Housing Architecture: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Housing Architecture
Largest movements
- Receivables within one year +€48,178
up €48,178 (+23.3%), from €207,088 to €255,266
of which Other amounts receivable: +€24,467
- Tangible fixed assets +€2,925
up €2,925 (+117%), from €2,494 to €5,419
of which Plant, machinery and equipment: +€2,925
- Tax, wage and social debts +€26,365
up €26,365 (+284%), from €9,285 to €35,650
of which Remuneration and social security: +€14,169
- Profit (loss) carried forward +€23,424
up €23,424 (+15.1%), from €155,607 to €179,031
- Debts after one year -€4,985
down €4,985 (-47.7%), from €10,462 to €5,476
- Trade debts +€3,618
up €3,618 (+61.3%), from €5,903 to €9,521
- Short-term financial debts +€2,952
up €2,952 (+30.6%), from €9,634 to €12,587
- Gross operating margin +€17,299
up €17,299 (+39.4%), from €43,892 to €61,191
- Financial charges +€6,264
up €6,264 (+131%), from €4,792 to €11,056
- Staff costs +€5,871
up €5,871 (+64.1%), from €9,154 to €15,024
- Taxes +€1,639
up €1,639 (+25.3%), from €6,474 to €8,112
- Other operating charges +€860
up €860 (+116%), from €741 to €1,601
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €210,169 | €262,010 | +€51,841 | +24.7% |
| Fixed assets | 21/28 | €2,494 | €5,419 | +€2,925 | +117% |
| Tangible fixed assets | 22/27 | €2,494 | €5,419 | +€2,925 | +117% |
| Plant, machinery and equipment | 23 | €2,494 | €5,419 | +€2,925 | +117% |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €207,675 | €256,591 | +€48,916 | +23.6% |
| Amounts receivable within one year | 40/41 | €207,088 | €255,266 | +€48,178 | +23.3% |
| Trade receivables | 40 | €5,699 | €29,410 | +€23,711 | +416% |
| Other amounts receivable | 41 | €201,389 | €225,856 | +€24,467 | +12.1% |
| Cash at bank and in hand | 54/58 | €71 | - | -€71 | |
| Deferred charges and accrued income | 490/1 | €516 | €1,325 | +€809 | +157% |
| Total equity and liabilities | 10/49 | €210,169 | €262,010 | +€51,841 | +24.7% |
| Equity | 10/15 | €169,867 | €193,291 | +€23,424 | +13.8% |
| Contributions | 10/11 | €14,260 | €14,260 | = | 0.0% |
| Profit (loss) carried forward | 14 | €155,607 | €179,031 | +€23,424 | +15.1% |
| Amounts payable | 17/49 | €40,302 | €68,719 | +€28,417 | +70.5% |
| Amounts payable after more than one year | 17 | €10,462 | €5,476 | -€4,985 | -47.7% |
| Financial debts | 170/4 | €10,462 | €5,476 | -€4,985 | -47.7% |
| Amounts payable within one year | 42/48 | €29,361 | €62,743 | +€33,382 | +114% |
| Current portion of amounts payable after more than one year | 42 | €4,538 | €4,985 | +€447 | +9.8% |
| Financial debts | 43 | €9,634 | €12,587 | +€2,952 | +30.6% |
| Credit institutions | 430/8 | €9,634 | €12,587 | +€2,952 | +30.6% |
| Trade debts | 44 | €5,903 | €9,521 | +€3,618 | +61.3% |
| Suppliers | 440/4 | €5,903 | €9,521 | +€3,618 | +61.3% |
| Taxes, remuneration and social security | 45 | €9,285 | €35,650 | +€26,365 | +284% |
| Taxes | 450/3 | €9,285 | €21,481 | +€12,196 | +131% |
| Remuneration and social security | 454/9 | - | €14,169 | +€14,169 | |
| Accrued charges and deferred income | 492/3 | €480 | €500 | +€20 | +4.2% |
| Non-recurring operating income | 76A | - | €8,219 | +€8,219 | |
| Remuneration, social security and pensions | 62 | €9,154 | €15,024 | +€5,871 | +64.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,334 | €1,974 | -€359 | -15.4% |
| Other operating charges | 640/8 | €741 | €1,601 | +€860 | +116% |
| Gross operating margin | 9900 | €43,892 | €61,191 | +€17,299 | +39.4% |
| Operating profit (loss) | 9901 | €31,664 | €42,591 | +€10,927 | +34.5% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €4,792 | €11,056 | +€6,264 | +131% |
| Recurring financial charges | 65 | €4,792 | €11,056 | +€6,264 | +131% |
| Profit (loss) for the period before taxes | 9903 | €26,873 | €31,537 | +€4,664 | +17.4% |
| Income taxes | 67/77 | €6,474 | €8,112 | +€1,639 | +25.3% |
| Profit (loss) for the period | 9904 | €20,399 | €23,424 | +€3,025 | +14.8% |
| Profit (loss) for the period to be appropriated | 9905 | €20,399 | €23,424 | +€3,025 | +14.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.