HRBC BELGIUM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HRBC BELGIUM
Largest movements
- Cash -€523
down €523 (-98.5%), from €531 to €8
mainly Net result for the year (-€1,434) and Trade debts (-€1,089)
- Current portion of long-term debt +€2,000
up €2,000 (+36.1%), from €5,535 to €7,535
- Profit (loss) carried forward -€1,434
down €1,434 (-9.0%), from -€15,868 to -€17,302
- Trade debts -€1,089
no longer reported in 2025 (was €1,089)
- Gross operating margin +€841
up €841 (+40.4%), from -€2,082 to -€1,241
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €756 | €233 | -€523 | -69.2% |
| Fixed assets | 21/28 | €225 | €225 | = | 0.0% |
| Financial fixed assets | 28 | €225 | €225 | = | 0.0% |
| Current assets | 29/58 | €531 | €8 | -€523 | -98.5% |
| Cash at bank and in hand | 54/58 | €531 | €8 | -€523 | -98.5% |
| Total equity and liabilities | 10/49 | €756 | €233 | -€523 | -69.2% |
| Equity | 10/15 | -€5,868 | -€7,302 | -€1,434 | -24.4% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€15,868 | -€17,302 | -€1,434 | -9.0% |
| Amounts payable | 17/49 | €6,624 | €7,535 | +€911 | +13.8% |
| Amounts payable within one year | 42/48 | €6,624 | €7,535 | +€911 | +13.8% |
| Current portion of amounts payable after more than one year | 42 | €5,535 | €7,535 | +€2,000 | +36.1% |
| Trade debts | 44 | €1,089 | - | -€1,089 | |
| Suppliers | 440/4 | €1,089 | - | -€1,089 | |
| Gross operating margin | 9900 | -€2,082 | -€1,241 | +€841 | +40.4% |
| Operating profit (loss) | 9901 | -€2,082 | -€1,241 | +€841 | +40.4% |
| Financial charges | 65/66B | €191 | €193 | +€3 | +1.4% |
| Recurring financial charges | 65 | €191 | €193 | +€3 | +1.4% |
| Profit (loss) for the period before taxes | 9903 | -€2,273 | -€1,434 | +€839 | +36.9% |
| Profit (loss) for the period | 9904 | -€2,273 | -€1,434 | +€839 | +36.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,273 | -€1,434 | +€839 | +36.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.