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Huishandel: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Huishandel

BE 0508.668.889
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€26,396
2024 · -€20,417-€5,979
Equity
-€64,786
2024 · -€38,390-€26,396
Cash
€60,312
2024 · €15,416+€44,896
Balance sheet total
€1.6m
2024 · €948,225+€624,066

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€572,887

    up €572,887 (+61.4%), from €932,809 to €1.5m

  • Cash +€44,896

    up €44,896 (+291.2%), from €15,416 to €60,312

    mainly Debts after one year (+€568,988) and Other debts (+€49,043)

Equity and liabilities
  • Debts after one year +€568,988

    up €568,988 (+126.5%), from €449,783 to €1.0m

  • Other debts +€49,043

    up €49,043 (+9.9%), from €494,788 to €543,831

  • Profit (loss) carried forward -€26,396

    down €26,396 (-14.4%), from -€183,847 to -€210,243

  • Trade debts +€26,008

    up €26,008 (+104.2%), from €24,960 to €50,968

Income statement
  • Financial charges +€3,156

    up €3,156 (+25.9%), from €12,169 to €15,324

  • Other operating charges +€1,079

    up €1,079 (+45.2%), from €2,386 to €3,465

  • Gross operating margin -€975

    down €975 (-16.6%), from -€5,862 to -€6,836

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€20,417
Gross operating margin -€975
Other operating charges -€1,079
Other operating items -€770
Financial charges -€3,156
Result 2025 -€26,396

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€524,092
Investment €0
Financing +€568,988
Cash 2024 €15,416
Net result for the year -€26,396
Stocks and contracts -€572,887
Receivables within one year -€6,283
Trade debts +€26,008
Tax, wage and social debts +€5,984
Other debts +€49,043
Accrued charges and deferred income +€439
Debts after one year +€568,988
Cash 2025 €60,312
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €948,225 €1,572,291 +€624,066 +65.8%
Current assets 29/58 €948,225 €1,572,291 +€624,066 +65.8%
Stocks and contracts in progress 3 €932,809 €1,505,696 +€572,887 +61.4%
Stocks 30/36 €932,809 €1,505,696 +€572,887 +61.4%
Amounts receivable within one year 40/41 - €6,283 +€6,283
Trade receivables 40 - €5,342 +€5,342
Other amounts receivable 41 - €941 +€941
Cash at bank and in hand 54/58 €15,416 €60,312 +€44,896 +291.2%
Total equity and liabilities 10/49 €948,225 €1,572,291 +€624,066 +65.8%
Equity 10/15 -€38,390 -€64,786 -€26,396 -68.8%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €139,257 €139,257 = 0.0%
Distributable reserves 133 €139,257 €139,257 = 0.0%
Profit (loss) carried forward 14 -€183,847 -€210,243 -€26,396 -14.4%
Amounts payable 17/49 €986,615 €1,637,077 +€650,462 +65.9%
Amounts payable after more than one year 17 €449,783 €1,018,771 +€568,988 +126.5%
Financial debts 170/4 €449,783 €1,018,771 +€568,988 +126.5%
Amounts payable within one year 42/48 €524,917 €605,952 +€81,035 +15.4%
Trade debts 44 €24,960 €50,968 +€26,008 +104.2%
Suppliers 440/4 €24,960 €50,968 +€26,008 +104.2%
Taxes, remuneration and social security 45 €5,170 €11,154 +€5,984 +115.8%
Taxes 450/3 €5,170 €11,154 +€5,984 +115.8%
Other amounts payable 47/48 €494,788 €543,831 +€49,043 +9.9%
Accrued charges and deferred income 492/3 €11,915 €12,354 +€439 +3.7%
Other operating charges 640/8 €2,386 €3,465 +€1,079 +45.2%
Non-recurring operating charges 66A - €770 +€770
Gross operating margin 9900 -€5,862 -€6,836 -€975 -16.6%
Operating profit (loss) 9901 -€8,248 -€11,071 -€2,823 -34.2%
Financial charges 65/66B €12,169 €15,324 +€3,156 +25.9%
Recurring financial charges 65 €12,169 €15,324 +€3,156 +25.9%
Profit (loss) for the period before taxes 9903 -€20,417 -€26,396 -€5,979 -29.3%
Profit (loss) for the period 9904 -€20,417 -€26,396 -€5,979 -29.3%
Profit (loss) for the period to be appropriated 9905 -€20,417 -€26,396 -€5,979 -29.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.