Hub Conseils: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Hub Conseils
Largest movements
- Receivables after one year +€25,450
up €25,450 (+60.1%), from €42,323 to €67,773
- Tangible fixed assets -€2,640
down €2,640 (-20.3%), from €13,031 to €10,391
of which Other tangible fixed assets: -€1,936
- Other debts +€45,000
up €45,000, from €0 to €45,000
- Reserves -€23,170
down €23,170 (-83.7%), from €27,672 to €4,502
- Current portion of long-term debt +€16,748
new in 2025: €16,748
- Tax, wage and social debts -€10,485
down €10,485 (-67.3%), from €15,579 to €5,094
- Advances received -€2,500
no longer reported in 2025 (was €2,500)
- Turnover -€70,723
no longer reported in 2025 (was €70,723)
- Purchases and services -€47,667
no longer reported in 2025 (was €47,667)
- Gross operating margin +€4,658
up €4,658 (+15.1%), from €30,789 to €35,447
- Taxes +€3,275
up €3,275 (+55.8%), from €5,875 to €9,150
- Financial charges -€1,448
down €1,448 (-37.7%), from €3,839 to €2,392
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €56,339 | €80,123 | +€23,784 | +42.2% |
| Fixed assets | 21/28 | €13,091 | €10,451 | -€2,640 | -20.2% |
| Tangible fixed assets | 22/27 | €13,031 | €10,391 | -€2,640 | -20.3% |
| Furniture and vehicles | 24 | €1,057 | €352 | -€705 | -66.7% |
| Other tangible fixed assets | 26 | €11,974 | €10,039 | -€1,936 | -16.2% |
| Financial fixed assets | 28 | €60 | €60 | = | 0.0% |
| Current assets | 29/58 | €43,247 | €69,672 | +€26,425 | +61.1% |
| Amounts receivable after more than one year | 29 | €42,323 | €67,773 | +€25,450 | +60.1% |
| Other amounts receivable | 291 | €42,323 | €67,773 | +€25,450 | +60.1% |
| Amounts receivable within one year | 40/41 | €150 | - | -€150 | |
| Trade receivables | 40 | €150 | - | -€150 | |
| Cash at bank and in hand | 54/58 | €76 | €523 | +€446 | +585% |
| Deferred charges and accrued income | 490/1 | €698 | €1,376 | +€679 | +97.3% |
| Total equity and liabilities | 10/49 | €56,339 | €80,123 | +€23,784 | +42.2% |
| Equity | 10/15 | €30,672 | €7,502 | -€23,170 | -75.5% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €27,672 | €4,502 | -€23,170 | -83.7% |
| Distributable reserves | 133 | €27,672 | €4,502 | -€23,170 | -83.7% |
| Amounts payable | 17/49 | €25,667 | €72,621 | +€46,954 | +183% |
| Amounts payable within one year | 42/48 | €25,267 | €72,621 | +€47,354 | +187% |
| Current portion of amounts payable after more than one year | 42 | - | €16,748 | +€16,748 | |
| Financial debts | 43 | €4,290 | €5,201 | +€912 | +21.3% |
| Credit institutions | 430/8 | €4,290 | €5,201 | +€912 | +21.3% |
| Trade debts | 44 | €2,898 | €577 | -€2,321 | -80.1% |
| Suppliers | 440/4 | €1,042 | €577 | -€465 | -44.6% |
| Bills of exchange payable | 441 | €1,856 | - | -€1,856 | |
| Advances received on contracts in progress | 46 | €2,500 | - | -€2,500 | |
| Taxes, remuneration and social security | 45 | €15,579 | €5,094 | -€10,485 | -67.3% |
| Taxes | 450/3 | €15,579 | €5,094 | -€10,485 | -67.3% |
| Other amounts payable | 47/48 | €0 | €45,000 | +€45,000 | |
| Accrued charges and deferred income | 492/3 | €400 | €0 | -€400 | -100% |
| Turnover | 70 | €70,723 | - | -€70,723 | |
| Goods, raw materials, services and sundry goods | 60/61 | €47,667 | - | -€47,667 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,640 | €2,640 | = | 0.0% |
| Other operating charges | 640/8 | €1,282 | €811 | -€471 | -36.8% |
| Gross operating margin | 9900 | €30,789 | €35,447 | +€4,658 | +15.1% |
| Operating profit (loss) | 9901 | €26,867 | €31,996 | +€5,129 | +19.1% |
| Financial income | 75/76B | €698 | €1,376 | +€679 | +97.2% |
| Recurring financial income | 75 | €698 | €1,376 | +€679 | +97.2% |
| Financial charges | 65/66B | €3,839 | €2,392 | -€1,448 | -37.7% |
| Recurring financial charges | 65 | €3,839 | €2,392 | -€1,448 | -37.7% |
| Profit (loss) for the period before taxes | 9903 | €23,725 | €30,980 | +€7,255 | +30.6% |
| Income taxes | 67/77 | €5,875 | €9,150 | +€3,275 | +55.8% |
| Profit (loss) for the period | 9904 | €17,850 | €21,830 | +€3,980 | +22.3% |
| Profit (loss) for the period to be appropriated | 9905 | €17,850 | €21,830 | +€3,980 | +22.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.