housr: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
housr
Largest movements
- Stocks and contracts +€3.1m
up €3.1m (+78.2%), from €4.0m to €7.1m
- Debts after one year +€2.0m
up €2.0m (+69.9%), from €2.9m to €4.9m
of which Financial debts: +€2.0m
- Other debts +€396,826
up €396,826 (+79.5%), from €499,199 to €896,024
- Reserves +€396,664
up €396,664 (+257.3%), from €154,193 to €550,857
- Tax, wage and social debts +€136,346
up €136,346 (+286.0%), from €47,668 to €184,014
- Trade debts +€92,068
up €92,068 (+918.3%), from €10,026 to €102,094
- Gross operating margin +€272,794
up €272,794 (+50.8%), from €537,424 to €810,218
- Taxes +€88,678
up €88,678 (+186.0%), from €47,668 to €136,346
- Financial charges -€46,812
down €46,812 (-15.0%), from €312,910 to €266,098
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,151,259 | €7,221,539 | +€3.1m | +74.0% |
| Fixed assets | 21/28 | €6,843 | €5,308 | -€1,535 | -22.4% |
| Intangible fixed assets | 21 | €1,801 | €1,599 | -€202 | -11.2% |
| Tangible fixed assets | 22/27 | €5,042 | €3,709 | -€1,333 | -26.4% |
| Furniture and vehicles | 24 | €5,042 | €3,709 | -€1,333 | -26.4% |
| Current assets | 29/58 | €4,144,415 | €7,216,231 | +€3.1m | +74.1% |
| Stocks and contracts in progress | 3 | €3,978,890 | €7,092,177 | +€3.1m | +78.2% |
| Stocks | 30/36 | €3,978,890 | €7,092,177 | +€3.1m | +78.2% |
| Amounts receivable within one year | 40/41 | €145,294 | €112,000 | -€33,294 | -22.9% |
| Trade receivables | 40 | €92,700 | €108,500 | +€15,800 | +17.0% |
| Other amounts receivable | 41 | €52,594 | €3,500 | -€49,094 | -93.3% |
| Cash at bank and in hand | 54/58 | €20,144 | €11,378 | -€8,765 | -43.5% |
| Deferred charges and accrued income | 490/1 | €88 | €676 | +€588 | +666.8% |
| Total equity and liabilities | 10/49 | €4,151,259 | €7,221,539 | +€3.1m | +74.0% |
| Equity | 10/15 | €654,193 | €1,050,857 | +€396,664 | +60.6% |
| Contributions | 10/11 | €500,000 | €500,000 | = | 0.0% |
| Reserves | 13 | €154,193 | €550,857 | +€396,664 | +257.3% |
| Distributable reserves | 133 | €154,193 | €550,857 | +€396,664 | +257.3% |
| Amounts payable | 17/49 | €3,497,066 | €6,170,682 | +€2.7m | +76.5% |
| Amounts payable after more than one year | 17 | €2,912,635 | €4,949,177 | +€2.0m | +69.9% |
| Financial debts | 170/4 | €2,657,206 | €4,668,748 | +€2.0m | +75.7% |
| Other amounts payable | 178/9 | €255,429 | €280,429 | +€25,000 | +9.8% |
| Amounts payable within one year | 42/48 | €556,892 | €1,182,133 | +€625,240 | +112.3% |
| Trade debts | 44 | €10,026 | €102,094 | +€92,068 | +918.3% |
| Suppliers | 440/4 | €10,026 | €102,094 | +€92,068 | +918.3% |
| Taxes, remuneration and social security | 45 | €47,668 | €184,014 | +€136,346 | +286.0% |
| Taxes | 450/3 | €47,668 | €184,014 | +€136,346 | +286.0% |
| Other amounts payable | 47/48 | €499,199 | €896,024 | +€396,826 | +79.5% |
| Accrued charges and deferred income | 492/3 | €27,539 | €39,373 | +€11,834 | +43.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,984 | €1,535 | -€6,449 | -80.8% |
| Other operating charges | 640/8 | €14,814 | €9,576 | -€5,238 | -35.4% |
| Gross operating margin | 9900 | €537,424 | €810,218 | +€272,794 | +50.8% |
| Operating profit (loss) | 9901 | €514,626 | €799,106 | +€284,480 | +55.3% |
| Financial income | 75/76B | €144 | €2 | -€142 | -98.4% |
| Recurring financial income | 75 | €144 | €2 | -€142 | -98.4% |
| Financial charges | 65/66B | €312,910 | €266,098 | -€46,812 | -15.0% |
| Recurring financial charges | 65 | €312,910 | €266,098 | -€46,812 | -15.0% |
| Profit (loss) for the period before taxes | 9903 | €201,861 | €533,011 | +€331,150 | +164.0% |
| Income taxes | 67/77 | €47,668 | €136,346 | +€88,678 | +186.0% |
| Profit (loss) for the period | 9904 | €154,193 | €396,664 | +€242,472 | +157.3% |
| Profit (loss) for the period to be appropriated | 9905 | €154,193 | €396,664 | +€242,472 | +157.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.