,397 | +€1,397 | |
| Other amounts receivable | 41 | €3,166 | €1,903 | -€1,262 | -39.9% |
| Cash at bank and in hand | 54/58 | €102,792 | €112,362 | +€9,569 | +9.3% |
| Deferred charges and accrued income | 490/1 | €5,614 | €6,010 | +€396 | +7.0% |
| Total equity and liabilities | 10/49 | €526,660 | €496,735 | -€29,924 | -5.7% |
| Equity | 10/15 | €207,239 | €100,809 | -€106,430 | -51.4% |
| Contributions | 10/11 | €18,000 | €18,000 | = | 0.0% |
| Reserves | 13 | €96,529 | €0 | -€96,529 | -100% |
| Distributable reserves | 133 | €96,529 | €0 | -€96,529 | -100% |
| Profit (loss) carried forward | 14 | €92,710 | €82,809 | -€9,901 | -10.7% |
| Amounts payable | 17/49 | €319,421 | €395,927 | +€76,506 | +24.0% |
| Amounts payable after more than one year | 17 | €214,056 | €257,143 | +€43,086 | +20.1% |
| Financial debts | 170/4 | €214,056 | €257,143 | +€43,086 | +20.1% |
| Amounts payable within one year | 42/48 | €105,364 | €138,784 | +€33,420 | +31.7% |
| Current portion of amounts payable after more than one year | 42 | €15,165 | €31,438 | +€16,272 | +107% |
| Trade debts | 44 | €77,074 | €59,446 | -€17,628 | -22.9% |
| Suppliers | 440/4 | €77,074 | €59,446 | -€17,628 | -22.9% |
| Taxes, remuneration and social security | 45 | €13,123 | €45,320 | +€32,197 | +245% |
| Taxes | 450/3 | €2,750 | €23,272 | +€20,522 | +746% |
| Remuneration and social security | 454/9 | €10,373 | €22,047 | +€11,675 | +113% |
| Other amounts payable | 47/48 | €2 | €2,580 | +€2,578 | +125,166% |
| Non-recurring operating income | 76A | €798 | - | -€798 | |
| Remuneration, social security and pensions | 62 | €184,410 | €235,972 | +€51,562 | +28.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €50,010 | €57,022 | +€7,012 | +14.0% |
| Other operating charges | 640/8 | €23,175 | €1,429 | -€21,746 | -93.8% |
| Gross operating margin | 9900 | €320,322 | €328,264 | +€7,942 | +2.5% |
| Operating profit (loss) | 9901 | €62,726 | €33,841 | -€28,885 | -46.0% |
| Financial income | 75/76B | €4,207 | €452 | -€3,755 | -89.3% |
| Recurring financial income | 75 | €2,067 | €452 | -€1,615 | -78.1% |
| Non-recurring financial income | 76B | €2,139 | - | -€2,139 | |
| Financial charges | 65/66B | €12,922 | €18,445 | +€5,523 | +42.7% |
| Recurring financial charges | 65 | €12,922 | €16,920 | +€3,998 | +30.9% |
| Non-recurring financial charges | 66B | - | €1,525 | +€1,525 | |
| Profit (loss) for the period before taxes | 9903 | €54,011 | €15,848 | -€38,162 | -70.7% |
| Income taxes | 67/77 | €11,750 | €4,329 | -€7,421 | -63.2% |
| Profit (loss) for the period | 9904 | €42,260 | €11,519 | -€30,741 | -72.7% |
| Profit (loss) for the period to be appropriated | 9905 | €42,260 | €11,519 | -€30,741 | -72.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.