HOUSELAB: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOUSELAB
Largest movements
- Receivables within one year -€47,511
down €47,511 (-91.0%), from €52,230 to €4,719
of which Trade receivables: -€48,285
- Tangible fixed assets -€28,629
down €28,629 (-6.2%), from €464,767 to €436,138
of which Land and buildings: -€33,840
- Cash +€8,230
up €8,230 (+41.0%), from €20,065 to €28,296
mainly Receivables within one year (+€47,511) and Depreciation (+€35,150)
- Debts after one year -€63,333
down €63,333 (-21.5%), from €294,335 to €231,001
- Trade debts -€21,981
down €21,981 (-66.8%), from €32,902 to €10,922
- Other debts +€19,528
up €19,528 (+34.4%), from €56,775 to €76,303
- Tax, wage and social debts -€5,644
down €5,644 (-94.1%), from €5,995 to €351
- Accrued charges and deferred income +€5,485
up €5,485 (+20.9%), from €26,217 to €31,703
- Gross operating margin -€14,209
down €14,209 (-23.8%), from €59,812 to €45,603
- Financial charges -€4,747
down €4,747 (-35.1%), from €13,519 to €8,772
- Other operating charges -€3,694
down €3,694 (-51.2%), from €7,209 to €3,515
- Depreciation -€2,434
down €2,434 (-6.5%), from €37,584 to €35,150
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €538,035 | €470,259 | -€67,777 | -12.6% |
| Fixed assets | 21/28 | €464,767 | €436,138 | -€28,629 | -6.2% |
| Tangible fixed assets | 22/27 | €464,767 | €436,138 | -€28,629 | -6.2% |
| Land and buildings | 22 | €461,392 | €427,552 | -€33,840 | -7.3% |
| Plant, machinery and equipment | 23 | €1,624 | €2,815 | +€1,191 | +73.3% |
| Other tangible fixed assets | 26 | €1,751 | €5,771 | +€4,020 | +230% |
| Current assets | 29/58 | €73,268 | €34,121 | -€39,147 | -53.4% |
| Amounts receivable within one year | 40/41 | €52,230 | €4,719 | -€47,511 | -91.0% |
| Trade receivables | 40 | €52,159 | €3,874 | -€48,285 | -92.6% |
| Other amounts receivable | 41 | €71 | €845 | +€774 | +1,094% |
| Cash at bank and in hand | 54/58 | €20,065 | €28,296 | +€8,230 | +41.0% |
| Deferred charges and accrued income | 490/1 | €973 | €1,107 | +€133 | +13.7% |
| Total equity and liabilities | 10/49 | €538,035 | €470,259 | -€67,777 | -12.6% |
| Equity | 10/15 | €88,478 | €86,646 | -€1,832 | -2.1% |
| Contributions | 10/11 | €69,000 | €69,000 | = | 0.0% |
| Reserves | 13 | €2,955 | €2,955 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,955 | €2,955 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,955 | €2,955 | = | 0.0% |
| Profit (loss) carried forward | 14 | €16,523 | €14,691 | -€1,832 | -11.1% |
| Amounts payable | 17/49 | €449,558 | €383,613 | -€65,945 | -14.7% |
| Amounts payable after more than one year | 17 | €294,335 | €231,001 | -€63,333 | -21.5% |
| Financial debts | 170/4 | €294,335 | €231,001 | -€63,333 | -21.5% |
| Amounts payable within one year | 42/48 | €129,006 | €120,909 | -€8,097 | -6.3% |
| Current portion of amounts payable after more than one year | 42 | €33,333 | €33,333 | = | 0.0% |
| Trade debts | 44 | €32,902 | €10,922 | -€21,981 | -66.8% |
| Suppliers | 440/4 | €32,902 | €10,922 | -€21,981 | -66.8% |
| Taxes, remuneration and social security | 45 | €5,995 | €351 | -€5,644 | -94.1% |
| Taxes | 450/3 | €5,995 | €351 | -€5,644 | -94.1% |
| Other amounts payable | 47/48 | €56,775 | €76,303 | +€19,528 | +34.4% |
| Accrued charges and deferred income | 492/3 | €26,217 | €31,703 | +€5,485 | +20.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €37,584 | €35,150 | -€2,434 | -6.5% |
| Other operating charges | 640/8 | €7,209 | €3,515 | -€3,694 | -51.2% |
| Gross operating margin | 9900 | €59,812 | €45,603 | -€14,209 | -23.8% |
| Operating profit (loss) | 9901 | €15,019 | €6,938 | -€8,081 | -53.8% |
| Financial income | 75/76B | €60 | €3 | -€57 | -95.8% |
| Recurring financial income | 75 | €60 | €3 | -€57 | -95.8% |
| Financial charges | 65/66B | €13,519 | €8,772 | -€4,747 | -35.1% |
| Recurring financial charges | 65 | €13,519 | €8,772 | -€4,747 | -35.1% |
| Profit (loss) for the period before taxes | 9903 | €1,560 | -€1,832 | -€3,392 | |
| Profit (loss) for the period | 9904 | €1,560 | -€1,832 | -€3,392 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,560 | -€1,832 | -€3,392 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.