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HRM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HRM

BE 0713.985.128
NACE 96.230, Day spas, saunas and steam baths
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€940
2024 · €279-€1,219
Equity
-€4,431
2024 · -€3,491-€940
Cash
€3,621
2024 · €3,470+€152
Balance sheet total
€4,577
2024 · €4,571+€5

Largest movements

2024 to 2025
Assets
  • Cash +€152

    up €152 (+4.4%), from €3,470 to €3,621

    mainly Trade debts (+€1,544) and Receivables within one year (+€146)

  • Receivables within one year -€146

    down €146 (-14.6%), from €1,002 to €855

    of which Other amounts receivable: -€146

Equity and liabilities
  • Trade debts +€1,544

    up €1,544 (+62.2%), from €2,482 to €4,026

  • Profit (loss) carried forward -€940

    down €940 (-4.3%), from -€21,701 to -€22,641

  • Other debts -€599

    down €599 (-21.6%), from €2,771 to €2,172

Income statement
  • Gross operating margin -€1,239

    down €1,239, from €439 to -€800

  • Turnover +€400

    new in 2025: €400

  • Financial charges -€20

    down €20 (-12.6%), from €161 to €140

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €279
Gross operating margin -€1,239
Financial charges +€20
Result 2025 -€940

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€152
Investment €0
Financing €0
Cash 2024 €3,470
Net result for the year -€940
Receivables within one year +€146
Trade debts +€1,544
Other debts -€599
Cash 2025 €3,621
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €4,571 €4,577 +€5 +0.1%
Fixed assets 21/28 €100 €100 = 0.0%
Tangible fixed assets 22/27 €100 €100 = 0.0%
Furniture and vehicles 24 €100 €100 = 0.0%
Current assets 29/58 €4,471 €4,477 +€5 +0.1%
Amounts receivable within one year 40/41 €1,002 €855 -€146 -14.6%
Trade receivables 40 €855 €855 = 0.0%
Other amounts receivable 41 €146 - -€146
Cash at bank and in hand 54/58 €3,470 €3,621 +€152 +4.4%
Total equity and liabilities 10/49 €4,571 €4,577 +€5 +0.1%
Equity 10/15 -€3,491 -€4,431 -€940 -26.9%
Contributions 10/11 €18,210 €18,210 = 0.0%
Profit (loss) carried forward 14 -€21,701 -€22,641 -€940 -4.3%
Amounts payable 17/49 €8,063 €9,008 +€946 +11.7%
Amounts payable within one year 42/48 €7,063 €8,008 +€946 +13.4%
Trade debts 44 €2,482 €4,026 +€1,544 +62.2%
Suppliers 440/4 €2,482 €4,026 +€1,544 +62.2%
Taxes, remuneration and social security 45 €1,810 €1,810 = 0.0%
Remuneration and social security 454/9 €1,810 €1,810 = 0.0%
Other amounts payable 47/48 €2,771 €2,172 -€599 -21.6%
Accrued charges and deferred income 492/3 €1,000 €1,000 = 0.0%
Turnover 70 - €400 +€400
Gross operating margin 9900 €439 -€800 -€1,239
Operating profit (loss) 9901 €439 -€800 -€1,239
Financial charges 65/66B €161 €140 -€20 -12.6%
Recurring financial charges 65 €161 €140 -€20 -12.6%
Profit (loss) for the period before taxes 9903 €279 -€940 -€1,219
Profit (loss) for the period 9904 €279 -€940 -€1,219
Profit (loss) for the period to be appropriated 9905 €279 -€940 -€1,219

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.