Homewise: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Homewise
NACE 82.990, Other business support services
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€2,942
2024 · -€22,866+€19,925
Equity
€565,283
2024 · €568,224-€2,942
Cash
€64,850
2024 · €74,674-€9,824
Balance sheet total
€1.2m
2024 · €1.3m-€60,261
Largest movements
Assets
- Tangible fixed assets -€47,237
down €47,237 (-4.9%), from €973,266 to €926,030
of which Land and buildings: -€44,894
Equity and liabilities
- Debts after one year -€27,205
down €27,205 (-14.5%), from €188,074 to €160,869
- Current portion of long-term debt -€16,381
down €16,381 (-37.6%), from €43,586 to €27,205
Income statement
- Gross operating margin +€15,447
up €15,447 (+44.8%), from €34,450 to €49,897
- Depreciation -€5,830
down €5,830 (-10.7%), from €54,347 to €48,517
- Financial income -€1,902
down €1,902 (-17.4%), from €10,958 to €9,056
- Financial charges -€1,369
down €1,369 (-11.9%), from €11,457 to €10,089
- Taxes +€678
up €678 (+380%), from €178 to €857
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€22,866
Gross operating margin
+€15,447
Depreciation
+€5,830
Other operating charges
-€140
Financial income
-€1,902
Financial charges
+€1,369
Taxes
-€678
Result 2025
-€2,942
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€35,043
Investment
-€1,280
Financing
-€43,586
Cash 2024
€74,674
From operations (derived)
+€35,043
Net result for the year
-€2,942
Depreciation
+€48,517
Receivables within one year
+€3,248
Smaller working-capital items
+€21
Provisions
-€3,052
Trade debts
-€1,886
Other debts
-€9,710
Accrued charges and deferred income
+€847
Investment (derived)
-€1,280
Investment in fixed assets (net)
-€1,280
Financing
-€43,586
Debts after one year
-€27,205
Current portion of long-term debt
-€16,381
Cash 2025
€64,850
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,264,595 | €1,204,334 | -€60,261 | -4.8% |
| Fixed assets | 21/28 | €973,327 | €926,091 | -€47,237 | -4.9% |
| Tangible fixed assets | 22/27 | €973,266 | €926,030 | -€47,237 | -4.9% |
| Land and buildings | 22 | €961,833 | €916,939 | -€44,894 | -4.7% |
| Plant, machinery and equipment | 23 | €4,538 | €3,201 | -€1,338 | -29.5% |
| Furniture and vehicles | 24 | €6,895 | €5,890 | -€1,005 | -14.6% |
| Financial fixed assets | 28 | €61 | €61 | = | 0.0% |
| Current assets | 29/58 | €291,267 | €278,243 | -€13,024 | -4.5% |
| Amounts receivable within one year | 40/41 | €15,962 | €12,714 | -€3,248 | -20.3% |
| Trade receivables | 40 | €11,627 | €9,628 | -€1,999 | -17.2% |
| Other amounts receivable | 41 | €4,335 | €3,086 | -€1,249 | -28.8% |
| Current investments | 50/53 | €200,000 | €200,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €74,674 | €64,850 | -€9,824 | -13.2% |
| Deferred charges and accrued income | 490/1 | €631 | €679 | +€48 | +7.5% |
| Total equity and liabilities | 10/49 | €1,264,595 | €1,204,334 | -€60,261 | -4.8% |
| Equity | 10/15 | €568,224 | €565,283 | -€2,942 | -0.5% |
| Contributions | 10/11 | €256,005 | €256,005 | = | 0.0% |
| Capital | 10 | €256,000 | €256,000 | = | 0.0% |
| Issued capital | 100 | €256,000 | €256,000 | = | 0.0% |
| Contributions outside capital | 11 | €5 | €5 | = | 0.0% |
| Share premium | 1100/10 | €5 | €5 | = | 0.0% |
| Reserves | 13 | €362,462 | €359,304 | -€3,158 | -0.9% |
| Non-distributable reserves | 130/1 | €10,684 | €10,684 | = | 0.0% |
| Legal reserve | 130 | €10,684 | €10,684 | = | 0.0% |
| Tax-exempt reserves | 132 | €265,717 | €256,559 | -€9,158 | -3.4% |
| Distributable reserves | 133 | €86,060 | €92,060 | +€6,000 | +7.0% |
| Profit (loss) carried forward | 14 | -€50,243 | -€50,026 | +€216 | +0.4% |
| Provisions and deferred taxes | 16 | €87,000 | €83,948 | -€3,052 | -3.5% |
| Deferred taxes | 168 | €87,000 | €83,948 | -€3,052 | -3.5% |
| Amounts payable | 17/49 | €609,370 | €555,103 | -€54,267 | -8.9% |
| Amounts payable after more than one year | 17 | €188,074 | €160,869 | -€27,205 | -14.5% |
| Financial debts | 170/4 | €188,074 | €160,869 | -€27,205 | -14.5% |
| Amounts payable within one year | 42/48 | €421,105 | €393,196 | -€27,909 | -6.6% |
| Current portion of amounts payable after more than one year | 42 | €43,586 | €27,205 | -€16,381 | -37.6% |
| Trade debts | 44 | €3,707 | €1,821 | -€1,886 | -50.9% |
| Suppliers | 440/4 | €3,707 | €1,821 | -€1,886 | -50.9% |
| Taxes, remuneration and social security | 45 | €1,012 | €1,081 | +€68 | +6.8% |
| Taxes | 450/3 | €1,012 | €1,081 | +€68 | +6.8% |
| Other amounts payable | 47/48 | €372,799 | €363,090 | -€9,710 | -2.6% |
| Accrued charges and deferred income | 492/3 | €191 | €1,038 | +€847 | +443% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €54,347 | €48,517 | -€5,830 | -10.7% |
| Other operating charges | 640/8 | €5,344 | €5,484 | +€140 | +2.6% |
| Gross operating margin | 9900 | €34,450 | €49,897 | +€15,447 | +44.8% |
| Operating profit (loss) | 9901 | -€25,241 | -€4,104 | +€21,136 | +83.7% |
| Financial income | 75/76B | €10,958 | €9,056 | -€1,902 | -17.4% |
| Recurring financial income | 75 | €10,958 | €9,056 | -€1,902 | -17.4% |
| Financial charges | 65/66B | €11,457 | €10,089 | -€1,369 | -11.9% |
| Recurring financial charges | 65 | €11,457 | €10,089 | -€1,369 | -11.9% |
| Profit (loss) for the period before taxes | 9903 | -€25,740 | -€5,137 | +€20,603 | +80.0% |
| Transfer from deferred taxes | 780 | €3,052 | €3,052 | +€0 | 0.0% |
| Income taxes | 67/77 | €178 | €857 | +€678 | +380% |
| Profit (loss) for the period | 9904 | -€22,866 | -€2,942 | +€19,925 | +87.1% |
| Transfer from tax-exempt reserves | 789 | €9,158 | €9,158 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€13,708 | €6,216 | +€19,925 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.