House@Tree: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
House@Tree
Largest movements
- Cash -€10,950
down €10,950 (-98.0%), from €11,177 to €227
mainly Contributions, distributions and other (-€34,088) and Investment in fixed assets (net) (-€18,758)
- Tangible fixed assets +€8,722
up €8,722 (+35.5%), from €24,542 to €33,264
of which Furniture and vehicles: +€6,661
- Receivables within one year +€2,718
up €2,718 (+3.5%), from €77,878 to €80,596
of which Trade receivables: +€7,716
- Reserves -€22,854
down €22,854 (-32.5%), from €70,400 to €47,546
- Trade debts +€20,603
up €20,603 (+1244.4%), from €1,656 to €22,259
- Other debts +€4,765
new in 2025: €4,765
- Staff costs +€28,971
up €28,971 (+36.5%), from €79,429 to €108,400
- Gross operating margin -€25,998
down €25,998 (-15.6%), from €166,276 to €140,278
- Taxes -€12,439
down €12,439 (-75.9%), from €16,394 to €3,955
- Depreciation -€3,441
down €3,441 (-25.5%), from €13,477 to €10,036
- Financial charges +€1,898
up €1,898 (+268.0%), from €708 to €2,606
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €117,541 | €118,766 | +€1,225 | +1.0% |
| Fixed assets | 21/28 | €27,692 | €36,414 | +€8,722 | +31.5% |
| Tangible fixed assets | 22/27 | €24,542 | €33,264 | +€8,722 | +35.5% |
| Plant, machinery and equipment | 23 | €6,759 | €8,820 | +€2,061 | +30.5% |
| Furniture and vehicles | 24 | €17,783 | €24,444 | +€6,661 | +37.5% |
| Financial fixed assets | 28 | €3,150 | €3,150 | = | 0.0% |
| Current assets | 29/58 | €89,849 | €82,352 | -€7,497 | -8.3% |
| Amounts receivable within one year | 40/41 | €77,878 | €80,596 | +€2,718 | +3.5% |
| Trade receivables | 40 | €55,042 | €62,758 | +€7,716 | +14.0% |
| Other amounts receivable | 41 | €22,836 | €17,838 | -€4,998 | -21.9% |
| Cash at bank and in hand | 54/58 | €11,177 | €227 | -€10,950 | -98.0% |
| Deferred charges and accrued income | 490/1 | €794 | €1,530 | +€736 | +92.6% |
| Total equity and liabilities | 10/49 | €117,541 | €118,766 | +€1,225 | +1.0% |
| Equity | 10/15 | €95,400 | €72,546 | -€22,854 | -24.0% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €70,400 | €47,546 | -€22,854 | -32.5% |
| Distributable reserves | 133 | €70,400 | €47,546 | -€22,854 | -32.5% |
| Amounts payable | 17/49 | €22,142 | €46,221 | +€24,079 | +108.7% |
| Amounts payable within one year | 42/48 | €22,142 | €46,221 | +€24,079 | +108.7% |
| Current portion of amounts payable after more than one year | 42 | €730 | - | -€730 | |
| Trade debts | 44 | €1,656 | €22,259 | +€20,603 | +1244.4% |
| Suppliers | 440/4 | €1,656 | €22,259 | +€20,603 | +1244.4% |
| Taxes, remuneration and social security | 45 | €19,756 | €19,197 | -€559 | -2.8% |
| Taxes | 450/3 | €8,425 | €4,100 | -€4,325 | -51.3% |
| Remuneration and social security | 454/9 | €11,332 | €15,097 | +€3,766 | +33.2% |
| Other amounts payable | 47/48 | - | €4,765 | +€4,765 | |
| Remuneration, social security and pensions | 62 | €79,429 | €108,400 | +€28,971 | +36.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,477 | €10,036 | -€3,441 | -25.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €448 | +€448 | |
| Other operating charges | 640/8 | €3,169 | €3,604 | +€435 | +13.7% |
| Gross operating margin | 9900 | €166,276 | €140,278 | -€25,998 | -15.6% |
| Operating profit (loss) | 9901 | €70,200 | €17,790 | -€52,410 | -74.7% |
| Financial income | 75/76B | €92 | €5 | -€87 | -94.1% |
| Recurring financial income | 75 | €92 | €5 | -€87 | -94.1% |
| Financial charges | 65/66B | €708 | €2,606 | +€1,898 | +268.0% |
| Recurring financial charges | 65 | €708 | €2,606 | +€1,898 | +268.0% |
| Profit (loss) for the period before taxes | 9903 | €69,585 | €15,189 | -€54,395 | -78.2% |
| Income taxes | 67/77 | €16,394 | €3,955 | -€12,439 | -75.9% |
| Profit (loss) for the period | 9904 | €53,190 | €11,234 | -€41,956 | -78.9% |
| Profit (loss) for the period to be appropriated | 9905 | €53,190 | €11,234 | -€41,956 | -78.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.